# Yono Business SBI — Payments, Deposits, Forex, IPO

> Integrated mobile banking app for SBI corporate customers for payments and account management. (iPhone/iPad app by State Bank of India.)

- Source: https://appshunter.io/ios/app/yono-business-sbi/id1056093690 (this page in markdown: same URL + `.md`)
- Developer: [State Bank of India](https://appshunter.io/developer/503784436)
- Category: Finance
- Price: Free
- Rating: 4.00/5 from 15 App Store ratings · 58 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 68 MB
- Languages: American English
- Released: 2015-11-24
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yono-business-sbi/id1056093690/reviews.md

## What is Yono Business SBI?

SBI Anywhere Corporate app is now Yono Business -
an integrated mobile application for SBI Corporate Customers

Yono Business is a mobile application for corporate internet banking users providing common user experience to Khata Plus, Vyapaar/ Vistaar and Saral and other variants of SBI Corporate Internet banking.  Corporate Maker, Authorizer and Enquirer can use this product for initiating payments and account management.

CMP (Cash Management Product) Payments users who are availing cash management services of SBI for bulk payments can also use this same app for authorizing payments through this app and manage accounts.

It is a safe, secure and easy to use application with host of features to SBI Internet banking users to operate their account on the move.

Key features – (Khata Plus, Vyapaar, Vistaar, Saral)
•	Manage Accounts
-	View Account Summary (all account types) , Mini Statement and Add/Manage accounts
•	Initiate Payments (For Corporate Makers and Authorizers)
-	Fund Transfer – Own, SBI and Non SBI Accounts (NEFT, RTGS, IMPS) 
-	Pay Suppliers – Make Payments to registered Suppliers
-	Bill Payments – View/ Pay and Schedule Bills and View Biller details
•	Open Fixed Deposits (e-TDR, e-STDR)
•	Authorizations (For Corporate Authorizers)
-	Transactions
-	Merchant Transactions
-	Cancel E-cheques
•	Enquiry – View e-cheque and e-TDR\STDR details

SARAL Features:
SARAL is a simplified single user product ideally suited for sole proprietorship concerns, micro enterprises or individual businessmen who require online transaction facility in their business accounts. 
•	Quick Transfer
•	Mobile Top Up and DTH Recharge
•	Apply/ Edit/ Manage IPO
•	Add and Manage Beneficiaries
•	Profile Management
-	Change Account Nick Name and Display Name

CMP Payments:-

CMP Payments is for business entities availing cash management product of SBI. It helps the corporate manage their finances on the move. Corporate users can approve or reject payments for salary payments, vendor payments etc. Corporate Uploader, Approver, Authorizer and Releaser can access this app)

Corporate Uploader - View upload status of the file uploaded
Corporate Approver - Authorize transaction 
Corporate Authorizer - Authorize transactions and manage A/cs
Corporate Releaser – Authorize transaction and manage A/cs

Other Services:-

Corporate users can acquaint themselves regarding different product offerings and services of SBI and raise service request for any banking services through Other Services product. Post submitting request, bank representative will give a call back to customer to take the request forward.

Services Dashboard includes the following services with further sub menus:
-	Online and Offline collections services
-	Payments
-	Channel Finance
-	Trade Finance
-	Treasury
-	Additional Services

CMP Collections :-

CMP Collections product is an easy-to-use, cost effective, eco-friendly, fast, and secure cash and cheque deposit solution for SBI Corporate Customers. 
It facilitates corporate dealers/ agents to deposit cash and cheque by using Cash Collections and Cheque Collections options. The corporate dealers and agents can select the CMP collections product in YonoB app and access the application.  They can use mobile number for registration and login using MPIN.

Key Features
-	Raise request order for cash and cheque collection, 
-	Track the order 
-	 View pending collections
-	 Check cash/cheque deposit status
-	 Activate expired transactions
-	Agents can view assigned orders and update the order status.

For complaints and help:
Please visit https://yonobusiness.sbi and select Contact us

## Key features

- Manage accounts and view summaries
- Initiate fund transfers (NEFT, RTGS, IMPS)
- Pay suppliers and schedule bill payments
- Open fixed deposits
- Authorize transactions and manage beneficiaries
- Access cash management services

## Recent user reviews (10 of 58)

All indexed reviews: https://appshunter.io/ios/app/yono-business-sbi/id1056093690/reviews.md

### 5/5 — Excellent

*2026-07-24, version 5.1.0*

Excellent service only password reset to be available on application if issues we need to go bank every now and then

### 4/5 — Transfer of payment not working

*2026-06-26, version 5.0.7*

Unable to transfer payment from ios mobile application 

Error: please try again

### 3/5 — Required Sharing Payment receipt

*2026-06-11, version 5.0.7*

Required Receipt share option for successful payment transfer to the beneficiary… it’s  normally available in Other bank apps , just like in phone pay …. 
….

### 1/5 — Lazy approach to security problems

*2026-05-14*

The latest update refuses to work for iOS app developers. Do the developers of Yono app do not know Developer option is to be enabled on users’ device if iPhone is used for app development with Xcode? Updated Yono cannot run on my device for this reason. It’s lazy approach to security. Developers want to change user behaviour rather than making app secure with good practices. Does the bank expect users to change their work if they want to use Yono? I would rather stop using Yono and close my account than change my work. Uninstalled. Account closure is next step! Let SBI be happy.

