# Z有钱—AI自动记账超方便 — 简单好用的AI记账APP

> Minimalist smart accounting and financial management app with voice/photo input. (iPhone/iPad app by Chongqing Duxiaoman Information Technology Co.Ltd.)

- Source: https://appshunter.io/ios/app/zai/id6756996468 (this page in markdown: same URL + `.md`)
- Developer: [Chongqing Duxiaoman Information Technology Co.Ltd](https://appshunter.io/developer/1574648048)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.5 · 158 MB
- Languages: American English
- Released: 2026-02-04
- Data updated: 2026-10-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zai/id6756996468/reviews.md

## What is Z有钱?

Z有钱是一款极简顺手的智能记账和财务管理APP。支持语音、拍照一键快捷记账；帮助用户解决查账、记账、预算管理等财务问题；结合全景统计图表与多账本个性化管理，清晰展示收支流向。

## Key features

- Voice and photo expense tracking
- Budget management
- Financial reporting with charts
- Multi-ledger management
- Income and expense flow visualization

## Is Z有钱 safe?

Not enough ratings yet to assess Z有钱.

## Is Z有钱 legit?

Z有钱—AI自动记账超方便 appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Z有钱 is 75 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 40)

All indexed reviews: https://appshunter.io/ios/app/zai/id6756996468/reviews.md

### 5/5 — 现在每个月能多省好几千

*2026-10-21*

还好一直用Z有钱记账APP随手记账，支付后能自动入账、无需手动繁琐操作，每一笔学习投资都清清楚楚，帮我精准分辨有用投资和无效踩坑，避免再次被割韭菜。

### 5/5 — 特别好用的app

*2026-10-15*

我经常控制不住自己花钱的欲望，而且现在数字化时代，没有金钱观念，花钱如流水！这款软件特别好！能解决我记账的烦恼，特别是ai功能，太好用了！！

### 5/5 — 功能不错非常好用ui很漂亮

*2026-10-08*

用了Z有钱之后，我终于知道自己钱花哪了。界面干净，打开就能记，买完东西顺手一记，几秒钟搞定。分类挺细，餐饮、交通、购物、工资都能归好，月底看图表很直观。预算提醒对我这种月光族很管用。希望后面能加多账本和云同步，会继续用！

### 5/5 — 超级好用的记账软件！简单顺手

*2026-10-06*

一直在用小Z记账，界面清爽简单，好上手，操作简单方便。每一笔开销随手记进去，自动分类，能清晰看到钱都花在哪里。国庆做旅行预算全靠它，提前规划交通、住宿和餐饮等费用，实时可查看剩余预算，清晰明了，太好用了吧！防止冲动消费超支，记账规划真的很方便呀！管钱省心了很多，强烈推荐哦～

### 5/5 — 确实好用🤣

*2026-10-03*

对比了好几个记账APP，最后留下来的就是这个。设计特别好看，数据报表一目了然，每周花了多少钱、花在哪了，清清楚楚。最关键是没有广告！没有广告！没有广告！重要的事说三遍

### 5/5 — 好评

*2026-10-03*

用了小半年了，界面特别清爽，没有乱七八糟的广告，记账就是打开就记，几秒钟搞定。预算功能特别实用，每个月设个限额，花超了会提醒，再也不用月底吃土了。强烈推荐给想记账的朋友。

### 5/5 — 用过最好用的记账APP！

*2026-10-01*

第一次下载Z有钱，特别惊喜！首先是页面非常简洁，没有乱七八糟的音效特效和画面，观感特别好，而且虽然简洁但很有设计感，我很喜欢。其次就是可以快捷自动记账，多种可选择的方式比如敲击手机背部或者下拉控制中心，对于经常忘记记账星人非常友好便捷👍还能分多个账本，设置预算，真的特别好用

### 5/5 — 希望出资产和负债账户管理

*2026-09-28*

都很好的都免费的就是没有资产账户，很想要这个能看到每个账户的余额和负债，希望早日出这个☺️

### 5/5 — H

*2026-09-28*

好用还可以，自己自动记上，不用手动记账省时间

### 5/5 — 操作简单，好用

*2026-09-27*

Z有钱操作简单，AI记账效率很高，记录收支很方便。消费分类一目了然，能直观看到每月资金流向，帮我做好消费规划。软件运行流畅，没有多余弹窗广告，专注记账需求，是一款实用性很强的记账软件，值得推荐。

## Frequently asked questions about Z有钱

### How does Z有钱 help with budgeting?

Z有钱 assists users with budget management by allowing them to set financial goals and track their spending against these budgets. The app provides clear visualizations of income and expenditure to help users stay on track.

### What are the primary methods for adding transactions in Z有钱?

Z有钱 supports quick transaction entry through voice commands and by taking photos. This aims to make the process of logging expenses and income as effortless as possible.

### Can Z有钱 handle multiple financial accounts?

Yes, Z有钱 supports multi-ledger management, allowing users to organize and track finances across different accounts or categories separately.

### What kind of financial insights does Z有钱 offer?

The app provides comprehensive financial insights through panoramic statistical charts. These charts clearly display the flow of income and expenses, helping users understand their spending patterns.

### Is Z有钱 available on Android devices?

Based on the provided data, Z有钱 is currently supported on iPhone and iPod devices. Information regarding Android compatibility is not available.

### How often is Z有钱 updated?

The latest version of Z有钱 was released on August 12, 2026. While specific update frequency isn't detailed, this indicates recent development activity.

### What is the age rating for Z有钱?

Z有钱 has an age rating of 4+, making it suitable for a wide range of users.

### Does Z有钱 have ads?

No, Z有钱 does not contain advertisements. The app is free to use without any ad interruptions.

## Version history (last 5 releases)

### 1.2.2 — 2026-10-27

上线全新功能，优化部分细节，提升用户体验；

### 1.2.0 — 2026-09-30

上线全新功能，优化部分细节，提升用户体验。

### 1.1.8 — 2026-09-09

上线全新功能，优化部分细节，提升用户体验；

### 1.1.6 — 2026-09-03

1. 上线全新功能，优化用户体验；
2. 优化部分细节，提升使用感受

### 1.1.2 — 2026-08-12

优化部分细节，提升使用体验

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All apps by Chongqing Duxiaoman Information Technology Co.Ltd: https://appshunter.io/developer/1574648048

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*