# ZainCash Iraq - زين كاش عراق

> Licensed Iraqi mobile wallet for payments, transfers, recharges, bookings, and online shopping. (iPhone/iPad app by Iraq Wallet.)

- Source: https://appshunter.io/ios/app/zaincash-iraq/id1176557130 (this page in markdown: same URL + `.md`)
- Developer: [Iraq Wallet](https://appshunter.io/developer/1276640241)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 42,212 App Store ratings · 572 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 162 MB
- Languages: American English, Arabic
- Released: 2016-11-18
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zaincash-iraq/id1176557130/reviews.md

## What is ZainCash Iraq?

زين كاش هي محفظة هاتف نقال مرخصة من البنك المركزي العراقي . من خلالها يمكنك دفع فواتيرك, حجز تذاكر طيران, تحويل اموال, اعادة تعبئة رصيد هاتفك النقال , تسوق الكترونيا وغيرها الكثير بسرعة , سهولة وامان.
 
حساب مالي رقمي
توفر زين كاش امكانية فتح حساب رقمي وبدون اي اجور فتح او متطلبات حد ادنى للرصيد. تستطيع ايداع وسحب الاموال من خلال الاف نقاط البيع المنتشرة في عموم العراق وكذلك تستطيع التحقق من رصيدك من خلال هاتفك النقال.
 
ارسال / استلام الدفعات
ارسل واستلم دفعات اموال من الزبائن او الاصدقاء. كما يمكنك ترك ملاحظة مع كل تحويل وممكن تتضمن رموز تعبيرية (emojis)
 
شحن الرصيد الكترونيا
اشحن رصيد هاتفك النقال او اي هاتف نقال تابع لخطوط الدفع المسبق لزين العراق او ادفع فواتير الخطوط الاجلة الدفع لزين العراق.
 
شراء بطاقة ماستر كارد
اشتري بطاقة ماستر كارد الالكترونية واستلمها فورا للتسوق الكترونيا عبر ملايين المواقع الالكترونية
 
احجز تذاكر طيران وغرف فنادق
احجز تذاكر رحلتك واختر غرفة الفندق بصورة مباشرة , مع زين كاش ستحصل على افضل الاسعار.
 
التسوق الكترونيا
تسوق المنتجات الاكثر مبيعا من الازياء الرجالية والنسائية, هواتف  النقال و الاجهزة الالكترونية, ادوات منزلية , اكسسوارات , مجوهرات, تجهيزات اطفال وغيرها
 
اضافة اموال الى محفظة زين كاش الخاصة بك
اضف اموال الى محفظتك عبر ايداعها في احد مراكزنا ال3000 والمنتشرة في عموم العراق. يمكنك معرفة اقرب مركز متوفر من خلال تطبيق زين كاش
لمواكبة كل ماهو جديد من زين كاش يرجى متابعة موقعنا الالكتروني  www.zaincash.iq



ZainCash is a licensed mobile wallet in Iraq. Pay your bills, book your tickets, transfer money, recharge your mobile, shop, and much more. It is quick, easy, and secure.

Digital Debit Account 
ZainCash offers a debit account at no account opening charges or minimum balance requirements. Cash-in and Cash-out at thousands of agents across Iraq and check your balance instantly through your mobile. 

Send / Receive Payment
Send and receive payment from customers or friends. Leave a note with every transfer including emojis.

Online Recharge 
Recharge your or any other prepaid Zain Iraq mobile or pay bills of postpaid mobile for Zain Iraq.
 
Buy electronic Mastercard
Buy electronic Mastercard and receive it instantly to shop online from million of websites.

Book flights and hotels
Book flights and hotels instantly, and at the best rates with ZainCash.

Shop Online
Shop for the top selling products in women and men fashion, mobiles & electronics, home & kitchen, accessories, jewelry, home appliances, baby & kids and more.

Add Money to your ZainCash Wallet
Add money to your wallet by Cashing-in at one of our 3,000 agents across Iraq. Know the nearest agent from ZainCash application 

Stay up to date on what's new with ZainCash by checking -> www.zaincash.iq

## Key features

- Digital debit account
- Send and receive payments
- Mobile recharge and bill payment
- Book flights and hotels
- Online shopping
- Electronic Mastercard purchase
- Cash-in/Cash-out agents

## What do users think of ZainCash Iraq?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Fast and efficient
- 🔒 Secure transactions
- 💡 Innovative features
- ⭐ Great overall service

**Cons**

- 🐛 Occasional crashes and bugs
- 💰 High transaction fees
- ⏱️ Slow customer support response
- 🔍 Limited availability of services
- 🤔 Confusing UI in some areas

**Commonly reported bugs**

- Registration and login issues
- Wallet card statement delivery problems
- Inconsistent app behavior and freezes
- Compatibility problems on older devices
- Unreliable connectivity and offline mode

**Most requested features**

- Expand digital goods and services offerings
- Add international money transfer capabilities
- Improve app stability and performance
- Provide more customization options
- Enhance customer support channels

## Recent user reviews (10 of 572)

All indexed reviews: https://appshunter.io/ios/app/zaincash-iraq/id1176557130/reviews.md

### 1/5 — كل يوم تحديث

*2026-07-05, version 5.1.0*

كافي كل ما افتح التطبيق تحديث لعبتوا نفسنا يا ريت شي يتغير

### 1/5 — خدمة العملاء

*2026-06-01, version 5.0.0*

أستخدم خدمات Zen Cash المتنوعة منذ فترة طويلة، مثل تحويل الأموال والدفع والتسوق الإلكتروني. مع ذلك، أواجه العديد من المشاكل مع قسم تحويل الأموال (ويسترن يونيون).

