# YouTrip — Best rates all day > Multi-currency mobile wallet and Mastercard for global spending with best rates. (iPhone/iPad app by You Technologies Group.) - Source: https://appshunter.io/ios/app/youtrip/id1228562274 (this page in markdown: same URL + `.md`) - Developer: [You Technologies Group](https://appshunter.io/developer/1228562273) - Category: Finance, Travel - Price: Free - Rating: 4.60/5 from 391 App Store ratings · 74 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 240 MB - Languages: American English, Malay, Thai - Released: 2018-08-05 - Data updated: 2026-08-31 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/youtrip/id1228562274/reviews.md ## What is YouTrip? Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand, and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais, and AS$1,500 for Australians. A 2% fee applies thereafter.) It can’t get any safer than this * Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC). ## Key features - Multi-currency mobile wallet - Mastercard for global spending - Best exchange rates - Zero foreign transaction fees - Fee-less ATM withdrawals - Instant transaction notifications - Card lock and security features ## What do users think of YouTrip? Overall sentiment: mixed **Pros** - 💰 Competitive exchange rates - 💳 Convenient for travelers - ✅ Easy to use interface - ✈️ Multi-currency support - 💸 No hidden fees - ⚡ Smooth payments - 🔒 Strong security features - 📲 Real-time notifications - 💡 Great for online shoppers - 👍 Highly recommended - ✨ Simple to navigate - 🌍 Works in many countries - 💯 Cost-effective - 👌 Transparent - 🚀 Instant top-ups - 🌟 Reliable - 🛍️ Good for international online payments **Cons** - 🐛 App instability/crashing - ⏳ Slow loading times - ❌ Verification issues - 🚫 Marketing notifications cannot be turned off - ⚠️ Money stuck/pending - 👎 Customer service issues - 🪪 Requires Thai ID for use - ❌ Not foreigner friendly - 🔒 Security concerns/fraudulent transactions - 🔄 Frequent reinstallation needed - 📞 Lack of responsive customer support - 🚫 Account closure issues - 📱 Account tied to mobile number - ❌ Replacement card not sent - ⚠️ Maintenance downtime - ❓ Unnecessary permission requests - 🤔 Issues with Face ID login - 🚫 Foreign card transactions not offered - 📉 App errors overseas - ❓ Missing wallet transactions - ❌ Cannot pay AXS - 📉 Inconsistent app performance **Commonly reported bugs** - App freezes - App is unstable in the UK - Cannot load transactions - Money transferred is pending for many hours - Debit card fails - Card rejected by merchants due to malfunctions - App keeps getting stuck on a purple loading screen - App keeps lagging when opening - Bug in the app, cannot access every 2-3 days - App frequently hangs - App keeps hanging on opening - Unable to retrieve card details after maintenance - App is buggy and unable to load after updating to iOS - Face ID issue: automatically brings to first user interface after logout - App assumes user is not existing after update/re-download - Email login service does not function on weekends if logged out - App not kept up with iOS 13 - Application keeps having error when overseas - Top ups pending for 8+ hours - Missing wallet transactions - App refuses to load properly **Most requested features** - Support for iPad - Option to turn off advert notifications - Ability to transfer money between cards (international currency) - Price rate notifications - Dark mode - More features to make it compelling - Call center for instant assistance - Web version - Option for existing users to log in with password - Allow money transfer out of the app - Improve Face ID functionality - Real-time payment approval notifications - Ability to use for AXS payments ## Recent user reviews (10 of 74) All indexed reviews: https://appshunter.io/ios/app/youtrip/id1228562274/reviews.md ### 5/5 — YouTrip *2026-08-22* Awesome card with no top up fees and so easy to use and great exchange rates. ### 1/5 — No Scan to Pay Option *2026-08-22* i had a very hard time paying people here in cambodia, not everyone has a POS terminal and also not all terminals accept this card. I hope you partner with aliexpress or any other scan to pay services **Developer response:** Hey AquafoxGamin88, thank you for your comment. We