# YONO SBI Maldives — user reviews > 26 indexed App Store user reviews of YONO SBI Maldives by State Bank of India, rated 4.40/5 from 44 ratings. - Source: https://appshunter.io/ios/app/yono-sbi-maldives/id1520519707/reviews - App overview in markdown: https://appshunter.io/ios/app/yono-sbi-maldives/id1520519707.md - Rating breakdown: 5★ 32 · 4★ 5 · 3★ 2 · 2★ 1 · 1★ 4 ## Newest reviews (6 of 26) ### 1/5 — Verification and transaction issue *2023-12-04* I have been using this app since three months and now the transaction is not possible so I reinstalled the app. Now the biggest problem is verification otp is invalid. Even after trying multiple times with correct opt received it shows invalid otp. ### 1/5 — The apps never opens *2023-04-07* Could you please make some changes in the app so that it opens up Its crashing again and again or gets stuck in login only Or tell me other ways to transfer money without the app ? 🙏 ### 1/5 — Review *2023-02-21* One of the worst bank server app which i haven been used. It will not be working when it’s necessary there is no statement to chek. You want to go bank offenly when you are in island its not easy to go and take money from bank. So try to update as soon as possible. ### 2/5 — App crashing *2021-05-02* App is crashing . Asking to reinstall . After reinstalling , again crashing , asking to contact bank administrator **Developer response:** Dear Customer, We highly regret the inconvenience. Please try to install the app. In case you still encounter the issue, please write to us on inb.sbimale@statebank.com and we will get in touch with you to resolve the issue. Thank you for your cooperation. ### 1/5 — Disastrous !! *2020-12-23* I’ve already login and time to time this app asking for a new startup !! Tired of giving customer id and password !! Then you’d be prompting for an OTP and you never gonna get that !!! **Developer response:** Dear customer, please activate MPIN facility inorder to directly login to the application. ### 1/5 — Unresponsive and poor UI *2020-07-02* It was a much awaited app, but not meeting the expectations. It is quite unresponsive and the UI also poor. Even with the high speed internet connection, the interaction with server is lagging. Expecting some improvements in the recent updations in the nearby future..... **Developer response:** Dear Customer , We apologize for the experience you had . We would like to inform you that we have done some fine tuning to the application now . Kindly download the updated version . Hope you will have a much better experience this time . ## Most critical reviews (10 lowest-rated) ### 1/5 — Unable to send the remmitances *2026-04-02* After updating Kyc and also multiple complains given via mail still account is freeze difficult for persons who is on vacation and can’t use the banking app ### 1/5 — Worst of the worst *2026-02-15* The bank is using old fashion OTP and paper work but OTP service is not available everytime. What a cheap standard service which is like a clown. For new users, don't ever use this cheap standard bank. ### 1/5 — App issue *2026-02-13* If there is an option for negative 5 start i would have opted that rating, i have never ever frustrated more than this by using an app, the app is seriously freaking disgusting please close and find another job. ### 1/5 — client application not compatible *2025-11-23* Login issues, Error is Client application not compatible. Please update the App but there is no update and my iOS everything is up to date updated ### 1/5 — Worst *2025-11-22* I never seen such worst app I have no other option rather than using it ,,it has often issues through out the year ### 1/5 — The worst app in the world *2025-11-22* Shop sales peoples are laughing when I trying to transfer because of long time. ### 1/5 — Not working *2025-09-12* I regret updating the app now it says it is registered in other device not able to open the app now ### 1/5 — Poor software *2025-04-02* A very very worst banking software ever I used. After several times send the otp then only I received a OTP for login and same for fund transactions. Why two times otp verification I don’t know. Need a fastest software verification Like BML. ### 1/5 — Worst app ever *2025-02-01* The worst bank application ever. Waiting time for each OTP code is too long for each time. Multiple OTP request. Sometime OTP service is out of function. Never seen that bad before. ### 1/5 — Very very slow and irritating app *2024-01-03* It’s ashamed to say that this app belongs to a major banker of India . Very very slow in processing transactions and also very slow and irritating to get otp to complete the transactions. It’s taking minimum 7 minutes to complete a transaction. ## Most praised reviews (10 highest-rated) ### 5/5 — Review *2025-01-05* One of the best phone banking apps in Maldives .Very customer friendly and easy to use ### 5/5 — It’s Wonderful App *2021-01-24* It’s wonderful app. But every Updates we need to do Re install the App. Kindly fix this Issue. **Developer response:** Dear customer, we thanks for the appreciation we value it and will strive to improve upon . ### 5/5 — Timely Action *2020-08-05* SBI has launched this app at very good time when everyone want to do Banking from home. Very good app, all banking need can be fulfilled through this app. Stay safe stay home **Developer response:** Dear Customer , Thanks for appreciating the Application . As most of the banking needs of our customers can be fulfilled by the App . We also would like you to stay home stay safe during these testing times . ### 5/5 — Life make easier *2020-08-05* YONO sbi maldives app helps to get banking service remotely anytime anywhere. It’s great service and mitigate concerns banking issues during long weekend and holidays what we face now. Thanks sbi team. **Developer response:** Dear Customer , Great to have your good feedback about the App . We will strive to make it better . ### 5/5 — Great App!! *2020-08-04* The app is easy to use and has all the necessary functions such as transferring cash within and out of the country compared to the other apps put there, it is easily accessible and very secure. The app also shows the display of current exchange rates. It is overall a great app and would definitely recommend to others. **Developer response:** Dear Customer , Good to know that the App was upto your expectations . We will continue to strive to make it better . ### 5/5 — Necessary & Useful *2020-08-04* In a difficult time as Covid 19 has brought, the app provides a nice platform for transactions and availing banking services. **Developer response:** Dear Customer , Thanks for the encouraging words . During this difficult Covid 19 times we would also encourage our customers to make best use of the App and do most of your banking requirements through it . ### 5/5 — Popular digital platform *2020-08-04* SBI has launched this popular app entering into a new era of customer delight in the country of islands. All initial teething troubles are now resolved and the advanced banking platform app is getting popular day by day. The majority of transactions can be performed on this app without ever going into the hassle of visiting the branch. **Developer response:** Dear Customer , We thank you for the morale boosting feedback . ### 5/5 — Yono *2020-08-04* The app gives access to all your Accounts.You can view your Accounts anywhere,anytime .Its easy and user friendly. Thanks **Developer response:** Dear Customer , Thanks for the encouraging feedback . Definitely we will try to provide you a better banking experience through the Application . ### 4/5 — it’s ok *2020-12-14* I don’t like how I have to login each time I have to use the app but overall it’s great **Developer response:** Dear customer, please activate MPIN facility inorder to directly login to the application. ### 4/5 — Wonderful App *2020-08-04* State of the art App, offered by SBI, alokost all the banking transaction under our control and comfort, a much needed tool in todays testing times 👍👍 **Developer response:** Dear Customer , Appreciate the encouraging feedback from your end . Hope the App will continue to help in the testing times ... --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*