Yoki: AI Money Coach & Planner

Yoki: AI Money Coach & Planner

Debt payoff & smart finances

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Free
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  • Released
  • Updated
  • March 11, 2026
  • June 1, 2026
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About

Are you tired of feeling anxious about money? Do you know exactly when your debt will be paid off, or how many days your emergency savings will actually last? Budget trackers just act as scoreboards, they tell you what you spent, leaving you to figure out what to do next. Yoki is different. We act as your dynamic AI financial coach, guiding you day-by-day to crush debt, build wealth, and achieve financial zen. Start with a comprehensive diagnosis of your financial health, then seamlessly transition into a personalized action plan that adapts as your life changes. WHAT YOKI DOES FOR YOU: - The Daily Playbook: Stop guessing what to do next. Your Action Hub gives you 1-3 highly specific, bite-sized financial tasks every day to keep you moving forward. - Interactive Net Worth Tracker: Keep all your assets and liabilities in one place. Update your balances and instantly watch your projections and routines adapt to your new reality. - Dynamic Goal Routines: Whether you are in the "Debt Crusher" phase or the "Stability Builder" phase, Yoki breaks massive financial goals into an achievable, step-by-step roadmap. - Gamified Progress: Stay motivated during long journeys (like debt payoff) with visual timelines, task streaks, and unlockable achievement badges. Celebrate every dollar saved and debt slashed! - Deep Financial Insights: Get a clear, objective Health Score (0-100), discover your exact "Emergency Runway" in days, and find the fastest way to pay off your debt. WHO IS YOKI FOR? - The Debt Crusher: You are stuck in the credit card minimum payment loop and need a clear, gamified way out. - The Paycheck Survivor: You constantly run out of money before your next payday and want to build a buffer step-by-step. - The Foundation Builder: You want to save for a major life goal but don't know how to optimize your cash. - The Wealth Optimizer: You have cash, but want a dynamic system to track your net worth and ensure your setup is highly efficient. Your journey to financial zen starts with clarity and action. Download Yoki today and finally take control of your money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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What's New in Yoki

2.4.0

June 1, 2026

2.4.0: Welcome to the new Goals tab! Build and manage your wealth strategy with the new Goals section. Set goals with clear timeframes and track whether your savings can fund them after covering essentials like your emergency fund. Plus: Minor UI improvements for a smoother experience.

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Subscription plans

Friends Monthly

Discounted Monthly Subscription for Friends Only

$0.991 Month
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