# Zapcash - Quick Loans — Instant Personal Loan App > Digital platform for instant personal loans up to ₹1,00,000. (iPhone/iPad app by Corta News.) - Source: https://appshunter.io/ios/app/zapcash-quick-loans/id6761755166 (this page in markdown: same URL + `.md`) - Developer: [Corta News](https://appshunter.io/developer/1771861921) - Category: Finance - Price: Free - Age rating: 17+ - Requires: iOS 15.1 · 70 MB - Languages: American English - Released: 2026-07-14 - Data updated: 2026-08-23 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/zapcash-quick-loans/id6761755166/reviews.md ## What is Zapcash? Zapcash – Instant Personal Loan up to ₹1,00,000 Enjoy quick personal loans at low interest rates with a hassle-free, 100% digital process. Get the approved loan amount directly in your bank account—fast, secure, and completely online. Zapcash is operated by Omnistack Innovation Private Limited, and all services offered under the Zapcash brand are provided by Omnistack Innovation Private Limited. Whether you need funds for medical emergencies, travel, education, or personal expenses, Zapcash makes borrowing simple and transparent. Regulatory & Lending Information Zapcash is a digital loan facilitation platform that partners with an RBI-registered Non-Banking Financial Company (NBFC), Weekline Investment and Trading Company Ltd., to provide personal loans to eligible customers. RBI Registration No.: 14.01001 Loans are provided in accordance with the guidelines issued by the Reserve Bank of India under the Digital Lending Guidelines. Safe & Responsible Lending Why Choose Zapcash? • Instant personal loan up to ₹1,00,000 • Direct bank account disbursal • 100% paperless and digital process • Transparent charges—no hidden fees • Apply instantly with a few simple steps • Secure and encrypted platform • Instant decision with minimal documentation Eligibility • Age: Minimum 18 years • Employment Type: Salaried or Self-Employed • Minimum Monthly Income: ₹18,000 or above • Mobile Number: Aadhaar-linked mobile number for verification • Citizenship: Indian resident with valid KYC documents Loan Details • Loan Amount: ₹5,000–₹1,00,000 Sanctioned by Weekline Investment and Trading Company Ltd., an RBI-registered NBFC • Interest Rates: 12%–30% per annum • Loan Tenure: 10 days to 6 months • Processing Fee: Up to 5.1% of the principal amount + GST • Quick & Direct Transfer: Funds are disbursed by our NBFC partner directly to your bank account • No Collateral Required: Get a loan without pledging any security • Foreclosure & Part-Prepayment Available • Maximum APR: 32.15% • Late Payment Charges: As per the loan agreement Interest rates and loan terms may vary based on the applicant’s credit profile, eligibility, and risk assessment. Representative Loan Example Loan sanctioned by Weekline Investment and Trading Company Ltd.: ₹1,00,000 for 3 years • Processing Fee: ₹4,630 3.5% processing fee + GST + ₹500 stamp duty • Interest Rate: 22% p.a. Calculated on the reducing principal balance • Approximate EMI: ₹3,819 per month • Total Payable: Approximately ₹1,37,484 • Total Interest Payable: Approximately ₹37,484 • Annual Percentage Rate (APR): Approximately 25.54% This is an illustrative example. The actual loan amount, EMI, interest rate, APR, fees, and repayment terms may vary based on the applicant’s eligibility, credit profile, and the terms disclosed in the Key Fact Statement and loan agreement. Fees & Charges Fees and charges are applied by the NBFC partner. • EMI Bounce Charge—1st Day: 4% of Principal Overdue* or ₹500, whichever is lower • Penal Charges—2 to 180 Days: 36% p.a. on Principal Overdue, plus GST if applicable *Rounded to the nearest rupee. How to Apply on the Zapcash App Download the Zapcash App Sign up with your mobile number Verify your PAN and basic details Complete 100% digital KYC Select the loan amount and tenure Review and accept the loan agreement Receive funds directly in your bank account Customer Support Email: care@zapcash.in Phone: 8503090309 Grievance Officer Name: Prashant Kabra Email: grievance@zapcash.in Phone: 7665466546 Privacy Policy: https://www.zapcash.in/privacy-policy ## Key features - Instant personal loans up to ₹1,00,000 - Direct disbursal to bank account - 100% paperless and digital process - Transparent charges, no hidden fees - Instant decision with minimal documentation - Secure and encrypted platform ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/zapcash-quick-loans/id6761755166/reviews.md ### 1/5 — Froud app dont install money looters *2026-08-10* Says loans in minutes and disbursement in after 1 day with 15% processing fess and 30%monthly intrest gov should ban this money looters ### 1/5 — Scammer *2026-08-03* Fraud app,after the all procedure, show the network connection problem ### 5/5 — Good service *2026-07-27* Very good support, and quick disbursal. ### 1/5 — Fraud app *2026-07-21* Only harassment ## Frequently asked questions about Zapcash ### What is the maximum loan amount I can get with Zapcash? Zapcash offers instant personal loans up to ₹1,00,000. The loan amount is sanctioned by Weekline Investment and Trading Company Ltd., an RBI-registered NBFC. ### What are the interest rates for Zapcash loans? Interest rates for Zapcash loans range from 12% to 30% per annum. The exact rate depends on the applicant's credit profile, eligibility, and risk assessment. ### What is the loan tenure for Zapcash? The loan tenure for Zapcash ranges from 6 to 60 months. This provides flexibility for borrowers to repay the loan over a period that suits them. ### Does Zapcash require collateral for a loan? No, Zapcash does not require any collateral. You can get a loan without pledging any security, making it accessible for many individuals. ### What are the eligibility criteria for Zapcash? To be eligible for Zapcash, you must be an Indian resident, at least 18 years old, either salaried or self-employed with a minimum monthly income of ₹18,000, and have an Aadhaar-linked mobile number. ### How long does it take to receive the loan amount? The process is designed to be quick and 100% digital. Once approved, the loan amount is disbursed directly to your bank account, often described as fast. ### Are there any hidden fees with Zapcash? Zapcash emphasizes transparent charges with no hidden fees. Any applicable fees, such as processing fees, are clearly outlined and applied by the NBFC partner. ### Is Zapcash safe to use? Yes, Zapcash is a secure and encrypted platform. It partners with an RBI-registered NBFC, Weekline Investment and Trading Company Ltd., to provide loans in accordance with RBI guidelines. ## Version history (last 4 releases) ### 1.2.16 — 2026-08-10 We’ve made several improvements to enhance app performance, stability, and the overall user experience. This update also includes minor bug fixes and optimizations for a smoother experience. ### 1.2.15 — 2026-07-25 Experience a smoother and more convenient loan application journey. Check your eligibility, explore available loan offers, complete verification, and apply securely. ### 1.2.13 — 2026-07-16 All love of Android app brought into IOS too ### 1.0 — 2026-07-14 No release notes. ## More apps by Corta News - [Corta News - 60 Words News](https://appshunter.io/ios/app/corta-news-60-words-news/id6736405258) - [e-auctiondekho](https://appshunter.io/ios/app/e-auctiondekho/id6742924249) All apps by Corta News: https://appshunter.io/developer/1771861921 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*