# YES PAY Next: UPI, CBDC, Bills — Secure Payment,Recharge & More > Secure UPI payments, bill payments, recharges, and financial management by YES Bank. (iPhone/iPad app by Yes Bank Limited.) - Source: https://appshunter.io/ios/app/yes-pay-next-upi-cbdc-bills/id6449251562 (this page in markdown: same URL + `.md`) - Developer: [Yes Bank Limited](https://appshunter.io/developer/626149886) - Category: Finance - Price: Free - Rating: 4.75/5 from 1,398 App Store ratings · 20 written reviews indexed - Age rating: 4+ - Requires: iOS 16.6 · 148 MB - Languages: American English, Bangla, Gujarati, Hindi, Kannada, Malayalam, Marathi, Odia, Tamil, Telugu - Released: 2024-02-16 - Data updated: 2026-09-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/yes-pay-next-upi-cbdc-bills/id6449251562/reviews.md ## What is YES PAY Next? Revolutionize your payments with YES PAY Next, a next-gen UPI payment application by YES Bank, open to all. Built for safe UPI money transfers, easy bill payments and quick recharges without a platform fee, earn rewards and manage your finances securely, all in one place. All you need to do is link your bank accounts or RuPay Credit Cards on YES PAY Next with your mobile number and start enjoying a seamless and safe UPI Payment experience on Yes Bank UPI app. All the ways to pay, manage, and earn – right on YES PAY Next • Safe and Secure UPI Money Transfer: Send money using UPI ID, Mobile Number, Bank Account or Self Transfer • Seamless Payments: Scan QR code to pay merchants • Set / Reset PIN: Set / Reset your UPI PIN at your convenience • Quick Approvals: Approve incoming collect requests • Instant Transfers: Transfer funds to your own bank accounts quickly • Easy UPI ID Management: Set and reset your UPI ID with ease • UPI Number Management: Set and reset your UPI Number in YES PAY Next. It allows you to receive money in YES PAY Next from users from any UPI App • Secure Credit Card Payments: Add Credit Card Account, Check Balance, Set PIN and Pay securely using Rupay Credit Card • Auto-Payment Management: Auto renew your services with pre-set commands set with YES PAY Next • Request Money Transfer: Request money from anyone using UPI ID, UPI Number or Mobile Number • Complaint Resolution: Raise complaints and get timely resolutions adhering to NPCI guidelines • Multi Account Management: Manage multiple accounts hassle-free • Gift Vouchers: Purchase gift vouchers for your loved ones conveniently • Bill Payments: Pay bills for electricity, water, gas, mobile postpaid, credit card and more without the added platform fees that you might have to pay elsewhere • Service Recharge: Recharge mobile numbers, DTH services, and FASTag effortlessly without any platform fee • UPI Lite Payments: Make fast PIN-less transactions up to ₹1000 • UPI Cash Withdrawal: Withdraw cash from UPI enabled ATM by just scanning the QR code • Manage Finances: Pay rent, Handle loan repayments, Insurance premiums and taxes Seamlessly • YES PAY Coins – Earn coins on a range of transactions as well as non-transactional activities (e.g. Registering on the app, Adding a RuPay Credit Card, Activating UPI Lite). Also, redeem these coins on purchase of gift vouchers, mobile recharge and by checking your credit score within the YES PAY Next UPI payment app • Credit Score - Check Credit Score with ease, instantly • EMI on Credit Card - Make payments lighter by converting your Credit Card transactions to convenient EMIs Why choose YES PAY Next? • We’re not your regular UPI Payment App! Customers can add multiple bank accounts in one go and chose any one for transacting seamlessly. Customers can also transact through multiple selected merchant applications and manage those transactions through YES PAY Next • Top notch Safety and Security! When it comes to safety, don’t worry, we’ve got your back. We support login through passcode as well as biometric authentication mechanisms such as Fingerprint and Face ID along with secure registration process using device binding. Location access is not mandatory as you can turn it Off when required • Easy and Reliable platform! YES PAY Next is a very easy to use app where customers can simply register by using only their