# Yolo FCU Mobile Banking — user reviews > 43 indexed App Store user reviews of Yolo FCU Mobile Banking by Yolo Federal Credit Union, rated 1.65/5 from 23 ratings. - Source: https://appshunter.io/ios/app/yolo-fcu-mobile-banking/id1376703198/reviews - App overview in markdown: https://appshunter.io/ios/app/yolo-fcu-mobile-banking/id1376703198.md - Rating breakdown: 5★ 3 · 4★ 1 · 3★ 0 · 2★ 0 · 1★ 18 ## Newest reviews (13 of 43) ### 4/5 — Works! But buggy. *2023-09-01, version 4008.1.0* It’s buggy on my 2016 iPhone SE. It will ask for the password when I open the app but when I close and re open the Touch ID login works. I can’t set it up to transfer to my Atmos bank account. Things re load and take some time to load. Over all its functional for me but a bit annoying. ### 4/5 — Good Layout but Minor Issues *2022-04-13, version 8.5.43* The layout is very clean and easy to use. It is simple but has a good amount of features. However, when I turn on Touch ID to unlock it never remembers that I turned it on and it asks for my password instead. In addition, I wish there was a way to use an authentication app for two step verification instead of a text/email. However, this app overall is great and helpful for a mobile app. ### 1/5 — Not good *2021-11-19, version 8.5.311* This app feels like it’s from 2010 ### 4/5 — Love this Credit Union *2021-08-06, version 8.5.311* Sometimes the app is a little annoying because I have multiple accounts and the double-authentication when reloading the app is annoying, but other than that, I can do pretty much everything I need…like paying another member (usually me) from my business account, setting up recurring payments, etc. Mostly, I appreciate the good customer service in person. ### 3/5 — Needs updating *2021-07-21, version 8.5.311* Every time I want to sign in it forgets my username and makes me re do the fingerprint for password function. I also have to refresh the app every time because it gets stuck and won’t load. ### 1/5 — New update not working *2021-04-14, version 8.5.31* App won’t let me log in ### 3/5 — Buggy unreliable App *2020-06-22, version 8.0.3* I’ve been a member of the YFCU since the 1970s and have used their app since it became available. At least half the time it just sits there showing me farmland. It’s frustratingly unreliable. It’s better than its previous version but still needs work. ### 1/5 — Rarely works *2020-05-01, version 8.0.3* Awful. Even though I am using a new iPad to access it. When I do get on, I have found that just like the Yolo Federal online site, it is not user friendly at all. ### 1/5 — The worst *2020-04-13, version 8.0.3* This is by far the worst banking app I have ever used. So bad that I had to take time out of my day to rate it in hopes of change. YFCU: fix your broken app. There’s no reason why I should be having this many issues trying to check a balance. ### 3/5 — Good *2020-04-10, version 8.0.3* App could be faster ### 2/5 — Too much effort to get picture. *2020-04-07, version 8.0.3* Better to have it automatic snap picture ### 1/5 — Never works! *2020-03-24, version 8.0.3* This app always has issues. Extremely frustrating. Update 2020- Not any better and now that we’re all stuck in our homes it’s completely crashed. Ridiculous ### 1/5 — App *2020-03-05, version 8.0.3* This app is terrible. At least twice a week I cannot get into it.Very frustrating!!!!! ## Most critical reviews (10 lowest-rated) ### 1/5 — Save yourself the headache *2025-10-15, version 4018.1.1* Good bank if you like your card being declined and your direct deposit being returned several times a year. ### 1/5 — Sign in Pop Up *2025-05-07, version 4015.0.1* Having to open a browser for these popups is ridiculous. Add an option to bypass popups please. Nobody wants to sign up to greenlight. ### 1/5 — Absolutely terrible! *2023-11-02, version 4010.2.1* Julie R ### 1/5 — terrible *2023-10-18, version 4010.2.1* this app is God awful, if you’re looking for a loan please and I repeat please do not do business with this credit bureau!! ### 1/5 — ios17 *2023-09-26, version 4008.1.0* Still no notifications for iOS 17. The check deposit feature is awful compared to the previous app. ### 1/5 — No app for my iPad *2023-08-14, version 4008.1.0* The new app will not work with my so called older iPad. They don’t care that the new version forces customers to go out and waist money on a new iPad since they’re programmers are to lazy to make it compatible with the iPads we have. Just a new way to stick it to their customers. Looking for a new bank. I suggest they Fix the app. ### 1/5 — Dumb *2023-08-03, version 4008.1.0* It was a good bank i would go to chase with my friend and make fun of them and show them yolo federal app is better and i would throw up yolo federal in the middle of chase but now the cards dont work online and i cant even set up apple pay, i cant get my car fixed and im probably going to lose my job. Yolo federal on that bull bull lets run the bank and all withdrawal at once collapsing it forever ### 1/5 — The worst *2023-07-31, version 4008.1.0* How Yolo Federal is rated the best in Yolo Cointry I will never know. Literally the worst bank ever! The bank cards don’t work 95% of the time. Their ATM’s are always down. They take FOREVER to return emails. And now they can’t do a bank update without making it impossible to check your balance, purchase anything or even use their lame and useless app! This was the final straw. Opening a new account someplace else which means I will be closing 3 accounts with Yolo Federal. The worst bank in the nation ### 1/5 — Having second thoughts about this bank *2023-07-30, version 4008.1.0* A great bank that handled new update in the worse’s way possible. Has affected hundreds of people call back is ridiculous and if you missed your call back they don’t even try again ### 1/5 — Ridiculous *2023-07-23, version 4008.1.0* They removed the option to enable and disable card extremely annoying my card was disabled when update happened and now I can’t turn it back on without talking to a representative but wait list is in the 100s ## Most praised reviews (10 highest-rated) ### 5/5 — Yolo *2022-08-10, version 8.5.43* Great App ### 5/5 — Review. *2022-07-08, version 8.5.43* Thank you for making this so easy and promptly goes through. Love YFCU. ### 5/5 — Easy to use! *2022-01-08, version 8.5.311* Love the app it’s just so easy to use ### 5/5 — The very best of yolo county *2021-09-08, version 8.5.311* Bank small, think big! ### 5/5 — Charge your phone *2021-09-05, version 8.5.311* In the photos for the app, the phone is low, just thought I’d let you know. ### 5/5 — easy for all ages! *2021-06-02, version 8.5.311* i am a 14 year old with a checking and savings account and checking my bank + acc history has never been so easy. i can access the app anytime and anywhere, it’s also a very conveniently formatted app. i’d recommend this for anyone :) ### 5/5 — Global Reach with a Local Touch *2020-05-21, version 8.0.3* I can deposit checks, shop at almost any merchant and get cash at ATMs from anywhere in the world. But when I walk in the door of my local branch, they know my name. ### 5/5 — Great App Great Bank! *2018-12-24, version 8.0.1* This app is so easy to use. You can use it for a variety of things such as transferring money to other accounts and paying bills. It is a must have. ### 5/5 — Great app *2018-05-29, version 8.0.0* So this app works great and shows all the things I need super quickly and easily. Big upgrade from the previous app. ### 5/5 — Fantastic App! *2018-05-21, version 8.0.0* Although it has gotten some bad press, that seems to mostly be due to the transitioning experience. Once you log in, the app is SO much better than the previous one. It's so smooth and user friendly. If you bank with YFCU, this is something to be excited about! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*