# YowPay Mobile

> Mobile app for easy peer-to-peer SEPA payments via QR code. (iPhone/iPad app by Yowpay Luxembourg S.a.r.l..)

- Source: https://appshunter.io/ios/app/yowpay-mobile/id6447246725 (this page in markdown: same URL + `.md`)
- Developer: [Yowpay Luxembourg S.a.r.l.](https://appshunter.io/developer/1795739156)
- Category: Finance, Business
- Price: Free
- Rating: 2.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 12.0 · 73 MB
- Languages: English
- Released: 2023-04-14
- Data updated: 2026-06-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/yowpay-mobile/id6447246725/reviews.md

## What is YowPay Mobile?

Welcome to YowPay, Peer to Peer SEPA Payments made easy.

Turn your mobile phone into a payment terminal

Receive direct SEPA Payments via QRCODE

Using your usual business account, receiving funds directly from the end users, YowPay is facilitating Instant SEPA Payments.

How YowPay works ?

YowPay generates a QRCODE
The client scans it from its usual mobile banking application and confirms the transfer

YowPay parses the merchant’s business account using Open Banking

YowPay sends a notification on the merchant’s system to confirm the incoming payment

Why YowPay is different ?

High conversion ratio: there is no country selector, then bank selector and a lost client without id user/pass memorized which leads to an abondon of transaction

The client uses its usual mobile banking application

Fast and secure settlement: YowPay doesn’t touch merchants funds, the money flows is directly from the client to the merchant.

Simple pricing: by transaction, no setup, no monthly fees

Quick onboarding: start processing immediately, no long approval process like with card acquirers.

## Key features

- Peer-to-peer SEPA payments
- Mobile payment terminal
- QR code payment generation
- Instant SEPA transfers
- Direct business account funding
- Open Banking integration


## Frequently asked questions about YowPay Mobile

### How does YowPay Mobile handle security for SEPA payments?

YowPay Mobile facilitates instant SEPA payments by generating a QR code that clients scan with their banking application. The money flows directly from the client to the merchant's business account, as YowPay does not handle or touch merchant funds, ensuring secure settlement.

### What are the pricing details for YowPay Mobile?

YowPay Mobile offers simple pricing per transaction with no setup or monthly fees. It is available for free download and use, with costs only incurred on a per-transaction basis.

### Is YowPay Mobile available on all devices?

YowPay Mobile is currently supported on iPhone, iPad, and iPod devices. The app is designed for iOS users.

### How often is YowPay Mobile updated?

The latest version of YowPay Mobile is 1.1.3, which was last updated on August 8, 2025. Updates aim to improve functionality and reliability for users.

### What is the user sentiment for YowPay Mobile?

Based on available data, YowPay Mobile has a rating of 2.0 stars from 1 rating. This indicates a generally negative user sentiment from the limited feedback received.

### Does YowPay Mobile have ads?

No, YowPay Mobile does not contain advertisements. The app is free to use and does not display any ads to its users.

### What is the age rating for YowPay Mobile?

YowPay Mobile has an age rating of 4+. This means it is suitable for users aged 4 and above.

### How quickly can I start using YowPay Mobile for payments?

YowPay Mobile offers quick onboarding, allowing you to start processing payments immediately. There is no long approval process, unlike with traditional card acquirers.

## Version history (last 5 releases)

### 1.1.3 — 2025-08-08

Minor fixes

### 1.1.2 — 2025-07-15

minor fixes

### 1.1.1 — 2025-06-27

- Minor bug fixes 
- Removed registration functionality (register on our website) 
- Added NFC sharing functionality 
- Updated payment details page 
- Simplified user details 
- Manage multiple bank accounts

### 1.0.18 — 2024-02-09

Yowpay mobile improves customer experience.
This new version provides:
- minor bug fixes
- history of notifications

### 1.0.16 — 2023-10-05

We update the Yowpay app as often as possible to make it easier, faster and more reliable for you.
here are a couple of the enhancements you’ll find in the latest update:

- bug fixes

## Apps similar to YowPay Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [NiuPay](https://appshunter.io/ios/app/niupay/id1591888512) | — | Free | Finance |
| [Monabanq Pay](https://appshunter.io/ios/app/monabanq-pay/id6654923333) | 5.0 (1) | Free | Finance |
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| [Swatch Pay](https://appshunter.io/ios/app/swatch-pay/id1525248439) | 4.6 (17) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*