# YieldClub — Earn & Stack BTC on Autopilot

> Automated crypto accumulation through dollar yield conversion and direct purchases. (iPhone/iPad app by Yieldclub, Inc..)

- Source: https://appshunter.io/ios/app/yieldclub/id6743701934 (this page in markdown: same URL + `.md`)
- Developer: [Yieldclub, Inc.](https://appshunter.io/developer/1804066593)
- Category: Finance
- Price: Free
- Rating: 3.95/5 from 56 App Store ratings · 30 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 91 MB
- Languages: English
- Released: 2025-06-25
- Data updated: 2026-09-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yieldclub/id6743701934/reviews.md

## What is YieldClub?

Your dollars earn up to 12% APY. That yield buys Bitcoin automatically. No trading. No timing the market. Just set it and stack.

HOW IT WORKS

Your dollars earn yield every day through overcollateralized DeFi lending markets - one of the most popular income sources in crypto, backed by over $10 billion in deposits. That yield automatically converts to Bitcoin (and soon, other bluechips like ETH, SOL and XRP) on your schedule. You can also buy directly anytime. Set your targets once, and your money works in the background.


WHY YIELDCLUB

- Your dollars fuel your BTC stack: Earn up to 12% APY on your dollars - significantly more than fixed income or savings accounts. Your yield auto-converts to Bitcoin so your stack grows every single day without you doing anything.
- Buy BTC, ETH, SOL, and more: Purchase blue chip crypto directly in the app. Set up recurring buys, target price orders, or just let your yield do the buying for you.
- Withdraw anytime: No lockups, no penalties, no waiting periods. Your money and your crypto are always accessible.
- Real-time compounding: Earnings update every 16 seconds and grow continuously.
- You own everything: Self-custody wallet. Your keys, your crypto, your dollars. Nothing is held by us, lent out, or put at risk.


FEATURES

- Autopilot yield-to-BTC. Your dollars earn yield. Your yield buys Bitcoin. It runs in the background while you live your life.
- Easy funding. Deposit from your bank account via ACH. Set up recurring deposits so your autopilot never runs dry. Brazil PIX and more currencies coming soon.
- Self-custody wallet. Your assets are held in your own wallet — not ours. Fully on-chain, fully transparent, fully yours.
- Recurring buys and auto-DCA. Set up daily, weekly, or monthly purchases of BTC, ETH, SOL, and other blue chips. Dollar-cost average without thinking about it.
- Target price orders. Set a price you want to buy at. When BTC hits your target, we buy automatically and notify you.


WHO YIELDCLUB IS FOR

You've heard you should own Bitcoin but don't want to trade or time the market. You want your money doing more than sitting in a bank account earning nothing. You want a simple, automated way to build a crypto portfolio without the complexity. YieldClub handles everything - you just set your goals and let it run.

YIELDCLUB VS THE ALTERNATIVES

Banks pay 0–4% and give you zero crypto exposure. Coinbase and exchanges expect you to actively trade. Robinhood and Cash App let you buy BTC but your dollars sit idle between purchases. YieldClub is the only app where your dollars earn yield AND that yield automatically builds your BTC stack — all in one place, all on autopilot.

START STACKING TODAY

Download YieldClub, fund your account, and set your autopilot. Your dollars start earning yield immediately, and your BTC stack starts growing from day one.

ABOUT YIELDCLUB
YieldClub is a crypto accumulation app that makes it easy to earn yield on your dollars and automatically build a portfolio of Bitcoin and blue chip crypto. Backed by leading investors and built by an experienced team, YieldClub is the simplest way to put your money on autopilot.

## Key features

- Autopilot yield-to-BTC conversion
- Earn up to 12% APY on dollars
- Direct crypto purchases (BTC, ETH, SOL)
- Recurring buys and auto-DCA
- Target price orders
- Self-custody wallet

## Recent user reviews (10 of 30)

All indexed reviews: https://appshunter.io/ios/app/yieldclub/id6743701934/reviews.md

### 1/5 — Can’t add bank account.

*2026-07-03, version 2.0.8*

No matter what I do the app won’t verify my ID. I’ve contacted support and haven’t received a response.

### 1/5 — Sketch

*2026-05-01, version 2.0.0*

This app is always glitching. It will say there’s no money in there. When I reach out they do get back to me quickly to fix the issue but it doesn’t feel safe. Recently it’s asking me to verify my identity by adding my current license. But the camera wasn’t working. I reached out and said wanted to move my money and I was unhappy with the app. They said it would be resolved. For some reason now it won’t let me take my money out, super sketch I wouldn’t use especially for large quantities of money

### 3/5 — Cannot get past verification

*2026-02-22, version 1.8.6*

2/22/26 - account fixed. Everything works. Wish APY was closer where advertised. It’s at 4.4% which is same as a HYSA.

I’d like to use this app but can’t get past the verification process. I’ve emailed twice with no response back.