mobile number in few simple steps • Customer Friendly Rewards Plan, now earn every time you spend! Enjoy a range of Rewards on a wide variety of transactions and other functions on YES PAY Next • Ever-evolving Ecosystem of Services! Enjoy a rapidly growing ecosystem of Value-Added Services that offer you a world of services, all on a single platform YES PAY Next, a Yes Bank UPI Application For queries/feedback, reach us at yestouch@yesbank.in ## Key features - Secure UPI money transfer - QR code payments - Bill payments and service recharges - Earn and redeem rewards - Credit score check - Manage multiple bank accounts - UPI Lite and cash withdrawal ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/yes-pay-next-upi-cbdc-bills/id6449251562/reviews.md ### 4/5 — No logout & approve pay *2026-07-20* Kindly Please note: it is whether this app has a ‘Logout’ or not, and it appears that the ‘Approve pay’ feature is missing , kindly please rectify this issue, thank you ### 1/5 — Does not work anymore *2026-07-17* I tried to start it installed it multiple times can’t get past the last screen , after setting up the passcode , spent 2 weeks trying to sign up and failed **Developer response:** Hello Customer, we apologize for the inconvenience caused to you. We would appreciate it if you could reach out to us at "yestouch@yesbank.in" with screenshots to share your concerns in more detail. ### 1/5 — Useless as Registration only will Never Happen *2026-07-13* Post downloading this i am trying to get the profile created, so that I can login and for 3-4 days last page i can go till is to create Pin. This app never let you login so i think I can surely predict how the experience might be once somehow someday get through profile creation. Better use legacy apps only **Developer response:** Hello Customer, we apologize for the inconvenience caused to you. We would appreciate it if you could reach out to us at "yestouch@yesbank.in" with screenshots to share your concerns in more detail. ### 5/5 — Nice app *2026-07-03* It is a very good payment app. UI is refreshing and intuitive. The introduction of CBDC payment feature has enhanced its utility. **Developer response:** Dear Customer, Thank you for your encouraging feedback. Keep using YES PAY Next to enjoy upcoming features designed to give you a superior payment experience. Thank You - YES Bank ### 1/5 — Yes Pay Next - Session Timeout Error *2026-04-05* Very disappointing experience with YES Pay Next. The app keeps showing “Session Timeout” error again and again, even with a strong internet connection. It logs out automatically and sometimes doesn’t even allow login properly. I tried reinstalling the app, clearing cache, switching WiFi to mobile data, and updating the app, but the problem is still there. Because of this issue, I am unable to make payments on time and it becomes stressful. YES Bank should fix this bug immediately and improve app stability. Banking apps should be reliable, but this one is not. **Developer response:** Hello Customer, we apologize for the inconvenience caused to you. We would appreciate it if you could reach out to us at "yestouch@yesbank.in" with screenshots to share your concerns in more detail. ### 4/5 — Paid credit card bill *2025-11-05* It was very easy to pay through this App. **Developer response:** Dear Customer, Thank you for your encouraging feedback. Keep using YES PAY Next to enjoy coming features designed to give you a superior payment experience. Thank You - YES Bank ### 5/5 — Needed lil improvements *2025-05-18* Clean UI by yesbank no other UPI has offered till date, no trash ads nothing, all you need is to enable widget support on Lock Screen and personal UPI id creation to hide Number. **Developer response:** Dear Customer, Thank you for your encouraging feedback. We've taken note of your recommendations. Keep using YES PAY Next to enjoy coming features designed to give you a superior payment experience. Thank You - YES Bank ### 5/5 — Yes Pay Next *2025-03-13* Very nice interface and easy to navigate **Developer response:** Dear Customer, Thank you for your encouraging feedback. Keep using YES PAY Next to enjoy coming features designed to give you a