# Yes Secure

> Offline OTP generator for secure retail NetBanking transactions. (iPhone/iPad app by Yes Bank Limited.)

- Source: https://appshunter.io/ios/app/yes-secure/id1070298255 (this page in markdown: same URL + `.md`)
- Developer: [Yes Bank Limited](https://appshunter.io/developer/626149886)
- Category: Finance
- Price: Free
- Rating: 3.33/5 from 3 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 1 MB
- Languages: English, French, Spanish
- Released: 2016-02-03
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yes-secure/id1070298255/reviews.md

## What is Yes Secure?

YES SECURE - Generate an OTP on your Mobile Device

YES Bank Introduces 'YES Secure', an app to generate a One Time Password (OTP) without the need for an internet connection on your Mobile!
 
Now you can authenticate all your Retail NetBanking transactions using the YES Secure Application. You simply need to follow 4 simple registration steps to register for YES Secure by login into YES BANK Retail NetBanking.
 
1)Select the device OS (operating system) 
2)Set PIN on Retail NetBanking
3)Download and activate application on mobile device.
4)Verify YES SECURE by entering OTP on Retail NetBanking


Key Benefits
1)YES Secure Application works without Mobile Network (GPRS/GSM/CDMA) and even generates the OTP offline. 
2)Easy access to Retail NetBanking transactions for frequent travellers since OTP can be generated without registered mobile number being active on the network.
 
Please Note
1)You will require your Mobile Handset with registered mobile number, to be GPRS enabled to activate YES SECURE mobile application.
2)Please complete the activation of this application before you travel to a location where your registered mobile number will not be active.
3)Since this facility enables you to generate OTP on our mobile phone or device, registering for this facility will disable the functionality of receiving OTP by SMS/email or IVR.
4)If you wish to deactivate this facility please login to NetBanking and go to Update profile > Manage Transaction Authentication Mode > select SMS and IVR/Email OTP. You start receiving OTP on your registered mobile number.

## Key features

- Offline OTP generation
- Secure NetBanking authentication
- No internet connection required
- Easy 4-step registration
- Works without mobile network

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/yes-secure/id1070298255/reviews.md

### 1/5 — The app is trash if you update your phone

*2023-01-03, version 1.34*

There is no way to get activation code if you happen to get a new phone or change it. It locks you out of the account and there’s no possible way to get access to the app again. YesBank needs to provide attention and knowledge about this to customer service as none of them happen to know what this app is what it does.

### 4/5 — Could be more secure and user friendly

*2021-02-04, version 1.34*

The app is not updated frequently enough so I’m not sure if Yesbank is keeping up with latest security vulnerabilities.

I believe an easier option will be allow to use a industry standard authenticator app like Google authenticator or Microsoft authenticator. Although I do understand that given they are a bank their may be regulatory requirements to not rely on 3p apps. In that case maybe they can adopt some UI improvements.

I would also really like to have an option of a hardware key.

## Frequently asked questions about Yes Secure

### Does Yes Secure have ads?

No, Yes Secure does not contain advertisements. It is a free application focused solely on providing a secure OTP generation service.

### How do I register for Yes Secure?

Registration involves four simple steps: selecting your device OS on YES BANK Retail NetBanking, setting a PIN, downloading and activating the app on your mobile, and finally verifying YES SECURE by entering an OTP on Retail NetBanking.

### Can I generate OTPs with Yes Secure without an internet connection?

Yes, a key benefit of Yes Secure is its ability to generate OTPs offline, without requiring any mobile network (GPRS/GSM/CDMA) or internet connection.

### What happens if I activate Yes Secure?

Activating Yes Secure will disable the functionality of receiving OTPs via SMS/email or IVR. You will then generate OTPs directly on your mobile device.

### How do I deactivate Yes Secure?

To deactivate Yes Secure, log in to NetBanking, navigate to 'Update profile' > 'Manage Transaction Authentication Mode', and select SMS and IVR/Email OTP. This will resume receiving OTPs via your registered mobile number.

### What devices does Yes Secure support?

Yes Secure is available for iPhone, iPad, and iPod devices. It requires a mobile handset with a registered mobile number that is GPRS enabled for activation.

### What is the age rating for Yes Secure?

Yes Secure has an age rating of 4+, making it suitable for a wide range of users. The app was last updated on August 17, 2023.

### How does Yes Secure compare to SMS OTPs?

Yes Secure offers an offline alternative to SMS OTPs, which is particularly useful for frequent travelers or in areas with poor network coverage. Activating Yes Secure disables SMS OTP delivery.

## Version history (last 2 releases)

### 1.40 — 2023-08-17

- As our continuous endeavour, we have deployed some minor fixes and updated our security controls to make the app faster, safer and more stable

### 1.34 — 2016-02-03

This app has been updated by Apple to display the Apple Watch app icon.

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## More apps by Yes Bank Limited

- [YES BANK](https://appshunter.io/ios/app/yes-bank/id626149883)
- [YES Corporate](https://appshunter.io/ios/app/yes-corporate/id1226944857)
- [YES MSME Mobile](https://appshunter.io/ios/app/yes-msme-mobile/id1300587806)
- [IRIS by YES BANK - Mobile App](https://appshunter.io/ios/app/iris-by-yes-bank-mobile-app/id1575064171)
- [YES Biz Online](https://appshunter.io/ios/app/yes-biz-online/id1627446852)

All apps by Yes Bank Limited: https://appshunter.io/developer/626149886

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*