# Zapper: QR Pay, Bills, Top Up — Vouchers, airtime & rewards > Secure mobile payments with rewards, deals, and bill splitting. (iPhone/iPad app by Zapper Limited.) - Source: https://appshunter.io/ios/app/zapper-qr-pay-bills-top-up/id625240573 (this page in markdown: same URL + `.md`) - Developer: [Zapper Limited](https://appshunter.io/developer/625240576) - Category: Finance, Shopping - Price: Free - Rating: 4.80/5 from 3,869 App Store ratings · 183 written reviews indexed - Age rating: 4+ - Requires: iOS 17.6 · 100 MB - Languages: British English, Catalan, Dutch, French (France), European Spanish, Swedish - Released: 2013-04-02 - Data updated: 2026-10-17 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/zapper-qr-pay-bills-top-up/id625240573/reviews.md ## What is Zapper? Pay in seconds. Get rewarded every time. Zapper turns your phone into the fastest way to pay and the easiest way to save. Scan a QR code to pay at thousands of places across South Africa, buy airtime, data and electricity, settle your bills, and collect vouchers and rewards as you go. ONE APP FOR THE THINGS YOU DO EVERY DAY Pay anywhere Scan the QR code on your bill, at the till, or online, and pay in seconds with your saved card. No cash, no card machine, no waiting. Top up instantly Buy prepaid airtime and data for any South African network, plus prepaid electricity for your meter. Delivered immediately. Sort out your bills Pay accounts, subscriptions and rates. Pay traffic fines. Renew your licence disc and have it delivered to your door. Free vouchers and real rewards Collect free vouchers from brands you already use, earn loyalty points automatically as you pay, and unlock offers exclusive to Zapper. Find deals near you See which places around you are running offers right now, and discover new spots worth trying. Skip the parking queue Scan your parking ticket in the app and pay before you get to the boom. Drive straight out. Split the bill Split by people or by amount, add a tip, and everyone pays their share from their own phone. All your store cards, digitally Keep your loyalty and rewards cards in one place. Leave the plastic at home. Send a gift Send a ZapCash voucher to anyone. Redeemable at thousands of Zapper merchants, in-store and online. SECURE BY DESIGN Your card details are tokenised and encrypted, and never shared with the merchant. Every payment is confirmed instantly with a digital receipt stored in your app. Zapper. The rewarding way to pay. ## Key features - Fast, easy, and secure payments - Join merchant tribes for insider benefits - Get and spend free vouchers - Earn loyalty points - Easily split bills - Discover nearby merchants - Securely encrypted card details ## What do users think of Zapper? Reviews of Zapper are mixed: the Finance app is rated 4.8/5 from 3.9K App Store ratings. What users like most: fast and efficient, convenient payment method. Top complaints: bugs and technical issues, unreliable functionality. Summarized from real user reviews. **Pros** - 🚀 Fast and efficient - 💡 Convenient payment method - 👍 User-friendly app - 🔒 Secure payment processing - 💰 Offers discounts and loyalty rewards **Cons** - 🐛 Bugs and technical issues - ❌ Unreliable functionality - 🤔 Confusing or unintuitive UI - 🙅‍♀️ Lack of support or unresponsive customer service - 💳 Compatibility issues with certain payment methods **Commonly reported bugs** - Login and account issues - Payment processing failures - Compatibility problems with newer devices or OS versions - Unexpected errors or crashes **Most requested features** - Ability to add tips - Split bill functionality - More merchants accepting Zapper - Improved loyalty program and rewards ## Is Zapper safe? Zapper: QR Pay, Bills, Top Up appears safe based on user ratings. The AppsHunter Safety Score for Zapper is 96 out of 100. This assessment is based on 3,869 user ratings, with an App Store average of 4.8 out of 5. Of 3,869 App Store ratings, 96.8% point to a safe experience, 1.8% suggest some concerns, and 1.4% point to a risky experience. ## Is Zapper legit? Zapper: QR Pay, Bills, Top Up appears to be a legitimate app. The AppsHunter Legitimacy Score for Zapper is 93 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 183) All indexed reviews: https://appshunter.io/ios/app/zapper-qr-pay-bills-top-up/id625240573/reviews.md ### 1/5 — Doesn’t work *2026-05-20, version 2.36.2* Can’t do anything without a pin and they don’t send one. Waste of data downloading the app ### 1/5 — No login ability and parking pay not working *2025-09-25, version 2.35.2* When I scanned the parking ticket it opened up my web browser to an empty page and wouldn’t let me pay the ticket. Then I uninstall and re-install the app, and it won’t let me login to my account. Instead I have to create a new account with the same phone number and email, overwriting my last account. ### 5/5 — Mr *2025-04-17, version 2.35.0* Excellent, safe and payment goes through so easy and quickly. ### 1/5 — Frustrated user *2025-04-10, version 2.35.0* Can you send confirmations the same day transactions are processed when they have not gone through and also state the reason. I cannot go to the store to pay my accounts and I check and tick all the boxes and get the thumbs up every time after I’ve made payment and I think nothing of it only to go back a few days later and there’s a msg on the app that the payment never went through… ### 5/5 — Easy to use and Quick *2025-03-22, version 2.35.0* I no longer need to carry all my cards and it’s so useful when making last minute orders online ### 1/5 — Doesn’t work *2025-03-05* It doesn’t work but in a way that’s really annoying because you have to sign up add your card can’t use Apple Pay and only then realize that whoever made this doesn’t care about whoever is using it so much so that when it doesn’t work it just does _nothjng_ ### 3/5 — Offline Loyalty card features *2025-01-07, version 2.34.0* The app works well when connected to internet. Is it possible for us to have an offline features for our cards, most digital wallets have this. ### 2/5 — Spam Notifications *2024-02-19, version 