# Yono Lite SBI — SBI Mobile Banking App

> SBI retail internet banking mobile application for managing finances on the move. (iPhone/iPad app by State Bank of India.)

- Source: https://appshunter.io/ios/app/yono-lite-sbi/id872982272 (this page in markdown: same URL + `.md`)
- Developer: [State Bank of India](https://appshunter.io/developer/503784436)
- Category: Finance
- Price: Free
- Rating: 3.70/5 from 1,612 App Store ratings · 291 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 112 MB
- Languages: American English
- Released: 2014-05-07
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/yono-lite-sbi/id872982272/reviews.md

## What is Yono Lite SBI?

Yono Lite SBI is Mobile Banking Smart Phone application for SBI Customers in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Gujarati, Punjabi, Bengali, Odia, Assamese, and Kashmiri languages.

Yono Lite is SBI’s retail internet banking-based application for your smartphones. A safe, convenient, and easy to use application with a host of features to help users manage your finances on the move.

Please complete the one-time registration process to start using the application.

New Registration process:
- A message will be shown on the screen regarding initiating an SMS to +917208871299 from the mobile device for validating user's mobile number. Users has to send this app generated encrypted SMS manually. Users have an option to retry sending SMS to an alternate number 8422833333.
- Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a predefined number. Kindly note that for sending SMS will incur standard SMS charges as per your telecom SMS plan.
- On registration screen, please enter Username and Password and click REGISTER button.
- Accept the Terms & Conditions for registration by selecting the check box and click ‘Ok’ button.
- An activation code will be sent to the registered mobile number. User has to complete the activation by inputting the Activation code in the app.
- User can now login to Yono Lite application.

Features:

My Accounts
• Detailed account information (Transaction / Deposit /Loan / PPF / SSA accounts)
• Mini Statement (Last 10 transactions)
• mPassbook (upto 150 transactions)
• View /Download statement
• PPF Accounts

Fund Transfer
• Funds Transfer within Self Accounts
• Third Party Transfer within SBI
• Inter-Bank Transfer (RTGS / NEFT /IMPS)
• Quick Transfer to Unregistered Beneficiaries using QR Code
• IMPS Transfer (using IFSC & Account Number or Mobile Number & MMID)
• Schedule Transactions
• Add / Manage Beneficiary

eDeposits
• Open Fixed Deposit
• Open Recurring Deposit
• Open Multi option deposit

UPI
• Fund Transfer to Unregistered beneficiaries through beneficiary VPA
• Fund Transfer to registered beneficiaries using Account No & IFSC code
• Dispute Status
• Set UPI transaction limit within overall daily limit
• Enable/ Disable UPI

Manage Cards
• Physical Debit Cards
• Virtual Debit Cards
• Prepaid Cards

Bill / Merchant Payments
• Pay Bills
• SBI Life Premium
• Bill Payment History

SBI Voice Assist
• Voice assisted functionality to know Balance, mini-statement and Quick Transfer using voice instructions

Top-up and Recharge
• Top-up of State Bank Prepaid Cards
• NCMC Debit Plus Card

Manage Cards
• Debit Cards Control Feature - Manage Debit Card Channel, Usage and Limits, Hotlisting and Set PIN
• Manage Virtual Debit Cards
• Manage Prepaid Cards

Requests
• IPO (Equity and Rights)
• Apply IPO
• FASTag Issuance
• Get MMID
• Cancel MMID
• Cheque book
• Positive Pay System
• TDS Enquiry

Services
• Standing Instruction
• Online Nomination
• Submit 15 GH
• Transfer of Savings account
• eLocker
• My Certificates

Facility of QR based Cash withdrawal from ATMs.
- User can withdraw cash by scanning the QR displayed on ATM screen through Yono Lite app.

Quick Transfer and Donations
• Send Money using Account Details
• Donations

Facility of Yono Cash for Card less cash withdrawal through ATMs

Prelogin
• WhatsApp Banking
• BHIM SBI Pay
• Report Fraudulent Txn
• FASTag
• QMS (Queue Management Solution)
• SBI Collect
• Donations to Religious Entities
• Bharat Billpay
• SBI Finder
• Complaints
• Lock/Unlock User ID
• Apply for Loan
• FAQs
• Ask SIA
• Branch/ATM

## Key features

- Account management and mini statements
- Fund transfers (within SBI, third-party, inter-bank)
- Fixed and recurring deposit opening
- UPI transactions and management
- Debit and prepaid card management
- Bill payments and merchant payments
- Voice-assisted banking

## What do users think of Yono Lite SBI?

Overall sentiment: negative

**Pros**

- 🚀 Excellent remittance rates
- 👍 Decent app overall
- 🚀 Transactions work well

**Cons**

- 🐛 Frequent crashes
- 🔒 Overly complicated registration process
- 👎 Terrible user experience
- 👎 Unreliable app, often doesn't work
- 👎 Useless for NRI customers
- 👎 Extremely poor customer service
- 🐛 Bugs with latest iOS updates
- 👎 Outdated and unintuitive UI

**Commonly reported bugs**

- Frequent login issues
- OTP not received, even after multiple attempts
- App crashes on launch after iOS updates
- Unable to register device or account
- Incorrect time shown in app
- Beneficiary addition not working
- Stuck in OTP loop, unable to complete transactions

**Most requested features**

- Add Face ID/Touch ID login
- Improve registration process for international users
- Integrate OTP app into main banking app
- Allow password manager integration
- Add QR code scanning for UPI payments
- Provide more detailed account information
- Improve overall user experience and design

## Recent user reviews (10 of 291)

All indexed reviews: https://appshunter.io/ios/app/yono-lite-sbi/id872982272/reviews.md

### 2/5 — Recent update

*2026-08-19, version 9.0.1*

It messed up the login. Looks ugly and not working. IOS version asking to 
android version

### 1/5 — The new version just don’t work

*2026-08-16*

Ever since the new version has come I noticed there is no Mpin, it does not recognise face detection so I have to manually log in each time. After logging in when I open my pass book it shows recording of old transactions only. I earlier used refresh and recent transactions would show but, now it just won’t and when I try to see my other linked account, it just wont open, the existing account and its transaction recordings just wont go. There is a massive glitch in the app making it super inconvinient to use. Time and again I have to go on web  through my laptop to check a simple thing or do simple transaction. It is horrible. Please look into it and rectify. Bring the old version back or something coz this one is not working at all.

