# Your Money Blueprint — Mortgage, KiwiSaver & more > Mortgage, KiwiSaver & more (iPhone/iPad app by Your Money Blueprint Limited.) - Source: https://appshunter.io/ios/app/your-money-blueprint/id6800142611 (this page in markdown: same URL + `.md`) - Developer: [Your Money Blueprint Limited](https://appshunter.io/developer/6792393217) - Category: Finance, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 15.1 · 20 MB - Languages: American English - Released: 2026-09-21 - Data updated: 2026-10-24 ## What is Your Money Blueprint? Description Your Money Blueprint brings more than 40 New Zealand money calculators into one clean, private app. No accounts, no sign-ups, nothing leaving your phone — just fast, accurate tools that work offline. PROPERTY Work out how much house you can afford, whether to rent or buy, and how long to save a deposit. Compare mortgage rates, model extra repayments to be mortgage-free years sooner, and weigh up a rental investment. RETIREMENT Project your KiwiSaver and savings to 65 and beyond, estimate your NZ Super, see how long your money will last, and plan how to draw it down. Chasing financial independence? Map your FIRE number, your coast point and your timeline. INVESTING See what fund fees really cost you over the years, compare funds after tax and fees, work out your true return, find your PIR, and understand your asset allocation. INCOME & TAX Find your real take-home pay including PAYE, ACC, KiwiSaver and student loan. Check the right tax code, compare a second job or a contracting rate, and see when your student loan clears. EVERYDAY Set savings goals, see the real cost of everyday spending, get debt-free faster with the snowball or avalanche method, and compare power plans and credit card rewards. Everything is tuned to New Zealand — real tax brackets, ACC levies, KiwiSaver rates, NZ Super and thresholds — and kept up to date. These calculators are for general information and education only and are not personalised financial advice. Built in New Zealand by a licensed financial adviser. ## Is Your Money Blueprint safe? Not enough ratings yet to assess Your Money Blueprint. ## Is Your Money Blueprint legit? Your Money Blueprint has limited verification signals. The AppsHunter Legitimacy Score for Your Money Blueprint is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 3 releases) ### 1.2.0 — 2026-10-24 New • Market Timing: compare perfect timing, waiting for a dip, avoiding all-time highs and simply investing every month, using US share market history back to 1871. • Shiller P/E: see how expensive the share market is today and what returns followed similar levels before. • Lump Sum or Drip-Feed: invest it all now or spread it out? See what history says, for every start month since 1934. • Market Concentration: a few giant companies dominate the share market. See what followed past peaks since 1926. • KiwiSaver First Home: how long until you can buy your first home, using your KiwiSaver withdrawal and other savings. For one buyer or a couple. Replaces Time to Save for a House Deposit. • Housing Affordability: compare house prices with household incomes, repayments and deposits across 10 NZ regions since 2005. Market and housing data update automatically, with no app update needed. ### 1.1.0 — 2026-10-19 New • Which Mortgage Term Has Been Best? Replay a loan through real RBNZ rates to see which fixing strategy would have cost least. Rates update automatically. Improvements • Dollar amounts now show commas as you type. • KiwiSaver: choose None, 3%, 3.5% (the default from 1 April 2026), 4%, 6%, 8%, 10%, or a set dollar amount. • Die With Zero: spending and NZ Super now grow with inflation, and you can add a partner's NZ Super. • Barista FIRE: amounts are in today's dollars and grow with inflation. • Lifetime Home vs Reverse Mortgage: allows for lender borrowing limits and uses the latest rate. • Rental calculators: losses are ringfenced and carried forward, in line with NZ tax rules. • Credit Card Rewards: card details update automatically, and sign-up bonuses have been removed. • Clearer today's dollars and future dollars labels. ### 1.0 — 2026-09-21 No release notes. ## Apps similar to Your Money Blueprint | App | Rating | Price | Category | | --- | --- | --- | --- | | [InvestNow - WealthGrowth.ai](https://appshunter.io/ios/app/investnow-wealthgrowthai/id6502816990) | — | Free | Finance | | [Index Fund Advisors](https://appshunter.io/ios/app/index-fund-advisors/id914924554) | 4.9 (41) | Free | Finance | | [SortMe Personal Finance](https://appshunter.io/ios/app/sortme-personal-finance/id6752843482) | — | Free | Finance | | [ChooseFI](https://appshunter.io/ios/app/choosefi/id6751371252) | 5.0 (6) | Free | Finance | | [Lumy for YNAB](https://appshunter.io/ios/app/lumy-for-ynab/id6454931849) | 4.5 (46) | Free | Finance | | [TSB Bank Ltd Mobile Banking](https://appshunter.io/ios/app/tsb-bank-ltd-mobile-banking/id1033426084) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*