**Developer response:** Dear Customer, We are glad that you have had a delightful experience on our app. Thank you so much for this 5 star rating. We will continue to provide you the best of our services. -SBI Mobility Team

### 5/5 — Safety measures

*2026-04-13, version 5.0.3*

There are multiple steps incorporated to make mobile banking safer which is much needed in today’s world. It may seem time consuming, but these are necessary for keeping us safe from financial fraud.

### 4/5 — UPI transactions issue.

*2026-04-05*

I’ve using Yono business for a while now, everything thing is good except upi facility. Cant send money through upi or by scaning qrs through this app. Would be great if this gets resolved. Neigher Tech support nor bank employees able to solve or identify the issue. Please look into it

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. Please share the detail issue by writing to support.ybmobile@sbi.co.in. along with your registered mobile no, device details & also share the steps you followed on the YONO Business app & error message for analysis. So that we can improve our service.

### 3/5 — Unable to send verification messages

*2026-03-14, version 5.0.3*

Hi developers. I’m using your YONO for a long time and now just activated corporate banking. Trying to work YONO business on my phone but the SMS to verify the number is not being sent. Either the number is incorrect or the connection between iMessage and YONO is broken. The SMS never works. My personal iMessage works everytime.

### 2/5 — Why can’t you provide Payment acknowledgement?

*2026-03-02*

After making a payment, there is no option to generate a payment acknowledgement. This feature was recently added on Yono SBI retail app. Unable to take screenshots as the app doesn’t allow screenshots. Also the post payment screen does not show the UTR number. Only some internet banking reference number which has no relevance for the other party.

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. To ensure secure Banking, Screenshot facility is disabled. Please Login to YONO Business SBI and follow these steps for payment receipt Click on YONO Pay> Select any one transaction (within SBI) >Complete Success transaction >Download receipt. If any issue, kindly write to us at support.ybmobile@sbi.co.in. along with your registered mobile no device details and error message for analysis.

### 5/5 — Review

*2026-02-20*

Good job

**Developer response:** Dear Customer, We are glad that you have had a delightful experience on our app. Thank you so much for this 5 star rating. We will continue to provide you the best of our services. -SBI Mobility Team

### 1/5 — Honest Review!

*2026-02-17*

Worst app for your business. 
Payment sticks frequently.
You cannot use your UPI on any other app other than this app.
If you want to extremely harm your business due to delayed payment or any other payment related issue, then this is the app for you. 
Your market value will surely go down because you won’t be able to fulfil your payment commitments on time because of this app. You will keep re login on this app but never be able to do the payments.

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. Please share the detail issue by writing to support.ybmobile@sbi.co.in. along with your registered mobile no, device details & also share the steps you followed on the YONO Business app & error message for analysis. So that we can improve our service.

## Frequently asked questions about Yono Business SBI

### What is Yono Business SBI used for?

Yono Business SBI is an integrated mobile application for SBI Corporate Customers. It allows users to manage accounts, initiate and authorize payments, open fixed deposits, and access various other banking services.

### Is Yono Business SBI secure for corporate transactions?

Yes, the app is described as safe and secure, designed to provide SBI Internet banking users with a secure way to operate their accounts on the move. It supports various transaction authorization levels for corporate users.

### What types of payments can be initiated through Yono Business SBI?

Users can initiate fund transfers to own, SBI, and non-SBI accounts via NEFT, RTGS, and IMPS. Additionally, the app allows for paying registered suppliers and managing bill payments, including scheduling.

### Can I open fixed deposits using Yono Business SBI?

Yes, corporate users can open fixed deposits through the app. It supports opening e-TDR (Term Deposit Receipt) and e-STDR (Short Term Deposit Receipt) accounts.

### What are the SARAL features in Yono Business SBI?

SARAL is a simplified product within Yono Business SBI for sole proprietorships and micro enterprises. It offers quick transfers, mobile/DTH recharges, IPO management, beneficiary management, and profile settings.

### How does Yono Business SBI handle cash management services?

For businesses using SBI's cash management services, Yono Business SBI allows for authorizing bulk payments, including salary and vendor payments. Users can approve or reject transactions and manage accounts.

### Does Yono Business SBI have ads?

No, Yono Business SBI does not contain advertisements. The app is free to use and does not display any promotional content.

### On which devices can I use Yono Business SBI?

Yono Business SBI is available for use on iPhones and iPods. The app is designed for mobile operation on these supported Apple devices.

## Version history (last 5 releases)

### 5.1.0 — 2026-07-23

Minor Enhancements.

### 5.0.9 — 2026-07-09

Introducing New Etrade Journey

### 5.0.7 — 2026-06-06

Two User functionality is now available on Yono Business App

### 5.0.5 — 2026-04-20

Minor enhancements.

### 5.0.3 — 2026-02-03

Security enhancements and improvements, Introducing Pay to Contact for UPI

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## More apps by State Bank of India

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All apps by State Bank of India: https://appshunter.io/developer/503784436

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
