# Yondr - Smart Money Manager — Pay, Save, Exchange, Travel

> Multi-currency digital wallet for global spending, saving, and financial management. (iPhone/iPad app by Bit-e Financial Services Pty Ltd.)

- Source: https://appshunter.io/ios/app/yondr-smart-money-manager/id1586066536 (this page in markdown: same URL + `.md`)
- Developer: [Bit-e Financial Services Pty Ltd](https://appshunter.io/developer/1586066538)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 10.0 · 120 MB
- Released: 2022-02-12
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yondr-smart-money-manager/id1586066536/reviews.md

## What is Yondr?

Manage and save money better using Yondr.

Powered by Visa, you can hold up to 9 currencies in your wallet and spend it in over 180 countries at over 70 million merchants, anytime and anywhere.

Our easy-to-use app with greener virtual card solutions combines wealth management tools, spend analytics, and advanced security controls. We empower you to save and spend your money with better financial literacy by providing tools to help take control of your spending habits.

HOW CAN YONDR HELP YOU?


Travelling overseas soon?
You can use Yondr to convert money at some of the best exchange rates and spend confidently with no hidden fees and no international transaction fees. Your virtual cards are powered by Visa and can be added to Apple Pay to tap and go with your phone or watch while you travel. In the app, you can check your balance or add more money through your dedicated BSB and account number. If you lose your physical card, you can easily block the card in your app and continue exploring uninterrupted. Our spend notifications will show how much you have spent in the local currency and in AUD.

Are you trying to save or budget?
The Yondr app provides you with useful tools to help you understand and manage your spending habits—so you can stay on budget! Use our virtual cards to create bucket budgets, set spending limits and monitor where your hard-earned money is actually going.

Want an alternative to the big banks?

We’re a great alternative to the big banks, giving you everything you ever wanted. We have no monthly or hidden fees, $0 international transaction fees, an Australian-based support team, greener virtual cards, spend analytics, money management controls, and your own dedicated BSB and account number.

What are some of Yondr's features?

Instant Virtual Cards Powered By Visa
You can create your virtual debit spending cards in just a few minutes with Yondr.

Tap & Go With Apple
Add your cards to Apple Wallet to use 'Tap and Go' with your watch or phone in over 180 countries at more than 70 million Visa-approved merchants.

Save & Manage Money With Spend Analytics
Better understand where your money is going and take control of your spending habits to achieve financial freedom with the following features:

  - Create spending buckets with spending limits to stay on budget.

  - Save money with $0 international transaction fees and some of the best exchange rates.

  - Analyze and understand where your money is going with detailed spend analytics

  - Know when you're being charged with real-time alerts on how much, who, and where.


Exchange, Hold and Spend Overseas
Yondr's multi-currency wallets allow you to convert and hold up to 9 currencies with amazing rates, locked in when you want. Using your Visa card, you can securely spend your money overseas in 180+ currencies.

Maximum Safety & Security
Powered by Visa, you can make payments at 70 million merchants worldwide. Your money is safe and you can spend with confidence with advanced security controls to track, limit, and freeze your cards all within the app. Instant push notifications when you make a transaction or even if there has been an attempted transaction give you an additional layer of security and peace of mind.

Support You Can Rely On
Our Australian-based support team will help you out with any of your problems via the native in-app chat.

Get an account for free today!

## Key features

- Multi-currency digital wallet
- Global spending in 180+ countries
- Virtual cards powered by Visa
- Spend analytics and budgeting tools
- Real-time spending alerts
- No international transaction fees

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/yondr-smart-money-manager/id1586066536/reviews.md

### 1/5 — Declines constantly

*2026-02-18, version 2024.1022.1*

Since the moment I arrived overseas this card is constantly declining everything depite ample funds , all settings are correct, customer support seems to either be strictly adhered to Chinese new year or is non existent.

### 1/5 — Not worth it

*2025-01-15, version 2024.1022.1*

I have downloaded the app the and put some funds in it. When I am trying send money to a different bank account it is asking a reason saying “search by description” and that’s it nothing happening not even a next or send button popping up. Do not download until this bug is fixed.

