# Yokoy — AI-powered spend management

> AI-powered platform for integrated spend management, payments, and invoice processing. (iPhone/iPad app by Expense Robot.)

- Source: https://appshunter.io/ios/app/yokoy/id1479092872 (this page in markdown: same URL + `.md`)
- Developer: [Expense Robot](https://appshunter.io/developer/1479092871)
- Category: Business, Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 150 MB
- Languages: American English
- Released: 2019-09-11
- Data updated: 2026-08-08
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/yokoy/id1479092872/reviews.md

## What is Yokoy?

Control, optimize, and streamline your finance operations with all your expenses, card payments, and invoices on a fully integrated spend management platform – powered by AI technology.

Manage expenses effortlessly
Automate your expense management, simplify expense reporting, and prevent fraud and reimbursement delays with Yokoy’s AI-driven expense management solution.

- Fully digital business expense reporting via web and mobile app
- Automated matching of receipts and card transactions for real-time visibility
- Real-time expense tracking and granular control over employee spending
- Custom workflows and approval flows for fast reimbursements

Streamline business payments

Gain real-time control of your global card spend and automatically match card transactions with receipts with Yokoy’s smart payment solutions.

- Issue physical and virtual cards on the go and easily freeze them via the Yokoy app
- Granular spend controls and individual spending limits to prevent overspending
- Automated transaction matching and real-time compliance checks
- Real-time spend data analysis for simple reporting and cost savings insights

Process invoices automatically

Consolidate your accounts payable process, manage invoices at scale, automate approvals with custom workflows, and pay on time with Yokoy’s AI-powered invoice management solution.

AI-based invoice data capture, extraction, and approval
- Automated matching of invoices, POs, and goods receipts
- Custom approval workflows for true AP automation
- Real-time spend visibility and full spend control for global organizations

Easy expense reporting for employees, quick expense approvals for managers, and accurate expense reviews for finance teams. Everyone wins.

## Key features

- AI-powered expense reporting
- Automated receipt and transaction matching
- Digital business card issuance and management
- Automated invoice processing and approvals
- Real-time spend tracking and control
- Customizable workflows

## Recent user reviews (10 of 35)

All indexed reviews: https://appshunter.io/ios/app/yokoy/id1479092872/reviews.md

### 1/5 — Not smart

*2026-03-06, version 3.65.6*

It doesn’t even remember your email address at login! Developers must not be using the app.

### 1/5 — Sign out issue

*2025-12-14, version 3.65.2*

After the last update it now signed out after each time using the app, it doesn’t sign in itself and have to do this each time you use it and for every receipt, so annoying as before it was fine

### 1/5 — Bad

*2025-08-29, version 3.62.3*

Every update makes it worse. It’s clear as day that the team/person who made this has not used their own app or other expensing apps because first use in this app you’d recognize the glaring UI issues.

### 1/5 — Terrible

*2025-06-29, version 3.61.2*

Who ever designed this app has no clue what they are doing. And every update they just keep making it worse and worse. 
And why is it that American Airlines receipt never ever matches? Always have go and manually match.

### 1/5 — Not user friendly

*2025-06-16, version 3.61.0*

last update is not user friendly , it’s more complex than older version!

### 1/5 — App won’t work

*2025-04-24, version 3.60.1*

I have deleted and redownloaded, checked my IOs is up to date, checked the app is up to date, restarted my iPhone and nothing works. Not easy to get a hold of customer support.

### 5/5 — Amardeep

*2025-04-09, version 3.60.0*

Very easy to use app, I took a picture of my receipt and received my reimbursement within 2 days.

### 5/5 — Great App for company expenses and invoices

*2025-04-08, version 3.60.0*

Use Yokoy for work and makes submitting and approving expenses and invoices a breeze compared to what I have had to use in the past. Would recommend

### 1/5 — Doesn’t work on mobile

*2025-03-18, version 3.50.4*

Just doesn’t work on mobile stuck in an authentication loop. Also the expense steps are poorly designed

### 1/5 — Poor design and hard to use

*2024-12-04, version 3.47.4*

Whether it’s ai or not doesn’t matter to me, I input the data manually, but the UI design is horrible, very easy to mistouch a back key and lose all things just input, waisted me a lot of time.

## Frequently asked questions about Yokoy

### What does Yokoy do?

Yokoy is a fully integrated spend management platform powered by AI. It helps businesses control, optimize, and streamline their finance operations by managing expenses, card payments, and invoices.

### How does Yokoy help with expense management?

It automates expense reporting via web and mobile, matches receipts with card transactions in real-time, and provides granular control over employee spending. This simplifies reporting, prevents fraud, and speeds up reimbursements.

### What are the payment features of Yokoy?

Yokoy allows businesses to issue physical and virtual cards with granular spend controls and limits. It automatically matches card transactions with receipts and provides real-time spend data analysis for reporting and cost savings.

### How does Yokoy handle invoice processing?

The platform consolidates accounts payable by capturing and extracting invoice data using AI. It automates matching with purchase orders and goods receipts, and manages approvals through custom workflows for timely payments.

### Is Yokoy available on mobile?

Yes, Yokoy offers a mobile app that allows for fully digital business expense reporting. Employees can submit expenses, and managers can approve them on the go, ensuring a seamless process.

## Version history (last 5 releases)

### 3.70.5 — 2026-08-06

Small bug fixes and minor UI improvements.

### 3.70.4 — 2026-07-28

Small bug fixes and minor UI improvements.

### 3.70.3 — 2026-06-01

Minor bug fixes and small improvements

We've made several minor bug fixes and implemented small improvements to enhance stability, performance, and the overall user experience.

### 3.70.2 — 2026-05-14

Minor bugfixes

### 3.70.1 — 2026-05-05

We made some improvements and minor bug fixes.

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## Related topics

[yokoy](https://appshunter.io/ios/topics/yokoy)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*
