# YNCU Mobile Banking App

> Mobile banking app for managing YNCU accounts, transactions, and payments. (iPhone/iPad app by Your Neighbourhood Credit Union.)

- Source: https://appshunter.io/ios/app/yncu-mobile-banking-app/id1030498846 (this page in markdown: same URL + `.md`)
- Developer: [Your Neighbourhood Credit Union](https://appshunter.io/developer/1030498845)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 19 App Store ratings · 42 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 74 MB
- Languages: American English, French (France), European Spanish
- Released: 2015-08-20
- Data updated: 2026-06-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yncu-mobile-banking-app/id1030498846/reviews.md

## What is YNCU Mobile Banking App?

Get easy, instant, and secure access to your YNCU accounts on the go.  With this app, you can:

• View your account activity and recent transactions
• Choose to display your balances onscreen without having to log in
• Transfer money between your accounts
• Use Interac® e-Transfer to send money securely to anyone via email or text
• Deposit a cheque
• Pay bills now or set up one-time or recurring payments for the future
• View and edit scheduled bills and transfers 
• Get messages about your account straight to your phone
• Find a Branch or ATM near you using your device’s GPS
• Contact us

Our banking app uses the same high-level of security as our online banking.  You sign in to the app with the same login that you would use for online banking.  If you are not an existing online banking user you can still use the Branch/ATM locator or Contact Us feature.

By downloading the YNCU Connect mobile app, you consent to the installation of the app and any future updates or upgrades. You may withdraw your consent at any time by deleting or uninstalling the app from your device.

When you install the app it will ask for permission to access the following functions of your device:
•	Location services – allows the app to use your device's GPS to find the nearest branch or ATM
•	Camera – allows the app to use device camera to take picture of cheques to utilize the cheque deposit feature
•	Contacts – allows you to create new Interac® e-Transfer recipients by selecting from your device contacts

## Key features

- View account activity and transactions
- Transfer money between accounts
- Send money via Interac® e-Transfer
- Deposit cheques
- Pay bills
- Locate branches and ATMs

## Recent user reviews (10 of 42)

All indexed reviews: https://appshunter.io/ios/app/yncu-mobile-banking-app/id1030498846/reviews.md

### 5/5 — YNCU is highly recommend. Better protection than banks because you are a member. Food for thought.

*2025-08-12, version 17.26.4*

This institution has you covered in all aspects of your financial needs. Their customer service is probably their greatest asset.

### 5/5 — Depend on it

*2025-08-08, version 17.26.4*

I use it and depend on it!

### 4/5 — Time logging in

*2025-08-02, version 17.26.4*

I’m an early riser and I can’t do my banking until sometimes after 6 am.  I would think it should be 24/7 accessibility!

### 5/5 — Location,Location..

*2025-08-01, version 17.26.4*

Destination & Location

### 3/5 — The year is 2024

*2024-12-16, version 17.26.1*

I’m being charged the same fees as the big banks but there’s not even a Face ID option for signing in? Technology isn’t great and the app is glitchy.

### 5/5 — Easy to use

*2024-12-14, version 17.26.1*

It’s seems that all the bugs are out and it is straight forward to use.

### 5/5 — Nice

*2024-12-14, version 17.26.1*

It’s pretty good

### 1/5 — Horrible

*2024-09-26, version 17.5.11*

The app is so poorly designed it’s almost impossible to use. I’m constantly having to close the app and restart it because it will freeze or keep reloading. Face ID never works and often it won’t let me log in with my password. I’m honestly concerned about how secure my banking information is because of how bad the app is.

### 5/5 — New app

*2024-05-24, version 17.5.11*

Much better app- doesn’t take forever to load or switch to another page Good job

But Face ID doesn’t load I still have to log in with username and password

### 5/5 — Great Banking!

*2024-05-14, version 17.5.11*

I find this the easiest online banking system that I have used. If I have had questions or banking issues I have received a quick response and successful outcome.
When I have had to go into an actual YNCU office I have been treated great. Who can say that they actually enjoy having to go into their bank? It doesn’t matter which branch I have gone into I have always been greeted by people who are actually happy to serve my needs!

## Frequently asked questions about YNCU Mobile Banking App

### What can I do with the YNCU Mobile Banking App?

The app allows you to view your account activity and recent transactions, transfer money between your accounts, send money securely via Interac® e-Transfer, deposit cheques, and pay bills. You can also locate nearby branches or ATMs and contact YNCU directly.

### Is the YNCU Mobile Banking App secure?

Yes, the app uses the same high-level of security as YNCU's online banking. You sign in using your existing online banking credentials, ensuring your account information is protected.

### How do I deposit a cheque using the app?

The app utilizes your device's camera to take a picture of your cheque. You will then be able to submit the cheque for deposit directly through the app.

### Can I pay bills with this app?

Yes, you can pay bills immediately or set up one-time or recurring payments for the future. The app also allows you to view and edit any scheduled bills and transfers.

### Is this app free to download and use?

Based on the provided information, the app is free to download and use. There are no mentions of in-app purchases or subscription fees for core banking functionalities.

## Version history (last 5 releases)

### 17.26.4 — 2025-07-30

Updates and enhancements.

### 17.26.1 — 2024-12-11

Updates and enhancements

### 17.26.1 — 2024-12-11

Updates and enhancements

### 17.5.11 — 2024-05-07

Apple Pay - you can now add your YNCU debit card to Apple Pay on your iPhone or Apple Watch.

### 17.5.3 — 2023-04-20

Enjoy instant and secure access to your accounts with the YNCU Mobile app for iOS devices.



We’ve upgraded our mobile banking experience to serve you better. Our app offers an easy-to-use and convenient way to complete your everyday banking anytime, anywhere.







Monitor account activity, pay bills, and transfer money with confidence knowing YNCU Mobile is backed by enhanced security features to keep you and your money safe.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-08.*