### 4/5 — Not working.

*2026-02-13, version 1.8.5*

I got this app a few weeks ago and it was working fine. For the past week or two I go on the app and it just keeps loading and eventually turns off. Is anyone else having this problem?

### 1/5 — A scam

*2026-02-04, version 1.8.5*

I decided to put my faith in an app that seemed revolutionary and legit but when I tried to withdraw money from the app back into my bank it suddenly doesn’t wanna work! But when it comes to taking my money there’s no issue! Now the money I tried to withdraw is just gone off the face of the earth. I wish I never trusted these people! There’s no way to even reach out and communicate the issue they provide no email or number! Scammers!

### 1/5 — Cannot get past verification

*2026-01-28*

I’d like to use this app but can’t get past the verification process. I’ve emailed twice with no response back.

**Developer response:** Hi - I believe our team has been in touch with you regarding this!  Hope things have been resolved, but if not you can message us at support@yieldclub.io and we'll respond within 24 hours.

### 2/5 — Identity verification doesn’t work.

*2026-01-24, version 1.8.4*

I tried both uploading an image, as well as a file for my bank statement. Neither work, i’m about ready to delete it. It’s so frustrating because they are both clear as day.

### 5/5 — Identify Verification Does Not Work

*2026-01-05, version 1.8.1*

I really want to use this app, but I cannot get past the identity verification step.  I have tried over a dozen times.  It always says the picture of my ID is too blurry, but I am using an iPhone 17 Pro with a high resolution camera and the picture is crystal clear with good lighting and perfectly legible.  I have had no problem with ID verification in other apps.  I give up.

### 5/5 — The easiest way to make money

*2025-12-30, version 1.8.1*

The app is super simple to use and allows for me to earn passively.

### 1/5 — Stole money

*2025-12-16, version 1.8.1*

Put in 500 after a couple of days app “updated” my acc and it was all gone have messaged customer support 
Will update if anything changes

## Frequently asked questions about YieldClub

### What does YieldClub do?

YieldClub is a crypto accumulation app that allows your dollars to earn yield, up to 12% APY, through DeFi lending markets. This earned yield is then automatically converted into Bitcoin and other cryptocurrencies on your schedule. You can also purchase crypto directly within the app.

### How does the autopilot feature work?

The autopilot feature automatically converts the yield earned on your dollars into Bitcoin. You can set your targets once, and the app handles the conversion and purchasing in the background, allowing your Bitcoin stack to grow without manual intervention.

### Is YieldClub free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, paid downloads, or in-app purchases for core functionality. The monetization model appears to be free.

### What cryptocurrencies can I buy or earn yield on?

Currently, the app focuses on converting yield to Bitcoin. You can also directly purchase Bitcoin, Ethereum (ETH), Solana (SOL), and other 'bluechip' cryptocurrencies. Support for more currencies is planned for the future.

### How can I access my money and crypto?

YieldClub offers full self-custody, meaning you own your keys, your crypto, and your dollars. There are no lockups, penalties, or waiting periods, so your money and crypto are always accessible and withdrawable anytime.

## Version history (last 5 releases)

### 2.0.8 — 2026-06-11

- Weekly Performance: See how your portfolio performed last week
- Portfolio Value vs Net Deposits: See how Portfolio value have grown vs your deposits into YieldClub
- Deep-links Support: Open specific section of the app directly from our emails, notifications and external communications
- Ability to request for higher daily & weekly limits
- Misc UI/UX Improvements

### 2.0.4 — 2026-05-29

- $5 worth of BTC for User Referral - US Users.
- $1 reward for Identity Verification - US Users.
- Additional 1% APY Boost for $5k deposit - US Users.
- 1% APY Boost for User Referral - NON-US.
- Earn up to $100 worth of BTC in rewards for setting Auto-Buy BTC.
- Misc UI/UX Improvements.

### 2.0.0 — 2026-04-30

- Brand New Buy & Sell Screens
- Introducing Fresh Invest & Un-Invest Screens
- New to Manage different Funds
- UI/UX Improvements for Debit Cards, Crypto Deposits & Withdrawals

### 1.9.8 — 2026-04-20

- Auto-Buy Bitcoin on daily/weekly/monthly schedules
- Cancellation window for ACH Deposits up to 15 minutes
- Expired KYC to be eligible to resubmit their KYC
- ACH Deposit and Funding Fixes & Improvements

### 1.9.6 — 2026-04-08

- New Crypto Home to explore more tokens (BTC, ETH, XRP)
- Track your Portfolio Growth over the time via Chart
- Fixes for frequent Session Expired pop-up
- Improved warning on avoiding duplicate ACH transactions
- Engaging load time with rotating messages
- "See what your money could Earn" simulator while KYC process
- UI improvements

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## Related topics

[yieldclub](https://appshunter.io/ios/topics/yieldclub) · [yield](https://appshunter.io/ios/topics/yield) · [yield app](https://appshunter.io/ios/topics/yield-app) · [defi yield](https://appshunter.io/ios/topics/defi-yield)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*