# YouPay — Crypto Card & Payment Wallet

> Global crypto card for spending digital assets in the real world. (iPhone/iPad app by YP GLOBAL TECHNOLOGY LIMITED.)

- Source: https://appshunter.io/ios/app/youpay/id6760634588 (this page in markdown: same URL + `.md`)
- Developer: [YP GLOBAL TECHNOLOGY LIMITED](https://appshunter.io/developer/1885435409)
- Category: Utilities, Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 13.0 · 26 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2026-04-13
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/youpay/id6760634588/reviews.md

## What is YouPay?

優付 YouPay 是金融科技支付應用，從開卡、充值到消費管理，全部在一個 App 內完成。

【全球消費，無縫銜接】
優付卡支援全球 200+ 國家和地區的主流線上商戶，訂閱、購物、差旅都能輕鬆支付。

【綁定主流支付工具】
一鍵綁定主流支付工具，掃碼支付、線上購物即開即用，日常消費無需切換。

【極速開卡流程】
1、郵箱註冊；
2、完成 KYC 實名驗證，平均 1 小時審核；
3、支付一次性開卡費；
4、開卡成功，立即充值使用。

【透明費率，無隱形消費】
所有費用在下單前明確顯示。

【安全與隱私】
所有用戶均需完成實名驗證，符合當地監管與反洗錢要求。

【隨時掌控帳戶】
即時查看餘額與交易明細、凍結或解凍卡片、調整消費額度、下載對帳單——一切都在指尖。

## Key features

- Global crypto card
- Virtual and physical card options
- ATM withdrawals
- Seamless online/offline payments
- Real-time account management
- Fee waivers


## Frequently asked questions about YouPay

### What is YouPay Card?

YouPay Card is a digital asset service application that provides a global crypto card, allowing users to spend their digital assets in the real world. It focuses on bridging digital assets with daily life through secure and compliant services.

### How secure is YouPay Card?

YouPay Card utilizes bank-grade encryption technology for privacy protection and strict account auditing (KYC) to ensure a safe and compliant card usage environment. It is operated by a legally registered financial company in Hong Kong.

### How quickly can I get a YouPay Card?

The app boasts maximum efficiency, with average card issuance taking only about 1 hour. This allows for high-speed conversion of digital assets into usable card funds.

### Can I withdraw cash with YouPay Card?

Yes, physical YouPay Cards support withdrawing local fiat currency at any ATM compatible with the YouPay network. This provides convenient access to your funds globally.

### What fees are associated with YouPay Card?

YouPay Card offers several fee advantages, including no annual fees, no transaction fees in local or specific regions, and no top-up fees. It uses USD as the primary settlement currency with competitive conversion rates.

### What devices does YouPay Card support?

YouPay Card is available on iPhone and iPod devices. It is rated for ages 4 and up.

### How often is YouPay Card updated?

The latest version of YouPay Card is 2.3.9, and it was last updated on June 9, 2026. This indicates regular updates to improve functionality and security.

### Does YouPay Card have ads?

No, YouPay Card does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 2.4.5 — 2026-08-28

修復已知BUG及部分UI調整，強烈建議更新。

### 2.4.4 — 2026-07-18

修改合規描述及其他已知BUG修復。

### 2.4.2 — 2026-07-16

包體簡化、已知BUG修復及部分UI調整。

### 2.4.1 — 2026-07-10

已知BUG修复及部分页面优化。

### 2.3.9 — 2026-06-09

大量核心功能、流程、兼容性優化，強烈建議更新。

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*