superior payment experience. Thank You - YES Bank ### 5/5 — Good platform *2025-02-27* Good platform easy to access **Developer response:** Dear Customer, Thank you for your encouraging feedback. Keep using YES PAY Next to enjoy coming features designed to give you a superior payment experience. Thank You - YES Bank ### 5/5 — Great *2025-01-27* Wawwww but difficult to add Credit card rest fine…………:: **Developer response:** Dear Customer, Thank you for your encouraging feedback. At present you can only add a RuPay Credit Card on the app. Keep using YES PAY Next to enjoy coming features designed to give you a superior payment experience. Thank You - YES Bank ## Frequently asked questions about YES PAY Next ### What types of transactions can I make with YES PAY Next? YES PAY Next supports a wide range of transactions including UPI money transfers, QR code payments to merchants, bill payments for utilities and services, mobile and DTH recharges, and even UPI cash withdrawals from ATMs. ### How does YES PAY Next ensure the security of my financial information? YES PAY Next is built with top-notch safety and security measures. It allows you to set and reset your UPI PIN, securely manage credit card payments, and adheres to NPCI guidelines for complaint resolution, ensuring a safe payment experience. ### Can I manage multiple bank accounts using YES PAY Next? Yes, YES PAY Next allows you to add and manage multiple bank accounts hassle-free. You can link your bank accounts or RuPay Credit Cards and choose any one for seamless transactions. ### Does YES PAY Next offer any rewards or benefits? Yes, YES PAY Next offers YES PAY Coins on various transactions and activities like registering on the app or adding a RuPay Credit Card. These coins can be redeemed for gift vouchers, mobile recharges, or by checking your credit score. ### What is the age rating for YES PAY Next? YES PAY Next has an age rating of 4+, making it suitable for a broad user base. ### On which devices can I use YES PAY Next? Currently, YES PAY Next is supported on iPhone devices. ### How often is YES PAY Next updated? The latest version of YES PAY Next is 1.1.39, and it was last updated on June 22, 2026. Updates typically include new features, performance improvements, and security enhancements. ### Does YES PAY Next have ads? No, YES PAY Next does not contain advertisements, providing an ad-free experience for users. ## Version history (last 5 releases) ### 1.1.39 — 2026-06-22 Minor enhancement and bug fixes. ### 1.1.38 — 2026-05-21 1. Smarter QR scanner – Now scan any QR from a distance and complete a smooth payment. 2.Enjoy the app in 8 new languages - You can now use the YES PAY Next app in the following new languages -Gujarati,Bangla,Malayalam,Marathi, Kannada, Odia, Tamil and Telegu. 3.Enhanced Referrals – Send easy Referrals even to contacts that are not saved in your contact list. 4.Faster Bank Transfers – Skip entering IFSC codes for supported banks—transfers are now simpler and quicker. 5. Quick FASTag Statements – Download your FASTag transaction statements in PDF from the app.(Applicable to YES Bank FASTag users only). 6. RC images for FASTag verification – Upload your vehicle’s RC images against your FASTag for quick verification. (Applicable to YES Bank FASTag users only). Along with other minor enhancement and some bug fixes. ### 1.1.37 — 2026-04-16 Minor enhancement and bug fixes. ### 1.1.36 — 2026-03-19 Now register and manage your Digital Rupee wallet ( Central Bank Digital Currency) ### 1.1.35 — 2026-01-29 Minor enhancement and bug fixes ## More apps by Yes Bank Limited - [YES BANK](https://appshunter.io/ios/app/yes-bank/id626149883) - [Yes Secure](https://appshunter.io/ios/app/yes-secure/id1070298255) - [YES Corporate](https://appshunter.io/ios/app/yes-corporate/id1226944857) - [YES MSME Mobile](https://appshunter.io/ios/app/yes-msme-mobile/id1300587806) - [IRIS by YES BANK - Mobile App](https://appshunter.io/ios/app/iris-by-yes-bank-mobile-app/id1575064171) - [YES Biz Online](https://appshunter.io/ios/app/yes-biz-online/id1627446852) All apps by Yes Bank Limited: https://appshunter.io/developer/626149886 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*