### 1/5 — Poor

*2024-09-27*

I can’t even use the app

### 5/5 — Makes travel a breeze

*2023-08-24, version 2023.0823.1*

Yondr gave me piece of mind during my holiday, especially as I wanted to do a lot of shopping and not worry about the international currency. I knew i was getting the best rate and saving money compared to anyone else.

### 1/5 — Scam

*2023-04-26, version 2023.0320.1*

Don’t get this! I have been waiting 4 days for my money & still don’t have access. The only way to contact the company is SMS & they fob you off!

### 1/5 — Cannot add Virtual card to Apple Pay

*2023-02-04, version 2022.0201.1*

I tried by adding couple of cards in app but cannot add them to Apple Pay to use the card.

### 5/5 — 10/10

*2023-01-05, version 2022.1211.1*

I loved this app overseas. It was so easy to transfer money into this account and convert directly from AUD to USD. Not to mention no extra international fees and the best exchange rates in Australia. I also love the fact that I can have multiple digital cards and Apple Pay because I did forget the physical card at home and the digital cards were my saving grace. 
If you’re looking for a simple travel card without all the fees of a big 4 this is it! 10/10

### 1/5 — Very poor onboarding and UX needs to improve

*2022-11-08, version 2022.1030.1*

Almost impossible to reach the support team to finish on boarding. The UI/UX needs to be improved. - screens/windows don’t fit correctly on iPhone screen. - first attempt of password/passcode always says incorrect. If you enter the same passcode on second attempt, app allows you to login. Every time you initiate a support chat on their website, you get an “welcome to yondr” email, which is pretty annoying. Please mention that you are still in beta so that new customers have realistic expectations.

### 5/5 — Incredible App!

*2022-09-21, version 2022.0905.1*

Wish I had got onto yondr earlier
Incredible app, budgets for me, breaks down my expenditure into categories, live per transaction 
& Money transfers instantly to and from the account!! The Apple Pay feature is a gem now as well. Keep up the good work guys 👌🏼

### 5/5 — Awesome for overseas travel

*2022-09-15, version 2022.0905.1*

The rates with Yondr were super competitive and the user experience simple but informative. I really liked getting instant notifications when a transaction occurred. Highly recommend Yondr

## Frequently asked questions about Yondr

### What is Yondr?

Yondr is a smart money management app that allows you to hold up to 9 currencies, spend in over 180 countries, and track your spending with analytics. It offers virtual cards powered by Visa for secure transactions.

### Is Yondr free to use?

Yes, Yondr is available for free. The app is free to download and use, with no monthly or hidden fees and $0 international transaction fees.

### How does Yondr help with international travel?

Yondr allows you to convert money at competitive exchange rates and spend abroad with no hidden or international transaction fees. Your virtual Visa cards can be added to Apple Pay for easy tap-and-go payments in over 180 countries.

### What security features does Yondr offer?

Yondr is powered by Visa and offers advanced security controls. You can easily block a lost physical card within the app and receive real-time alerts for all transactions.

### Can I set spending limits with Yondr?

Yes, Yondr provides tools to help you manage your spending habits. You can create spending buckets with set limits and monitor where your money is going to help you stay on budget.

### What devices is Yondr compatible with?

Yondr is available for iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Yondr updated?

The latest version of Yondr is 2024.1022.1, which was last updated on October 23, 2024. Updates typically include new features and performance improvements.

### Does Yondr have ads?

No, Yondr does not contain advertisements. The app is free to use and focuses on providing financial management tools without ad interruptions.

## Version history (last 5 releases)

### 2024.1022.1 — 2024-10-23

Bug fixed.

### 2024.1016.1 — 2024-10-19

Minor bug corrections

### 2024.0216.1 — 2024-02-16

Bugfix for biometric authentication

### 2024.0203.1 — 2024-02-04

Minor bug fixes

### 2023.0828.1 — 2023-08-28

Fix notifications

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*