# YourOwn Wallet — Build Your Wealth

> Securely manage and share your consolidated financial identity and data. (iPhone/iPad app by YourOwn Inc..)

- Source: https://appshunter.io/ios/app/yourown-wallet/id6499210996 (this page in markdown: same URL + `.md`)
- Developer: [YourOwn Inc.](https://appshunter.io/developer/1742764647)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 12 App Store ratings · 7 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.0 · 93 MB
- Languages: American English
- Released: 2024-06-04
- Data updated: 2026-09-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yourown-wallet/id6499210996/reviews.md

## What is YourOwn Wallet?

YourOwn puts your entire financial life in your pocket and lets you put it to work. It's the first wallet to consolidate your bank, income, investments, crypto, and taxes into one secure financial identity and now, the first to put a personal AI agent on top of it.

Key Features:

AI Financial Agent : Ask your money anything. Get instant answers on taxes, investments, savings, and more. Powered by your connected financial data. Free to start using, 100% secure. No Personally Identifiable Information (PII) is shared.
Financial Identity: Connect over 12,000 institutions — income, banks, investments — and watch your net worth, cash, and portfolio come into focus in real time.
Instant Sharing: Skip the PDF hunting and share your verified financial data instantly for loans, rentals, or financial planning, with a full activity log for total transparency.
Marketplace: Tap into a curated set of wealth-building tools and connect with top financial advisors for guidance built around your actual numbers.
Full Consent with Military-Grade Encryption: Your data is locked down with state-of-the-art encryption, accessible only through your unique seed phrase. You decide what's shared and with whom. Nothing moves without your say-so.
Built for Compliance: Designed to meet the standards banks, lenders, and income verifiers actually require.

Your financial data has always been valuable. Now it finally works for you.

## Key features

- Consolidated financial identity
- Integrate 12,000+ institutions
- Instant data sharing
- Marketplace for financial tools
- Military-grade encryption
- Full data control and consent

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/yourown-wallet/id6499210996/reviews.md

### 5/5 — Top notch app

*2024-07-27*

Finally there’s an app that can manages the financials data and that allows me to purchase in one click

### 5/5 — Super useful

*2024-06-21*

I’m not great with my finances, everything is scattered everywhere, so this helps me keep track of all those scattered pieces and gives an big picture snap shot. It’s very useful and insightful if you’re like me. Also super convenient for sharing financial data with a third party, I haven’t needed to use that feature yet, but I did a test with my self and it worked great.

### 5/5 — Rental applications made easy

*2024-06-20*

I’m currently searching for a new home to rent and this wallet makes it so easy to share bank and income info with landlords and property managers. Last time I was in the market I applied for 5 places before I landed one. I had to manually pull all info from multiple portals and then send or upload each time. Never miss out on your dream apartment or home by being organized and instantly sharing required info.

### 5/5 — Makes mortgage process wayyy easier

*2024-06-05*

I’m going through the mortgage prequal letter process now and it was so annoying until I found this app. I connected all my accounts and it automatically generates the documents I need to share the with the loan officer. Typically the bank wants me to email my statements, and this packages them all up in a zip I can just attach. I actually went to a few banks at the same time to shop rates bc it is so easy.

### 5/5 — Great safe app

*2024-06-05*

You can feel secure that your data is absolutely safe when you use this app. Highly recommended

### 5/5 — A must-have for finances!

*2024-06-04*

Secure and simple.  Excellent app that helped me consolidate all my financial data in one place. I highly recommend!

### 5/5 — This is the BEST tool EVER!!

*2024-06-04*

I have been waiting for SO long to finally have a way to consolidate all my financial info together across the dozen different accounts I have because I have to provide it lenders constantly for my different properties!! THIS IS IT! Now I have my accounts hooked up across banks, credit cards, E*Trade, crypto, payroll and even tax (although tax I still have to upload the returns) and I can share all the required documents in one click. Amazing! Plus, all the info is always updated so it’s just set it and forget it in terms of effort. Love the seed phrase piece too…I don’t want anyone seeing my stuff unless I allow it.

## Frequently asked questions about YourOwn Wallet

### What financial institutions does YourOwn Wallet support?

YourOwn Wallet supports data integration from over 12,000 financial institutions, including banks, income sources, and investment portfolios. This allows for comprehensive monitoring of your net worth and assets.

### How secure is my financial data with YourOwn Wallet?

Your financial data is protected with military-grade encryption and is only accessible via your unique seed phrase. The app prioritizes your privacy by giving you full control over what data is shared and with whom.

### Can I share my financial data with others using YourOwn Wallet?

Yes, YourOwn Wallet allows you to instantly share your verified financial data for purposes like loans, rentals, or financial planning. You can also track all your sharing activities for transparency.

### What is the marketplace in YourOwn Wallet?

The marketplace offers a curated selection of wealth-building tools and connects you with top financial advisors. This feature aims to provide personalized guidance for your financial growth.

### Is YourOwn Wallet available on all devices?

YourOwn Wallet is currently supported on iPhone, iPad, and iPod devices. It is designed to meet stringent compliance requirements for banks and lenders.

### How often is YourOwn Wallet updated?

The latest version of YourOwn Wallet is 1.58.12, last updated on February 3, 2026. The app is frequently updated to ensure reliability and security.

### What is the user sentiment for YourOwn Wallet?

YourOwn Wallet has received a high rating of 5.0 stars from 12 ratings, indicating positive user sentiment. Users appreciate its comprehensive financial management and security features.

### Does YourOwn Wallet have ads?

No, YourOwn Wallet does not contain advertisements. It is a free application focused on providing a secure and ad-free financial management experience.

## Version history (last 5 releases)

### 1.76.0 — 2026-08-21

AI Financial Agent : Ask your money anything. Get instant answers on taxes, investments, savings, and more. Powered by your connected financial data. Free to start using, 100% secure. No Personally Identifiable Information (PII) is shared.

### 1.75.8 — 2026-08-05

• AI Assistant: chat about your finances with full context of your accounts
• AI Reports: generate, read, and copy on-demand financial reports
• Notification Center with push notifications
• Crypto holdings now valued in USD
• Simplified onboarding and account linking

### 1.64.3 — 2026-04-16

- Connect crypto accounts — new guided flow for linking and verifying crypto wallets, with statements automatically included when sharing your profile.
- More reliable connections — improved account sync and reconnect flow.

### 1.58.12 — 2026-02-03

Improved user account creation reliability for a smoother signup experience

### 1.58.11 — 2026-01-27

- Improved connection stability
- Fixed issues when using multiple accounts on the same device

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*