# Z有钱-AI极简免费记账管家 — 一键记账自动分类

> Minimalist smart accounting and financial management app with voice/photo input. (iPhone/iPad app by Chongqing Duxiaoman Information Technology Co.Ltd.)

- Source: https://appshunter.io/ios/app/z-ai/id6756996468 (this page in markdown: same URL + `.md`)
- Developer: [Chongqing Duxiaoman Information Technology Co.Ltd](https://appshunter.io/developer/1574648048)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.5 · 154 MB
- Languages: American English
- Released: 2026-02-04
- Data updated: 2026-10-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/z-ai/id6756996468/reviews.md

## What is Z有钱?

Z有钱是一款极简顺手的智能记账和财务管理APP。支持语音、拍照一键快捷记账；帮助用户解决查账、记账、预算管理等财务问题；结合全景统计图表与多账本个性化管理，清晰展示收支流向。

## Key features

- Voice and photo expense tracking
- Budget management
- Financial reporting with charts
- Multi-ledger management
- Income and expense flow visualization

## Recent user reviews (10 of 30)

All indexed reviews: https://appshunter.io/ios/app/z-ai/id6756996468/reviews.md

### 5/5 — 希望出资产和负债账户管理

*2026-09-28*

都很好的都免费的就是没有资产账户，很想要这个能看到每个账户的余额和负债，希望早日出这个☺️

### 5/5 — H

*2026-09-28*

好用还可以，自己自动记上，不用手动记账省时间

### 5/5 — 操作简单，好用

*2026-09-27*

Z有钱操作简单，AI记账效率很高，记录收支很方便。消费分类一目了然，能直观看到每月资金流向，帮我做好消费规划。软件运行流畅，没有多余弹窗广告，专注记账需求，是一款实用性很强的记账软件，值得推荐。

### 5/5 — z有钱真好用

*2026-09-26*

非常喜欢用z有钱记账，特别方便，而且很清楚的知道收入支出情况，真的很不错。

### 5/5 — 真的好用

*2026-09-26*

可以直接通过说话记账而且也会自己归类

### 5/5 — 特别好

*2026-09-25*

功能很实用，记账操作简单不复杂，AI自动分类省了很多手动输入的麻烦。界面也很清爽，每天花一分钟就能把账记清楚，坚持下来终于能看到自己的钱花去哪了

### 5/5 — 帮我理性消费

*2026-09-24*

想要学会打理个人收支，很实用，希望规划👌自己的每一笔钱

### 5/5 — 好用

*2026-09-17*

不错的记账工具

### 5/5 — 值得推荐的记账App

*2026-09-16*

拍照记账功能真的惊到我了！平时超市结账的小票，对着拍一张就自动识别金额和分类，不用自己手动输，省了好多事。而且统计图表做得很清楚，每周每月的收支一眼就能看明白，还有预算提醒，超支了会提示，这个月终于没乱花钱，太实用了。

### 5/5 — 适合大学生的记载app

*2026-09-16*

压力大就爱购物逛街缓解情绪，典型情绪性消费。记账后复盘账单，好多订单是一时冲动。Z有钱的预算提醒超实用，想乱花钱的时候我就翻一翻看看账单清醒一下，慢慢找到不用花钱也能解压的方式，告别消费内耗，金钱观成熟了好多

## Frequently asked questions about Z有钱

### How does Z有钱 help with budgeting?

Z有钱 assists users with budget management by allowing them to set financial goals and track their spending against these budgets. The app provides clear visualizations of income and expenditure to help users stay on track.

### What are the primary methods for adding transactions in Z有钱?

Z有钱 supports quick transaction entry through voice commands and by taking photos. This aims to make the process of logging expenses and income as effortless as possible.

### Can Z有钱 handle multiple financial accounts?

Yes, Z有钱 supports multi-ledger management, allowing users to organize and track finances across different accounts or categories separately.

### What kind of financial insights does Z有钱 offer?

The app provides comprehensive financial insights through panoramic statistical charts. These charts clearly display the flow of income and expenses, helping users understand their spending patterns.

### Is Z有钱 available on Android devices?

Based on the provided data, Z有钱 is currently supported on iPhone and iPod devices. Information regarding Android compatibility is not available.

### How often is Z有钱 updated?

The latest version of Z有钱 was released on August 12, 2026. While specific update frequency isn't detailed, this indicates recent development activity.

### What is the age rating for Z有钱?

Z有钱 has an age rating of 4+, making it suitable for a wide range of users.

### Does Z有钱 have ads?

No, Z有钱 does not contain advertisements. The app is free to use without any ad interruptions.

## Version history (last 5 releases)

### 1.2.0 — 2026-09-30

上线全新功能，优化部分细节，提升用户体验。

### 1.1.8 — 2026-09-09

上线全新功能，优化部分细节，提升用户体验；

### 1.1.6 — 2026-09-03

1. 上线全新功能，优化用户体验；
2. 优化部分细节，提升使用感受

### 1.1.2 — 2026-08-12

优化部分细节，提升使用体验

### 1.1.0 — 2026-07-24

优化部分细节，提升使用体验。

## Apps similar to Z有钱

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [蚂蚁财富-基金等理财产品应有尽有](https://appshunter.io/ios/app/id1025628019) | 4.1 (349) | Free | Finance |
| [兴业银行手机银行](https://appshunter.io/ios/app/id433592972) | 4.5 (793) | Free | Finance |
| [金十数据-一个交易工具](https://appshunter.io/ios/app/id901284508) | 4.8 (677) | Free | Finance |
| [东方财富-股票、炒股、理财](https://appshunter.io/ios/app/id423525686) | 4.8 (1,590) | Free | Finance |
| [电子税务局](https://appshunter.io/ios/app/id6468941332) | 1.1 (41) | Free | Finance |
| [BOCHK 中銀香港](https://appshunter.io/ios/app/bochk/id1534534188) | 4.8 (6,868) | Free | Finance |

## More apps by Chongqing Duxiaoman Information Technology Co.Ltd

- [度小满理财Lite-专业理财平台](https://appshunter.io/ios/app/lite/id804658968)
- [度小满借钱-专业分期贷款金融借款借钱软件](https://appshunter.io/ios/app/id992762663)
- [有钱花-信用借款正规分期借钱平台](https://appshunter.io/ios/app/id1393951223)
- [度小满金融-贷款借钱分期平台](https://appshunter.io/ios/app/id1521217278)
- [度小满理财-一站式基金投资理财](https://appshunter.io/ios/app/id1578991466)
- [小满拓](https://appshunter.io/ios/app/id1597741571)

All apps by Chongqing Duxiaoman Information Technology Co.Ltd: https://appshunter.io/developer/1574648048

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-05.*