# Ypsilon — Track loans, income & cashflow

> Track loans, income & cashflow (iPhone/iPad app by ITYES IT FACTORY S.R.L..)

- Source: https://appshunter.io/ios/app/ypsilon/id6756621905 (this page in markdown: same URL + `.md`)
- Developer: [ITYES IT FACTORY S.R.L.](https://appshunter.io/developer/1813250422)
- Category: Finance, Productivity
- Price: Free (on sale, was $1.99)
- Age rating: 4+
- Requires: iOS 17.0 · 7 MB
- Languages: French (France), German (Germany), Hindi, Italian, Romanian, Russian, Chinese (Simplified, China), European Spanish
- Released: 2026-01-06
- Data updated: 2026-02-10
- User reviews in markdown: https://appshunter.io/ios/app/ypsilon/id6756621905/reviews.md

## What is Ypsilon?

Ypsilon helps you track loans, income, and upcoming payments in one simple app.

**Loans**
Track money you've lent to others, borrowed from friends, or owe to banks. Add loan details, payment schedules, and mark payments as paid. View overdue payments at a glance.

**Income**
Add income sources with recurring paydays (weekly, monthly, quarterly, yearly, or one-time). See upcoming income alongside loan payments for a complete financial picture.

**Dashboard**
View totals for money to receive and to pay. See all upcoming payments in one list, sorted by due date. Quickly identify overdue items.

**Cashflow**
A 30-day chart shows your expected cashflow based on scheduled payments and income. Track net flow over time.

**Calculator**
Calculate loan payments with adjustable interest rates, payment frequency, and loan terms.

**Multi-Currency**
Add loans and income in different currencies. Each entry displays in its original currency.

**Privacy**
All data stays on your device. No account, no cloud sync, no tracking. Your financial information never leaves your phone.

**Key Features**
• Track loans (lent, borrowed, bank credit)
• Manage income sources and paydays
• View upcoming payments in one place
• 30-day cashflow overview
• Mark payments as paid or postpone them
• Overdue detection (calendar-day based)
• Multi-currency support
• On-device data only
• No account required

Ypsilon is designed for anyone who wants a clear view of their personal loans, income, and payment schedule without complexity or privacy concerns.


## Version history (last 4 releases)

### 1.3 — 2026-02-08

We’ve refined the experience and added thoughtful improvements to help you stay in control of your finances.

• Attach up to 3 photos to expenses (receipts, contracts, notes)
• View, share, and manage expense attachments easily
• Archive completed income, loans, and subscriptions for a cleaner view
• Mark loans as fully paid and move them to archive
• Improved expense and income termination flow
• More consistent archives across Expenses, Income, and Loans
• UI polish and layout refinements across the app
• Stability and performance improvements

As always, your data stays on your device. No accounts. No tracking.

### 1.2 — 2026-01-29

We’ve expanded Ypsilon to help you stay even more organized and on top of your finances:
	•	Track expenses and subscriptions alongside loans and income
	•	Get reminders for upcoming recurring expenses, based on your notification settings
	•	Improved archive to keep past items out of your way
	•	General stability and performance improvements

Thank you for using Ypsilon.

### 1.1 — 2026-01-26

• Improved macOS support with reliable edit and delete actions
• Fixed gesture handling issues on Mac
• General stability and usability improvements

### 1.0 — 2026-01-06

No release notes.

## Related topics

[ypsilon](https://appshunter.io/ios/topics/ypsilon)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-02-10.*