# Zable - Mobile Finance — Check eligibility & get credit

> Mobile finance app for credit cards, loans, and credit score management. (iPhone/iPad app by Lendable Operations Ltd.)

- Source: https://appshunter.io/ios/app/zable-mobile-finance/id1445703716 (this page in markdown: same URL + `.md`)
- Developer: [Lendable Operations Ltd](https://appshunter.io/developer/1445703715)
- Category: Finance
- Price: Free
- Rating: 4.86/5 from 238,993 App Store ratings · 362 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.5 · 118 MB
- Languages: American English
- Released: 2020-07-02
- Data updated: 2026-09-04
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zable-mobile-finance/id1445703716/reviews.md

## What is Zable?

Hi, we're Zable. Download our app to join over 2 million customers taking control of their finances.

Rated 'Excellent' On TrustPilot:

• Quick eligibility check: it won't affect your credit score

• Apply in minutes: simple, straightforward, paperless card and loan applications

• Manage your money: credit card transactions, loan payments, and credit score

• Repay card in minutes: make card payments in the app

• Apple Pay: most approved customers are eligible for a virtual card right away

• Credit score: see your Equifax score

• Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible 

• No hidden card fees: at home or abroad

• Simple to use: manage your card or loan in the app

Zable credit card:

Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Apple Pay, and most approved customers can start spending right away.

Zable loan:

The loan application process is paperless and fast – you could receive your loan in under an hour. You can customise your loan amount and term, providing flexibility and control over your loan.

Zable Switch & Save:

Pay less on your car finance by switching your car loan or breaking up your balloon payment. Keep your car and check your offer with no impact to your credit score.

Zable+ Credit Card: Representative 29.9% APR (variable). Subject to eligibility.

Zable Loan: Representative 24.6% APR (fixed)

We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd. The Zable credit card is issued by TPL pursuant to licence by Mastercard Intl. Credit limit increases are subject to responsible use.

Here to help:

Reach our customer service team 7 days a week via the Zable app.

## Key features

- Quick eligibility check
- Paperless application
- Transaction and payment management
- Instant virtual card access
- Free Equifax credit score
- Credit limit increase reviews
- No hidden fees

## Recent user reviews (10 of 362)

All indexed reviews: https://appshunter.io/ios/app/zable-mobile-finance/id1445703716/reviews.md

### 5/5 — Review

*2026-08-31, version 5.31.0*

Best Credit Card Ever

### 5/5 — So easy

*2026-08-30, version 5.31.0*

I find this Zable card very easy to use and to keep within my credit limit

### 5/5 — Very good

*2026-08-30, version 5.31.0*

It’s very easy to use and makes transferring money really simple. It’s especially good for short-term borrowing, and the amount they offer is very good. Overall, it’s a really good app and a good bank.

### 5/5 — Payment

*2026-08-30, version 5.31.0*

Nice and easy

### 5/5 — Good credit card

*2026-08-30, version 5.31.0*

I like Zable good credit card to use and have easy to access credit

### 1/5 — Useless

*2026-08-29, version 5.31.0*

Waste of time totally useless

### 5/5 — App

*2026-08-28, version 5.31.0*

Brilliant, easy!!

### 5/5 — Excellent

*2026-08-28, version 5.31.0*

I love it very easy to use and helpful

### 5/5 — Boost you rating

*2026-08-28, version 5.31.0*

I use Zable as a back up for short term money issues and pay back the balance so it boosts my credit rating.

### 5/5 — Great Card

*2026-08-28, version 5.31.0*

Great card. Back office system that helps you manage your spending is better than any other provider in my opinion. Taught me a lot about money management. Keep it up 👍🏽

## Frequently asked questions about Zable

### What is Zable?

Zable is a mobile finance application that allows users to manage credit card accounts, apply for loans, and monitor their credit score. It offers features like quick eligibility checks, paperless applications, and transaction tracking.

### How secure is Zable?

Zable is authorized and regulated by the Financial Conduct Authority. While specific security measures are not detailed, financial apps typically employ industry-standard encryption and security protocols to protect user data.

### Can I get a Zable credit card?

Yes, Zable offers a credit card with a representative 48.9% APR. Most approved customers are eligible for a virtual card immediately, which can be used with Apple Pay.

### What are the loan options with Zable?

Zable offers personal loans with a representative 32.5% APR (fixed). Loan terms range from one to five years, with fixed monthly payments. You can customize your loan amount and term.

### Does Zable offer a free credit score check?

Yes, Zable provides free access to your Equifax credit score within the app. This allows you to gain insights into your credit history and factors affecting your score.

### How often is Zable updated?

The latest version of Zable is 5.19.0, and it was last updated on June 16, 2026. This indicates a history of regular updates to improve functionality and security.

### What devices support Zable?

Zable is available for mobile devices and has an age rating of 4+. While specific device compatibility isn't listed, it is designed for smartphone use.

### What do users like about Zable?

Users have rated Zable highly, with an average of 4.9 stars from over 238,000 ratings. This suggests a high level of user satisfaction with its features and ease of use.

## Version history (last 5 releases)

### 5.32.0 — 2026-09-01

Your favourite finance app just keeps getting better with new features and bug fixes.

### 5.31.0 — 2026-08-25

Your favourite finance app just keeps getting better with new features and bug fixes.

### 5.30.0 — 2026-08-18

Your favourite finance app just keeps getting better with new features and bug fixes.

### 5.29.0 — 2026-08-11

Your favourite finance app just keeps getting better with new features and bug fixes.

### 5.28.0 — 2026-08-05

Your favourite finance app just keeps getting better with new features and bug fixes.

## More apps by Lendable Operations Ltd

- [Zable Credit Card](https://appshunter.io/ios/app/zable-credit-card/id6474440896)

All apps by Lendable Operations Ltd: https://appshunter.io/developer/1445703715

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*
