# ZANACO Mobile

> Mobile banking app for account management, transfers, payments, and bill settlement. (iPhone/iPad app by Zambia National Commercial Bank PLC.)

- Source: https://appshunter.io/ios/app/zanaco-mobile/id1255854516 (this page in markdown: same URL + `.md`)
- Developer: [Zambia National Commercial Bank PLC](https://appshunter.io/developer/1255854515)
- Category: Finance
- Price: Free
- Rating: 2.17/5 from 6 App Store ratings · 12 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 53 MB
- Languages: English
- Released: 2017-11-01
- Data updated: 2026-07-22
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zanaco-mobile/id1255854516/reviews.md

## What is ZANACO Mobile?

Download this free Mobile Banking Application and access the following services:

- Balance Enquiry

- Mini Statement

- Transfer to any valid mobile number registered on any of the existing networks

- Transfer to other Banks

- Airtime purchase on all the existing networks

- Purchase ZESCO tokens

- Pay for your DSTV & GOTV and get connected instantly

- Bill Payments for UNZA, CBU, Zambia Open University, Lusaka Water, Nkana Water, Lukanga Water, Mulonga Water, & Kafubu Water,

- Branch and ATM Locator

The app also has a Currency Converter to make your cross currency transactions easy.

## Key features

- Balance enquiry
- Mini statement
- Fund transfers
- Airtime purchase
- Bill payments
- Branch and ATM locator
- Currency converter

## Recent user reviews (10 of 12)

All indexed reviews: https://appshunter.io/ios/app/zanaco-mobile/id1255854516/reviews.md

### 1/5 — Latest update has broken the app

*2025-09-25*

The app fails to load when login details are entered. Still waiting for a fix. iOS 18

### 1/5 — Terrible

*2023-04-27*

This is a really bad app that u guys should fix, I’ve been trying to login into my account and it keeps asking me questions which I don’t know the answers to.

### 2/5 — Great… could be better

*2022-11-21*

The app’s great. Very convenient. Just concerned with how it doesn’t auto lock when I switch to other apps; remained accessible 10 minutes later, on one occasion. That security bug costs three stars, in my opinion.

### 5/5 — Excellent App

*2022-11-09*

I have never had any challenges. Very convenient & extremely efficient 👍🏽

### 2/5 — Need to update new Airtel numbers

*2020-12-13*

This app allows most people to add talktime which is great!  But, for those of us with new Airtel numbers that start with 077 it does not work and gives an error saying numbers must start with 097 096 or 095.   Please update this app!

### 2/5 — Application service

*2020-07-31*

The mobile service is poor and should be worked on

### 2/5 — App doesn’t accept new mtn numbers

*2020-03-30*

The app doesn’t accept the new mtn “076” numbers.

### 3/5 — New Numbers support

*2020-03-25*

As you know we have new numbers/numbering system in Zambia (076/077) the app needs to support such asap

### 5/5 — Real Time Banking

*2019-06-03*

This real is a bank in my pocket

### 3/5 — Needs work!

*2018-11-03*

The app automatically adds 2 (two) zeros at the end of each figure, especially transactions for other . This has greatly inconvenienced me and at once point the bank had to reverse a transaction due to this error but it still hasn’t been looked into. The rest of the app seems fine.

## Frequently asked questions about ZANACO Mobile

### What banking services does ZANACO Mobile offer?

ZANACO Mobile allows you to check your balance, view mini statements, transfer funds to mobile numbers and other banks, purchase airtime, pay bills for utilities and educational institutions, and locate branches and ATMs. It also features a currency converter.

### Is ZANACO Mobile secure for banking transactions?

As a mobile banking application, ZANACO Mobile is designed with security in mind to protect your financial information during transactions. Users can perform various banking operations safely through the app.

### Can I transfer money to any mobile number using ZANACO Mobile?

Yes, ZANACO Mobile enables transfers to any valid mobile number registered on any of the existing networks. This feature facilitates easy peer-to-peer transactions.

### What types of bills can be paid through ZANACO Mobile?

You can pay bills for several services including DSTV & GOTV, ZESCO tokens, and various educational institutions like UNZA, CBU, and Zambia Open University. Water bill payments are also supported for Lusaka Water, Nkana Water, Lukanga Water, Mulonga Water, and Kafubu Water.

### Does ZANACO Mobile support international currency conversions?

Yes, ZANACO Mobile includes a currency converter feature to assist users with their cross-currency transactions, making it easier to manage finances involving different currencies.

### What devices are compatible with ZANACO Mobile?

ZANACO Mobile is compatible with iPhones, iPads, and iPods. The app is designed to provide a seamless banking experience across these Apple devices.

### How often is ZANACO Mobile updated?

The latest version of ZANACO Mobile is 13.6, and it was last updated on December 15, 2025. Updates typically include new features, performance improvements, and security enhancements.

### What is the user rating for ZANACO Mobile?

ZANACO Mobile has a user rating of 1.0 stars based on 3 ratings. This indicates a low user satisfaction score, suggesting potential areas for improvement in the app's functionality or user experience.

## Version history (last 5 releases)

### 13.7 — 2026-04-14

Improved, Modern design: Cleaner layouts, smoother navigation, and a more intuitive experience.

### 13.6 — 2025-12-15

Improved, Modern design: Cleaner layouts, smoother navigation, and a more intuitive experience.

### 13.5 — 2025-11-24

Improved, Modern design: Cleaner layouts, smoother navigation, and a more intuitive experience.

### 13.4 — 2025-11-21

Improved, Modern design: Cleaner layouts, smoother navigation, and a more intuitive experience.

### 13.3 — 2025-10-21

Improved, Modern design: Cleaner layouts, smoother navigation, and a more intuitive experience

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## More apps by Zambia National Commercial Bank PLC

- [Zanaco shareholder](https://appshunter.io/ios/app/zanaco-shareholder/id1671779093)
- [ZANACO SHAREHOLDER](https://appshunter.io/ios/app/zanaco-shareholder/id6752515335)

All apps by Zambia National Commercial Bank PLC: https://appshunter.io/developer/1255854515

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-22.*