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. Please share the detail issue by writing to feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device details & also share the steps you followed on the YONO lite app & error message for analysis. So that we can improve our service.

### 1/5 — Garbage

*2026-08-14, version 9.0.1*

Stop the lunacy of blocking password managers from filling in username and password fields in your app. It’s moronic!

### 1/5 — the worst app ever

*2026-08-13, version 9.0.1*

app crashes while navigating between different pages even after reinstalling many time

### 1/5 — Send msg?

*2026-08-11, version 9.0.1*

First time I am hearing, need to send message to a number to activate the app. No other way to activate? Also need to download the app theough mobile data. 😂😂

### 1/5 — Biggest bank of India but pathetic app

*2026-04-25*

The app has stone age like user interface with one of the worst customer experience.  If I switch between other apps, this app abruptly logs me out. And then I cannot login as the log-off link was not clicked.
--- update ---
This app is so old school that I cannot take screen shot of error! And I don't have time to send you bucket list of info you are asking in writing..

**Developer response:** Dear Customer, The inconvenience caused to you is deeply regretted. Please share the detail issue by writing to feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device details & also share the steps you followed on the YONO lite app & error message for analysis. So that we can improve our service

### 3/5 — Improvements needed

*2026-03-24*

The app is beautifully designed. There are many issues faced like for joint account holder CKYC number is being asked for virtual debit card. I have my CKYC number, but there is no way to put it and to validate it. All the app does is to ask to go to Branch, which is totally downside for a mobile banking app. A mobile banking app should be standalone app and a replacement for the Branch itself. There is a lot of scope to grow for this app and be adult. Please stop asking to go to Branch and find alternate ways to solve problems through mobile banking only. Also NEFT IMPS etc charges are not displayed we see blank pages.

**Developer response:** Dear Customer, We thank you for raising the request and we are consistently working towards making your user experience better. We have shared your valuable suggestion with our team for further review. Please share the detail issue by writing to feedback.statebankanywhere@sbi.co.in along with your registered mobile no, device details & also share the steps you followed on the YONO lite app & error message for analysis. So that we can improve our service.

### 2/5 — Deliberate manipulation to inflate reviews

*2026-03-09*

Pre-selecting “Exceptional “ as default rating feels like deliberate manipulation to inflate reviews rather than collect honest user feedback.

Those who designed that should be ashamed.

**Developer response:** Dear Customer, We regret the inconvenience caused to you. Rating for every login captures the user experience of that particular login journey. Thank you for your patronage. If any issue, write to us at feedback.statebankanywhere@sbi.co.in. along with your registered mobile no device details and error message for analysis.

### 4/5 — Compatibility

*2026-02-14, version 7.2.0*

Some of the features app is not compatible with iphone . Please rectify.

### 1/5 — Not catering to NRi

*2026-01-19, version 7.2.0*

Why the don’t consider NRI? How they can use app from international number?

## Frequently asked questions about Yono Lite SBI

### What is Yono Lite SBI?

Yono Lite SBI is a mobile banking application designed for State Bank of India customers. It allows users to manage their accounts, perform fund transfers, pay bills, and access various other banking services directly from their smartphone.

### What are the key features of Yono Lite SBI?

Key features include detailed account information, mini statements, fund transfers (within SBI, third-party, and inter-bank), opening fixed and recurring deposits, UPI transactions, managing debit and prepaid cards, and bill payments. It also offers voice-assisted functionality.

### Is Yono Lite SBI free to use?

The application itself is free to download and use. However, standard SMS charges may apply for certain registration processes, as per your telecom provider's plan.

### What languages does Yono Lite SBI support?

Yono Lite SBI is available in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Gujarati, Punjabi, Bengali, Odia, Assamese, and Kashmiri languages, catering to a wide user base across India.

### How do I register for Yono Lite SBI?

To register, you need to complete a one-time process involving sending an encrypted SMS from your device to a specified number for validation. You will then need to enter your username and password and accept the terms and conditions. An activation code will be sent to your registered mobile number to complete the activation.

## Version history (last 5 releases)

### 9.0.1 — 2026-07-31

Minor Enhancement

### 9.0.0 — 2026-07-13

Minor Enhancement

### 8.5.1 — 2026-06-22

Minor Enhancements

### 8.4.6 — 2026-06-09

Minor security Enhancements

### 8.4.4 — 2026-05-13

Minor Enhancements

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## More apps by State Bank of India

- [SBI Quick](https://appshunter.io/ios/app/sbi-quick/id1015862980)
- [SBI Secure OTP](https://appshunter.io/ios/app/sbi-secure-otp/id1055960651)
- [Yono Business SBI](https://appshunter.io/ios/app/yono-business-sbi/id1056093690)
- [SBI Wealth](https://appshunter.io/ios/app/sbi-wealth/id1072340833)
- [MyHRMS](https://appshunter.io/ios/app/myhrms/id1142185705)

All apps by State Bank of India: https://appshunter.io/developer/503784436

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*