Yuba

Your bank already texts you about your purchases, transfers and refunds. Yuba reads those texts on your phone and turns them into a live, honest picture of your money, and it sends nothing about your money anywhere. NOTHING TO CONNECT No bank login, no account, no sign-up. Yuba never talks to your bank. A Shortcuts automation you set up once hands Yuba each bank text that mentions riyals (SAR, SR or ريال), and Yuba reads it on the phone. Your messages, transactions and balances stay in Yuba's own database on this iPhone. WHAT YOU SEE • Spent this month and today, and where it went, by category and by shop • Your pace: whether this month is running above or below your usual • Every transaction in Activity, with the bank's own text behind it • Months, day by day, the trend, and what you kept • Cash spending, added by hand CERTAIN, OR NOT COUNTED Yuba counts only what it is sure of. When a text is not certain (money in, a transfer, a refund of SAR 300 or more, a sender it has not learned yet), it asks you one question and keeps the amount out of your totals until you answer. It can remember your answer for next time. IT LEARNS FROM THE PEOPLE WHO USE IT Yuba learns to read a bank from the people who use it. It was built on real bank texts from Saudi Arabia, in Arabic and English. When a bank text says money moved in a wording Yuba has not learned yet, Yuba keeps it and asks you instead of guessing. Settings › Teach Yuba writes you a mail with those wordings masked (every digit a 9, names cut to initials), which you read and send yourself. PRIVATE BY DESIGN • Your money stays on your phone: no server, no account, no analytics SDK, no cloud AI • Yuba goes online only to check for its own update, and that check carries a random install number, never your money; membership runs through Apple • Face ID lock, optional • Export every transaction as a spreadsheet any time; delete everything with two confirmations • Arabic and English, chosen on the first screen MEMBERSHIP Yuba is free for 60 days from your first bank text, with everything open. In your last free week, the yearly plan is offered with its first month free (first subscription only). From day 61, totals, averages and charts need a membership, except for the months that ended inside your free days. Every transaction stays visible, capture keeps running and export always works. Monthly or yearly, through the App Store; cancel any time in your Apple ID settings. Your data is never locked. Yuba needs iOS 17 or later and Apple's free Shortcuts app, on iPhone. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Membership terms: https://yuba-app.com/terms Privacy Policy: https://yuba-app.com/privacy