# YPay - Invest,Mutual Funds,SIP — Investments made easy! > Invest in mutual funds and track finances with flexible withdrawals and smart insights. (iPhone/iPad app by YPAY FINANCIAL SERVICES (PRIVATE) LIMITED.) - Source: https://appshunter.io/ios/app/ypay-investmutual-fundssip/id1614206503 (this page in markdown: same URL + `.md`) - Developer: [YPAY FINANCIAL SERVICES (PRIVATE) LIMITED](https://appshunter.io/developer/1614206505) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 39 MB - Languages: American English - Released: 2022-03-22 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ypay-investmutual-fundssip/id1614206503/reviews.md ## What is YPay? As Pakistan grows towards a digital future, YPay aims to facilitate our people move towards the future of investments. YPay does not just offer them a platform to invest their money with, but also an application where they can track their current financial statistics. At YPay we make your idle money work for you, giving you long-term profits. We provide the ability to invest in multiple partner AMCs to ensure minimum risks and suitable returns always. Why invest with YPay? Investments are difficult to make and manage, we solve this problem for our users through: No Fixed Lock-In Period With YPay, you can request a deposit or ask for withdrawal anytime. Smart Insights What does your financial month look like? Now, keep a track of it with YPay. Free! Purchase YPay doesn't charge you anything for investing your money. Security YPay is secure with 256-bit AES encryption ensuring your data's safety. Ensuring Returns At YPay, we make your money work for you. Invest so you can get a day off! Our trusted partners YPay has partnered with the most reliable financial institutions across Pakistan. Making your journey easier to just linking your bank account and start investing ## Key features - Invest in mutual funds and SIPs - Track financial statistics - No fixed lock-in period - Request deposits/withdrawals anytime - Smart financial insights - Secure 256-bit AES encryption ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/ypay-investmutual-fundssip/id1614206503/reviews.md ### 5/5 — Best ever app *2022-05-06, version 4.0* Amazing! **Developer response:** Hi Sir/Ma'am, thank you for your review. Enjoy investing & keep supporting us. If you have any feedback or suggestion, you can write to us at hello@ypayfinancial.com. We would love to hear from you! ## Frequently asked questions about YPay ### What is YPay? YPay is a finance app designed to help users invest in mutual funds and track their financial statistics. It aims to make investments easy and accessible, particularly for users in Pakistan. ### Is YPay free to use? Yes, YPay is free to use. The app states that it does not charge users anything for investing their money. ### Can I withdraw my money from YPay anytime? Yes, YPay offers flexibility with no fixed lock-in period. Users can request a deposit or ask for a withdrawal at any time. ### How secure is YPay? YPay prioritizes security with 256-bit AES encryption to ensure the safety of user data. This level of encryption is standard for protecting sensitive financial information. ### What kind of investments can I make with YPay? YPay allows users to invest in multiple partner Asset Management Companies (AMCs) to achieve suitable returns with minimum risks. This includes options for mutual funds and SIPs. ### What devices does YPay support? YPay is available on iPhone and iPod devices. It is designed for Apple's mobile operating system. ### How often is YPay updated? The latest version of YPay was released on November 10, 2023. The app is actively maintained, with updates typically occurring to improve features and security. ### What is the age rating for YPay? YPay has an age rating of 17+. This indicates that the app is intended for mature users due to its financial and investment-related content. ## Version history (last 5 releases) ### 11.2 — 2023-11-10 1. Maximize returns with our updated Dividend feature—simplified tracking and easy redemption. 2. Experience our streamlined Profile Creation process for a quicker, more intuitive investment journey. 3. Enhanced app performance with bug fixes for a seamless and reliable investing experience. ### 11 — 2023-08-28 Release notes: 1. Now tap on interactive notifications to land directly to concerned pages 2. A whole lot better onboarding experience with tooltips, requirement checklist and more 3. Version update to make your journey bug-free and seamless 4. A holistic app review to fix any bugs and improve the overall user experience ### 10.8 — 2023-08-07 Release notes: 1. Now tap on interactive notifications to land directly to concerned pages 2. A whole lot better onboarding experience with tooltips, requirement checklist and more 3. Version update to make your journey bug-free and seamless 4. A holistic app review to fix any bugs and improve the overall user experience ### 10.7 — 2023-07-03 Introducing Money Circles: A new feature to start committees with friends, colleagues, and family! Bug fixes: Get a smoother experience while viewing your portfolio, and while you gain financial knowledge with YPay Academy ### 10.6 — 2023-05-17 Get ready for an epic update that amps up your money game. Check out what's in store: 1. Goal-Based Saving: Intend, Invest, Manifest - Set personalized goals and crush them with discounted monthly investments. 2. Bug Fixes - Say goodbye to glitches with bug fixes for a smoother experience. 3. Welcoming New Asset Management Company - Explore a wider range of investment options with new partners. 4. Profit Party: Track and Celebrate! - Track your investment gains and celebrate your financial wins! ## Apps similar to YPay | App | Rating | Price | Category | | --- | --- | --- | --- | | [UPaisa](https://appshunter.io/ios/app/upaisa/id1536734651) | 2.7 (37) | Free | Finance | | [MCB Sri Lanka Mobile Banking](https://appshunter.io/ios/app/mcb-sri-lanka-mobile-banking/id1589903575) | 1.0 (1) | Free | Finance | | [HABIBMETRO Insta Mobile App](https://appshunter.io/ios/app/habibmetro-insta-mobile-app/id1358678078) | 4.4 (356) | Free | Finance | | [moneypex](https://appshunter.io/ios/app/moneypex/id1488720235) | — | Free | Finance | | [BaadMay](https://appshunter.io/ios/app/baadmay/id1625082911) | 3.7 (3) | Free | Finance | | [SadaPay: Money made simple](https://appshunter.io/ios/app/sadapay-money-made-simple/id1543848524) | 4.6 (1,268) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*