2.31.2* Ok… so I complained about this before and they actually removed the spam notifications for me, but there still isn’t an option to choose the type of notifications you want to receive. I just received 6 notifications of loyalty cards and special offers this morning…. NOT ACCEPTABLE the app overall is pretty good, but the forced spam is enough to make me want to remove it. If you give us the option to choose what notifications we get, you will have much less irritation coming from us. I am 100% sure you understand that your app without notifications is a terrible option, so you just force adds onto us… fix it or loose customers, both merchants and buyers as I am sure to complain about Zapper every time I see it ### 5/5 — Dryer usage *2023-07-09, version 2.29.1* Sorta dope and kinda easy My only struggle. Was paying directly from my Bank App. But then I managed to add my bank card. Hope it stays personal and private within myself and the zapper app ### 5/5 — Excellent *2023-03-30, version 2.28.0* App is simple to use, easy on the eyes and works everytime. I use it for as many transactions that I can due to its simplicity. ## Frequently asked questions about Zapper ### What does the Zapper app do? The Zapper app provides a fast, easy, and secure platform for making payments across various scenarios, including restaurants, online shopping, taxis, bills, and donations. It also offers features like discovering deals, earning loyalty points, and splitting bills. ### How does Zapper make payments secure? The app is designed and supported by leading technologists with expertise in payment processing and fraud prevention. It ensures peace of mind with securely encrypted card details, making transactions safe and reliable. ### Are there any costs associated with using Zapper? The app itself is free to download and use. While the description doesn't explicitly detail in-app purchase costs, it mentions earning and spending free vouchers and loyalty points, suggesting a model where core functionality is free with potential for value-added services or premium features. ### What are merchant tribes and insider benefits? Merchant tribes are a feature that allows users to automatically join groups associated with their favorite restaurants and retail stores. By joining these tribes, users can enjoy exclusive insider benefits, such as special deals and promotions. ### Can I use Zapper to split bills with friends? Yes, splitting the bill for your table has never been easier and simpler with the Zapper app. It provides a straightforward way to divide the cost of a meal or purchase among friends and family directly within the app. ## Version history (last 5 releases) ### 3.0.1 — 2026-10-13 Zapper 3.0 is here - our biggest update yet. We've rebuilt the app around the things you actually do, so everything takes fewer taps. • A redesigned home screen that puts your vouchers, rewards tracker and store cards front and centre • Clearer navigation - Wallet, Buy, Scan, Shop and Pay, always one tap away • A quicker route to scan-and-pay from anywhere in the app • Easier top-ups for airtime, data and prepaid electricity • A simpler way to browse, buy and send vouchers and gifts • An improved Shop for deals from trusted local retailers • Refreshed rewards tracking, so you can see how close you are to your next reward Plus performance improvements and bug fixes throughout. Something not working as expected? Let us know in the app under Help - we read every message. ### 3.0.0 — 2026-09-21 We’ve refreshed the Zapper app to make everyday actions simpler and more intuitive. The update brings clearer navigation, an improved home screen, and easier access to payments, the in-app shop, gifting and rewards – all designed to help you get things done with confidence. ### 2.36.3 — 2026-06-12 General bug fixes and enhancements. Thank you for your continued feedback and positive ratings. If you have any questions or need help, please contact our support team at support@zapper.com. ### 2.36.2 — 2026-05-07 General bug fixes and enhancements. Thank you for your continued feedback and positive ratings. If you have any questions or need help, please contact our support team at support@zapper.com. ### 2.36.1 — 2026-04-28 General bug fixes and enhancements. Thank you for your continued feedback and positive ratings. If you have any questions or need help, please contact our support team at support@zapper.com. ## Apps similar to Zapper | App | Rating | Price | Category | | --- | --- | --- | --- | | [SnapScan](https://appshunter.io/ios/app/snapscan/id594791461) | 4.4 (113) | Free | Finance | | [Discovery Bank](https://appshunter.io/ios/app/discovery-bank/id1451167079) | 4.8 (2,195) | Free | Finance | | [MasterPass Scan to Pay](https://appshunter.io/ios/app/masterpass-scan-to-pay/id1084707614) | 1.8 (4) | Free | Finance | | [Nedbank Money](https://appshunter.io/ios/app/nedbank-money/id1260981758) | 4.4 (1,831) | Free | Finance | | [EasyEquities](https://appshunter.io/ios/app/easyequities/id1142551754) | 3.2 (42) | Free | Finance | | [Shyft – Global Money App](https://appshunter.io/ios/app/shyft-global-money-app/id1185422518) | 4.8 (199) | Free | Finance | ## More apps by Zapper Limited - [Zapper Merchant](https://appshunter.io/ios/app/zapper-merchant/id1482192062) All apps by Zapper Limited: https://appshunter.io/developer/625240576 ## Related topics [zapper](https://appshunter.io/ios/topics/zapper) · [zit zapper](https://appshunter.io/ios/topics/zit-zapper) · [qr code payments](https://appshunter.io/ios/topics/qr-code-payments) · [qr payments](https://appshunter.io/ios/topics/qr-payments) · [moreta pay](https://appshunter.io/ios/topics/moreta-pay) · [qr payment](https://appshunter.io/ios/topics/qr-payment) · [qr pay](https://appshunter.io/ios/topics/qr-pay) · [scan and pay](https://appshunter.io/ios/topics/scan-and-pay) · [qrandpay guest](https://appshunter.io/ios/topics/qrandpay-guest) · [e-voucher](https://appshunter.io/ios/topics/e-voucher) · [zazu south africa](https://appshunter.io/ios/topics/zazu-south-africa) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-17.*