apologize that you are facing issues with not being able to pay in Cambodia. Could we trouble you to drop us an email at customer@you.co and provide us with more details such that our relevant team can assist you? Thank you! ### 1/5 — Signing up *2026-07-16* Application to sign up pretty terrible especially when you enter your license details for identification? Then it won’t accept? You edit to correct it, still doesn’t work, ten ask for your passport? It’s one or the other? Worse travel card application ever!!! **Developer response:** Hi Kahi1970, we appreciate your time taken to leave us a review and apologise for the struggle you've faced during the sign up process. Simply sign up with Singpass for a seamless experience - If you do not have Singpass, a manual sign up would be required for verification and security purposes. You would need to have your personal documents available for upload to apply. Could we trouble you to drop us an email at @customer@you.co so that our relevant team can assist you? Thank you! ### 1/5 — Youtrip kept suspending my card from ApplePay *2026-07-15* Youtrip kept suspending my card from ApplePay **Developer response:** Hi 👎🏼👎🏼👎🏼👎🏼👎🏼👎🏼😵‍💫, we appreciate that you took the time to leave us a review, and apologise for any inconvenience caused. Please note that the suspension of card using on Apple Pay is a security measure by Apple pay itself, and the suspension is not triggered on YouTrip's end. You may troubleshoot this by removing YouTrip from all apple devices and re-adding the YouTrip card in Apple pay, starting with your mobile phone. If the issue still persists, kindly drop us an email at customer@you.co so that our relevant team can directly assist and guide you on this. Thank you! ### 1/5 — Not Good *2026-07-01* YouTrip is not helpful at all, I had lost my card in my trip and reported it as soon as realised it. After raising dispute which they took over a month to review, I get email it can’t be resolved and I gotta contact merchant myself. 🤦‍♂️🤦‍♂️ **Developer response:** Hi rooneys8, we appreciate that you took the time to leave us a review and we're sorry to hear about this. We have escalated this to the relevant team - in the meantime, could we trouble you to drop us an email again with your existing case reference number so that our relevant team can assist you further on this? Thank you! ### 1/5 — My own pin *2026-05-26* Let me create my own Pin. Applications that force me to create a pin that suits you not me means I have to create a pin I am unlikely to remember. You clearly don’t create an app for users **Developer response:** Hey JB69AU, we appreciate that you took the time out to leave us a review and apologize for the inconvenience caused. Do note that you may change your App PIN anytime directly in the app.You may refer to this: https://support-au.you.co/hc/en-us/articles/12841140737551-How-do-I-change-my-App-PIN for more info. If you have any further questions, feel free to drop us an email at customer@you.co for our relevant team to assist you. Thank you! ### 1/5 — option to turn off adverts notifications (they pop up almost daily now) *2026-05-11* this is not a social media app - we are customers, not products **Developer response:** Hi i-own-an-iphone, we appreciate you taking the time to leave us a review and apologise for any inconvenience caused. Rest assured that we note on your feedback and will share this with the relevant team to improve our product and processes. If you face any issue with the app, feel free to drop us an email at customer@you.co so that our relevant team can assist you. Thank you! ### 5/5 — You trip *2026-03-25* YouTrip is a very convenient multi-currency wallet that is perfect for travellers and online shoppers. It allows users to pay in over 150 countries with competitive exchange rates and no hidden fees, making it a great alternative to traditional banks . The app is simple to use, provides real-time notifications, and offers strong security features, making spending abroad easy and stress-free. ### 1/5 — Terrible *2026-03-21* Verification on photo is clear but they demand a “clearer” one. I’ve taken it multiple times already and keeps telling me to retake. Would not use. 