عدم وجود حلول: لقد أبلغنا عن هذه المشاكل مرارًا وتكرارًا، لكننا لم نتلقَ أي حلول فعّالة.

تؤثر هذه المشاكل سلبًا على تجربتي في استخدام خدمات Zen Cash وثقتي بها. لا أستطيع أنا وعائلتي وزملائي الاستفادة من الخدمة بسهولة، وهو ما يتناقض مع ادعاء Zen Cash بتقديم "أفضل تجربة معاملات مالية".

### 1/5 — drain battery 100% cpu usage

*2026-03-16, version 4.0.0*

.

### 1/5 — بطلوا اعلانات او خلو زر التخطي يشتغل مو بس شكل

*2026-02-24, version 4.0.0*

بطلوا اعلانات او خلو زر التخطي يشتغل مو بس شكل

### 5/5 — Best finance app

*2026-02-23, version 4.0.0*

The best really, when you find out they solve your issue or give you a professional info, thats mean they know what they’re doing.
Thanks

### 2/5 — ارتفاع حرارة الهاتف عند استخدام التطبيق

*2025-12-26, version 3.2.0*

عند استخدام التطبيق ، ترتفع حرارة الجهاز بسرعة!، ما المشكلة ؟

### 4/5 — خلل تشغيلي

*2025-12-04, version 3.1.7*

عند تشغيل التطبيق ترتفع حرارة الهاتف جداً

### 5/5 — Zaincash going global

*2025-12-04, version 3.1.7*

Im writing this review to express my gratitude for zaincash not just as an app but a public service for the iraqi society as it stands now as a huge help for me to get my transactions done and easy between other platforms and parties, also an easy way to buy anything that i want from egoods to pay debits to cashout salary. Thanks for the great experience

### 5/5 — Good application

*2025-12-04, version 3.1.7*

Good

### 1/5 — عدم تسجيل الدخول

*2025-10-24, version 3.1.6*

عند تسجيل الدخول يطلب التطبيق التحقق من صوره صاحب الحساب لكن تفشل العمليه بشكل متكرر يرجى مراجعه التطبيق

## Frequently asked questions about ZainCash Iraq

### What is ZainCash Iraq?

ZainCash Iraq is a licensed mobile wallet authorized by the Central Bank of Iraq. It allows users to perform various financial transactions such as paying bills, booking flight tickets and hotel rooms, transferring money, recharging mobile credit, and shopping online quickly, easily, and securely.

### What are the key features of ZainCash Iraq?

Key features include opening a digital debit account with no opening fees or minimum balance requirements, sending and receiving payments, recharging mobile credit and paying postpaid bills for Zain Iraq, buying electronic Mastercards for online shopping, booking flights and hotels, and shopping for various products online. Users can also add money to their wallet via cash-in at thousands of agents across Iraq.

### Is ZainCash Iraq free to use?

Based on the provided description, the app itself is free to download and use. It offers a digital debit account with no account opening charges or minimum balance requirements. Specific transaction fees, if any, are not detailed in the description.

### How can I add money to my ZainCash wallet?

You can add money to your ZainCash wallet by cashing in at one of their 3,000 agents spread across Iraq. The application helps you find the nearest agent to your location.

### What can I do with the electronic Mastercard from ZainCash?

You can purchase an electronic Mastercard instantly through ZainCash. This card allows you to shop online across millions of websites worldwide, providing a secure and convenient way to make online purchases.

## Version history (last 5 releases)

### 5.3.0 — 2026-07-26

Bug fixes and performance improvements

### 5.1.0 — 2026-06-02

bug fixes and performance improvements

### 5.0.0 — 2026-04-13

Bug fixes and performance improvements

### 4.0.1 — 2026-03-29

Bug fixes and performance improvement

### 4.0.0 — 2026-02-09

Bug fixes and performance improvements

## Apps similar to ZainCash Iraq

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [APS Iraq](https://appshunter.io/ios/app/aps-iraq/id1490241440) | 3.8 (312) | Free | Finance |
| [TBI Banking](https://appshunter.io/ios/app/tbi-banking/id1500559511) | 2.1 (94) | Free | Finance |
| [Qi Services](https://appshunter.io/ios/app/qi-services/id1450079855) | 4.5 (81,820) | Free | Finance |
| [National Bank of Iraq](https://appshunter.io/ios/app/national-bank-of-iraq/id1493434104) | 4.6 (27,254) | Free | Finance |
| [IDB Online Banking](https://appshunter.io/ios/app/idb-online-banking/id1619946617) | 2.2 (178) | Free | Finance |
| [NassWallet](https://appshunter.io/ios/app/nasswallet/id1511124150) | 3.7 (160) | Free | Finance |

## More apps by Iraq Wallet

- [ZainCash Agent - وكيل زين كاش](https://appshunter.io/ios/app/zaincash-agent/id1347144951)

All apps by Iraq Wallet: https://appshunter.io/developer/1276640241

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*