# Yotta Pay — Save as you pay > Secure, instant contactless payments and money transfers without sharing card details. (iPhone/iPad app by YOTTA DIGITAL LTD.) - Source: https://appshunter.io/ios/app/yotta-pay/id1531344362 (this page in markdown: same URL + `.md`) - Developer: [YOTTA DIGITAL LTD](https://appshunter.io/developer/1531344364) - Category: Finance - Price: Free - Rating: 3.67/5 from 3 App Store ratings · 31 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 57 MB - Languages: English - Released: 2021-03-22 - Data updated: 2026-06-11 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/yotta-pay/id1531344362/reviews.md ## What is Yotta Pay? Yotta Pay is a free contactless payment app. Bank-grade security provided by Open Banking protocols. Confirm each payment with your mobile bank app and never share your card details. Pay money instantly to SMEs, sole traders, and charities. Receive money instantly from your clients, family, and friends. Request a payment from someone near you with QR code, or just choose a contact from your phone book. He or she will receive a clear pre-filled payment instruction in their mobile bank app. You will receive payment confirmation right after they confirm it. ## Key features - Contactless payments - Bank-grade security - Instant payments to businesses - Instant money transfers - QR code payment requests - Payment confirmation ## Recent user reviews (10 of 31) All indexed reviews: https://appshunter.io/ios/app/yotta-pay/id1531344362/reviews.md ### 1/5 — Not working *2026-01-24, version 2.0.28* Can’t connect to any bank ### 5/5 — Great app. *2025-11-14, version 2.0.28* Great app. But thought my clients could pay with credit cards. Apparently not! Can this option be added?! ### 5/5 — Perfect for small businesses *2024-10-16, version 2.0.23* As a small business we have struggled for ages with the fees associated with taking payments via our online store. Yotta pay is the perfect solution. You can choose to take payments by credit card thanks to their seamless integration with Stripe or simply use Yottapay to accept payments securely by bank app - all via a Woocommerce store. The company is very responsive and helpful too. I’ve had several occasions where help and advice was required and I got assistance promptly. I recommend Yottapay to small businesses regularly as it’s also ideal for local businesses that would normally have to rely solely on card payments when cash is not an option for their customers. Most people have a bank app on their phone already so why not take advantage of the super low rates Yottapay charges. Don’t hesitate, you won’t look back. I don’t understand what the negative reviews are about. I guess you just can’t please some people. ### 1/5 — . *2024-08-20, version 2.0.23* The worst app I have ever used in my whole life Very disappointed ### 1/5 — Don’t download *2024-08-19, version 2.0.23* Use the app and it didn’t work stay away from the app it’s so bad ### 5/5 — Great app. *2024-08-06, version 2.0.22* Great app. But thought my clients could pay with credit cards. Apparently not! Can this option be added?! ### 1/5 — Nickname *2024-07-31, version 2.0.22* They ask me to enter my card details and thus gain access to bank accounts ### 1/5 — . *2024-07-29, version 2.0.22* Bunch of criminals. They made everything to make my account get blocked ### 1/5 — . *2024-04-18, version 2.0.15* . ### 5/5 — Easy, secure, fast and ethical as promised *2023-03-03, version 2.0.6* Great app for fast and secure payments, law fees with a full control over your activities, especially good for sales teams. It takes 2 min to set up and saves tons of time on sales tracking. ## Frequently asked questions about Yotta Pay ### What does Yotta Pay do? Yotta Pay is a free contactless payment application that allows users to make and receive payments instantly. It utilizes bank-grade security through Open Banking protocols, ensuring that your card details are never shared. ### How does Yotta Pay ensure security? The app employs bank-grade security measures powered by Open Banking protocols. Each payment is confirmed through your mobile bank app, and your card details are never exposed to the merchant or recipient. ### Is Yotta Pay free to use? Yes, Yotta Pay is a free contactless payment app. There are no charges mentioned for using its core payment and money transfer functionalities. ### How can I request or send money with Yotta Pay? You can send money instantly to SMEs, sole traders, and charities. To request a payment, you can use a QR code for someone nearby or select a contact from your phone book. They will receive a pre-filled payment instruction in their mobile bank app. ### What are the benefits of using Yotta Pay for payments? Yotta Pay offers secure and instant transactions, eliminating the need to share sensitive card information. It provides a convenient way to pay businesses, send money to friends and family, and receive funds quickly. ## Version history (last 5 releases) ### 2.0.28 — 2025-08-08 Bug fixes and minor improvements ### 2.0.26 — 2025-04-24 We update the Yotta Pay® app regularly to keep it fast, secure, and reliable for you. This update includes: - Smart new features support - Enhancements to overall user experience Enjoying Yotta Pay? Leave us a rating below! Your feedback helps us make the app even better for you. ### 2.0.24 — 2024-11-07 Influencer hub added ### 2.0.23 — 2024-08-07 Improved communications and more savings. ### 2.0.22 — 2024-07-16 Improved communications and more savings. ## Apps similar to Yotta Pay | App | Rating | Price | Category | | --- | --- | --- | --- | | [Monzo - Mobile Banking](https://appshunter.io/ios/app/monzo-mobile-banking/id1052238659) | 4.7 (5,585) | Free | Finance | | [Tesco Bank](https://appshunter.io/ios/app/tesco-bank/id857834425) | 4.7 (209) | Free | Finance | | [Send App (Prev. Send)](https://appshunter.io/ios/app/send-app-prev-send/id1629097184) | 4.2 (659) | Free | Finance | | [Monese - A banking alternative](https://appshunter.io/ios/app/monese-a-banking-alternative/id1102793407) | 4.7 (2,369) | Free | Finance | | [HMRC](https://appshunter.io/ios/app/hmrc/id514561561) | 4.8 (234,810) | Free | Finance | | [Visa Commercial Pay](https://appshunter.io/ios/app/visa-commercial-pay/id1543368018) | 2.9 (159) | Free | Finance | ## More apps by YOTTA DIGITAL LTD - [Yotta Sales](https://appshunter.io/ios/app/yotta-sales/id1616022216) All apps by YOTTA DIGITAL LTD: https://appshunter.io/developer/1531344364 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*