# YesCredit - Quick Loan — Quick and Affordable Loan > Mobile app for quick and affordable personal loans with flexible repayment terms. (iPhone/iPad app by YesCredit Company Limited.) - Source: https://appshunter.io/ios/app/yescredit-quick-loan/id1605486804 (this page in markdown: same URL + `.md`) - Developer: [YesCredit Company Limited](https://appshunter.io/developer/1546859608) - Category: Finance, Lifestyle - Price: Free - Rating: 2.39/5 from 18 App Store ratings · 9 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 30 MB - Languages: English - Released: 2022-02-08 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/yescredit-quick-loan/id1605486804/reviews.md ## What is YesCredit? YesCredit makes it easy for you to access loans just when you need it. Sign up in a few seconds, apply for a loan, and receive your money into your wallet. You can transfer to your bank accounts immediately. It's a fast, convenient, and reliable way to fix your spending gap. GETTING STARTED IS VERY EASY; * Create an account. * Apply in seconds. * Receive your loan straight into your account. * Increase your loan limit every time you repay a loan. REPAYMENT TERMS FOR ALL LOANS: Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 180 days. Choose the loan term that's right for you within the app. RATES AND FEES: We are focused more on micro-credits. Our loans range from N5,000 to N50,000, and you must be at least 21 years at your last birthday to be considered for a loan. The loan tenor can be between 60 to 180 days. Interest rates range from between 4.5% - 35% with an equivalent monthly interest of 5%- 29%. An APR of 29% to 120%. A typical example is this: If you choose to get a 6-month loan of N10,000, YesCredit charges an interest rate of 60% APR. We would charge you N3,000 as the total interest amount for the 6-month period so that your total repayment of interest + principal at the end of your loan would be N13,000. We usually require no collateral, guarantors, or documents. However, for loans beyond certain amounts, we may require additional documentation. Nevertheless, all you need is to download our YesCredit app and apply right from your mobile phone. We cater to all categories of loan requests. Whether you are self-employed or a salary earner, our loans are readily available to help meet that immediate need. ADDITIONAL NOTES. When processing your loan request for eligibility, we look at several signals, such as your credit score, past loan performance, etc. We require that loan applications be filled with the correct information as any falsification could delay your loan request, or your profile may be blacklisted. For cases of fraud, you may be reported to the authorities. YesCredit is powered by YesCredit Limited, licensed by the Lagos State Government of Nigeria to be a money lender. CONTACT US. We're eager to hear from you as we welcome feedback and tips to make our services better. If you have any feedback, questions, or concerns, please contact us at support@yescreditng.com ## Key features - Quick loan application - Funds deposited directly - Flexible repayment terms - Increase loan limit - No collateral required - Loans for self-employed and salary earners ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/yescredit-quick-loan/id1605486804/reviews.md ### 1/5 — Stupid app *2023-03-05, version 1.0.4* Ask for already installed selfie over and over Don’t wast your mb ### 1/5 — Scam *2022-12-09, version 1.0.4* Total rubbish what kinda name are you people expecting didn’t accept my name for no good reason scam fake no nonsense ### 5/5 — Scammmmmmm *2022-11-02, version 1.0.4* See I just hope say nothing go do my money sha Scammmmmmmmmmmm ### 1/5 — Hope it’s not what am thinking *2022-08-31, version 1.0.4* After dropping all my details including my bvn you refused to give me the loan,hmm hope you guys won’t go and be removing my money with my bvn number?it won’t be funny oo cus I won’t take it easy on you at all oo ### 2/5 — Guarantor *2022-08-19, version 1.0.4* I was asked to provide a guarantor of which I don have any how can it be sorted out? ### 2/5 — Loan disbursement *2022-08-06, version 1.0.4* What are the necessary things to do for the final approval of the loan so that it can be paid to my dashboard ### 1/5 — Loan payment *2022-07-07, version 1.0.4* You do not make payments for loans applies ### 1/5 — My photo isn’t loading why? *2022-03-29, version 1.0.4* Places **Developer response:** Thank you for contacting Yescredit, please let us know the name you used in registering on the app so we can take a look and update you. Thank You ### 1/5 — Bad *2022-02-21, version 1.0.4* You guys deduct #100 from my account and I’m still unable to add my card Scammer ! ## Frequently asked questions about YesCredit ### What is YesCredit? YesCredit is a mobile application that provides quick and affordable loans. It allows users to sign up, apply for a loan, and receive funds directly into their accounts. ### How do I get started with YesCredit? Getting started is easy. You need to create an account within the app, apply for a loan in seconds, and your loan will be received directly into your account. ### What are the repayment terms for loans from YesCredit? Repayment terms can be chosen for up to 180 days, depending on the loan amount you are eligible for. You can select the loan term that best suits your needs within the app. ### What are the interest rates and fees for YesCredit loans? Interest rates range from 4.5% to 35% with an equivalent monthly interest of 5% to 29%, resulting in an APR of 29% to 120%. For example, a N10,000 loan for 6 months at 60% APR would incur N3,000 in interest. ### Does YesCredit require collateral or guarantors? Generally, YesCredit requires no collateral or guarantors. However, for loans exceeding certain amounts, additional documentation may be requested. ### What information does YesCredit consider when processing a loan request? YesCredit considers several signals, such as your credit score and past loan performance, when processing your loan request for eligibility. ### Is YesCredit licensed? YesCredit is powered by YesCredit Limited and is licensed by the Lagos State Government of Nigeria to operate as a money lender. ### What devices does YesCredit support? YesCredit is available on iPhone and iPad devices, as indicated by its support for 'iphone', 'ipad', and 'ipod'. ## Version history (last 1 release) ### 1.0.4 — 2022-02-14 bug fixes ## Apps similar to YesCredit | App | Rating | Price | Category | | --- | --- | --- | --- | | [Gambling Tracker: Slots, Poker](https://appshunter.io/ios/app/gambling-tracker-slots-poker/id1628933760) | 4.8 (125) | Free | Finance | | [MyKRing](https://appshunter.io/ios/app/mykring/id1578688520) | — | Free | Finance | | [Xapo Bank: Save in BTC & USD](https://appshunter.io/ios/app/xapo-bank-save-in-btc-and-usd/id1560681080) | 4.7 (105) | Free | Finance | | [CreciPay](https://appshunter.io/ios/app/crecipay/id1638751180) | 4.2 (10) | Free | Finance | | [Lira Now](https://appshunter.io/ios/app/lira-now/id6443975580) | — | Free | Finance | | [Div Income, Get Paid to Invest](https://appshunter.io/ios/app/div-income-get-paid-to-invest/id1670813500) | 3.0 (2) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*