👎👎👎 **Developer response:** Hi ChaeHyungwon, we hear you on this and apologise for the inconvenience caused. Please take note that a clear photo for verification is needed to ensure accuracy in verification. Typically, the ambient lighting and camera quality affects the photo and facial detection - a quick troubleshoot for this is to ensure that you are doing the verification at a well lit location and that your camera is clear from any smudges or marks. If you'd need assistance, we are happy to help. Please contact us at customer@you.co so that our relevant team can guide you. Thank you! ### 5/5 — Review *2026-03-17* Amazing experience so far!! Must download. ## Frequently asked questions about YouTrip ### What does YouTrip do? YouTrip is a multi-currency mobile wallet and Mastercard designed for travellers. It allows you to spend in over 150 countries with competitive exchange rates and no foreign transaction fees. You can also exchange and hold popular currencies directly within the app. ### What are the key features of YouTrip? Key features include paying with the best rates in 150+ countries, exchanging and holding multiple currencies in the app, zero FX fees on travel and shopping, and fee-less cash withdrawals from overseas ATMs (up to certain limits). It also offers card security features like instant locking and transaction notifications. ### How much does YouTrip cost? The app itself is free to download and use. There are no foreign transaction fees on spending. Fee-less ATM withdrawals are available up to specific monthly limits (S$400 for Singaporeans, THB 50,000 for Thais, AS$1,500 for Australians), with a 2% fee applying thereafter. ### Who is YouTrip for? YouTrip is primarily for travellers and digital-savvy consumers in Asia Pacific, particularly Singapore, Thailand, and Australia. It's for anyone who frequently travels internationally or shops online from overseas merchants and wants to avoid high foreign exchange fees. ### Is YouTrip safe to use? Yes, YouTrip prioritizes security. You can instantly lock and secure your card with a tap, receive real-time notifications for every payment, and benefit from 24/7 monitoring by dedicated fraud, security, and customer support teams. It is powered by Mastercard and regulated by financial authorities in its operating regions. ## Version history (last 5 releases) ### 4.65.0 — 2026-08-24 Hello YouTrooper! In this release, we carried out enhancements, to provide you with an improved experience. Update your YouTrip app today, happy spending! ### 4.64.0 — 2026-08-04 Hello YouTrooper! In this release, we carried out enhancements, to provide you with an improved experience. Update your YouTrip app today, happy spending! ### 4.63.0 — 2026-07-21 Hello YouTrooper! In this release, we carried out enhancements, to provide you with an improved experience. Update your YouTrip app today, happy spending! ### 4.62.0 — 2026-07-08 Hello YouTrooper! In this release, we carried out enhancements, to provide you with an improved experience. Update your YouTrip app today, happy spending! ### 4.61.0 — 2026-06-24 Hello YouTrooper! In this release, we carried out enhancements, to provide you with an improved experience. Update your YouTrip app today, happy spending! ## Apps similar to YouTrip | App | Rating | Price | Category | | --- | --- | --- | --- | | [CPF Mobile](https://appshunter.io/ios/app/cpf-mobile/id389277976) | 4.3 (9) | Free | Finance | | [DBS digibank](https://appshunter.io/ios/app/dbs-digibank/id1068403826) | 4.6 (4,648) | Free | Finance | | [UOB TMRW](https://appshunter.io/ios/app/uob-tmrw/id1049286296) | 4.8 (2,676) | Free | Finance | | [Trust Bank SG](https://appshunter.io/ios/app/trust-bank-sg/id1598460384) | 4.7 (258) | Free | Finance | | [DBS PayLah!](https://appshunter.io/ios/app/dbs-paylah/id878528688) | 4.9 (1,197) | Free | Finance | | [POSB digibank](https://appshunter.io/ios/app/posb-digibank/id1068416633) | 4.7 (794) | Free | Finance | ## More apps by You Technologies Group - [YouBiz - Business Account](https://appshunter.io/ios/app/youbiz-business-account/id1635707903) All apps by You Technologies Group: https://appshunter.io/developer/1228562273 ## Related topics [utrip](https://appshunter.io/ios/topics/utrip) · [changi pay](https://appshunter.io/ios/topics/changi-pay) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*