# ZayZoon - Wages On-Demand — user reviews > 258 indexed App Store user reviews of ZayZoon by ZayZoon Inc., rated 4.90/5 from 39,659 ratings. - Source: https://appshunter.io/ios/app/zayzoon-wages-on-demand/id1495384779/reviews - App overview in markdown: https://appshunter.io/ios/app/zayzoon-wages-on-demand/id1495384779.md - Rating breakdown: 5★ 37,121 · 4★ 1,307 · 3★ 471 · 2★ 145 · 1★ 615 ## What do users think of ZayZoon? Overall sentiment: negative **Pros** - 💰 Easy money - ⚡ Instant deposits - 🎁 Gift card options - 🆘 Helpful in emergencies **Cons** - 🤑 Expensive fees - 🕰️ Slow customer service - 🤖 Lack of human support - 🤔 Misleading advertising - 💰 Unexpected deductions **Commonly reported bugs** - Inconsistent payout calculations - Delayed fund releases - Account access issues **Most requested features** - Lower fees for next-day deposits - Better communication on deductions - Improved customer service channels ## Newest reviews (10 of 258) ### 5/5 — Very handy! *2026-07-13, version 1.6.0* This helped me get the brakes i needed! ### 2/5 — Nah *2026-07-11, version 1.6.0* Instant payout apparently means 2 days? Might as well have waited for payday, absolutely useless. ### 5/5 — Reliable *2026-07-11, version 1.6.0* It helps me a lot for my emergencies. ### 5/5 — Great app *2026-06-29, version 1.6.0* To receive funds early! ### 1/5 — Unorganized, no set schedule *2026-06-28, version 1.6.0* You never know when they are going to put your money in your balance to borrow, and even worse, no set cut off day for pay backs…. Totally UNORGANIZED ### 5/5 — It’s awesome! *2026-06-26, version 1.6.0* I love ZayZoon, it’s so convenient. Especially when you want to get extra shopping done before payday! 😉 ### 5/5 — Great to have but what’s the use can’t use it *2026-06-24, version 1.6.0* Balance never goes up I get paid every 2 weeks !! Tomorrow pay day and no outstanding balance I owe and I still can’t borrow money it says 15 available like what lol and the minimum is 20 to withdraw. So basically can’t Torry money still waiting on paycheck. Most they let me borrow is 28 $ lol 2k every two weeks and that’s how they do me !! So ima delete the app can’t benefit from it ### 5/5 — Benefits *2026-06-23, version 1.6.0* Great to have for emergencies ### 1/5 — Scam *2026-06-19, version 1.6.0* They gonna continue take money out even when the app say u paid you actually didnt pay they take more money from ur next payroll totally dont recommend. ### 5/5 — Ms Joy *2026-06-19, version 1.6.0* I love ZayZoom. This app is great always available to cover life’s little surprises! ## Most critical reviews (10 lowest-rated) ### 1/5 — Don’t download Not a real app *2026-08-31, version 1.6.2* Jeez apple :( This must be one of those AI scams I keep hearing about. None of this is real. The app, the company, the reviews. Just harvest your data to spam the bediddles out of you via email phone whatever they get from you. ### 1/5 — This damn app sucks *2026-08-30, version 1.6.2* When I need the money the most this damn app is making me wait so they can verify an offer letter. ### 1/5 — Terrible *2026-08-28, version 1.6.2* It always says there is no payout available because there’s no earning data…but months worth of my pays are clearly there to see. Help is no help at all either. ### 1/5 — Don’t bother *2026-08-14, version 1.6.2* It don’t even work, they just make you do soooo many things, then it all be for nothing. ### 1/5 — What a joke *2026-08-14, version 1.6.2* They run you through hooos, up hills, let you see the money you made and then right after running you through more hoops, they give you nothing..waste of time. ### 1/5 — Instant transfer charges too high *2026-08-03, version 1.6.0* Instant transfer charges too high, and they add just small percentage of what you work for so that if you need money you pay $5 charges to withdraw even as little as $25 you pay $5charges. after that they add just a little again so you make frequent transfers and pay $5 for each and every transaction, ### 1/5 — Take out fee is too high *2026-07-30, version 1.6.0* Fee to transfer money is $5, higher than other apps. ### 1/5 — Garbage *2026-07-18, version 1.6.0* Besides they prey on poor people they have no customer service. They let me over draw the account and then let me work all week and won’t let me have my money cuz I owe them $34 but they say to repay it. Tjey won’t let me repay it. So I get to work all week and they keep my money. No customer service not evem a ai chat bot. Horrible customer service ### 1/5 — Thieves *2026-07-14, version 1.6.0* They lie about repayment dates and then blame it on payroll which is bs stay away from this company they steal and have no customer support ### 1/5 — Trash it jst takes your money more den u even took out and when the money dnt go *2026-06-28, version 1.6.0* it jst takes your money more den u even took out and when the money dnt go into your they say go to the support buh it don’t even work or it’s useless they make it worse and dnt explain why it’s happening bad app dnt download . ## Most praised reviews (10 highest-rated) ### 5/5 — ZayZoon for the win ! *2026-08-29, version 1.6.2* In between paydays ZayZoon always delivers and comes through with cash for me when I need it most ! It’s quick easy and painless ! The fee is super reasonable and I also get a referral bonus of $30 per referral! Thx ZayZoon!! Highly recommended if you are considering using this through your employer!! 💯 ### 5/5 — passcode authorization *2026-08-26, version 1.6.2* For some reason every 30 days you guys used to have me send a code to my email now it’s sending it to me every time I go to login which is incredibly inconvenient. I appreciate the security, but I don’t need it to be every time I login. ### 5/5 — Helpful *2026-08-25, version 1.6.2* Has help me through out my next pay day I’m sure low on cash here is your fix safer then owing someone ### 5/5 — Ok *2026-08-11, version 1.6.2* It’s nice and quick 5$ for Zelle is crazy tho ### 5/5 — Love it! *2026-08-07, version 1.6.1* Very convenient ### 5/5 — Easy *2026-08-05, version 1.6.1* Easy to navigate and understand . ### 5/5 — Review *2026-08-03, version 1.6.0* This makes my balls hurt a little less everyday :) ### 5/5 — Zayzoom *2026-08-01, version 1.6.0* Love this app bad it helps out with a lot of early bills ### 5/5 — The door the lot of ppl needs *2026-07-21, version 1.6.0* Simplemente increíblemente el trabajo que hace en ayudarnos a tener un fondo extra de pagos futuros. 10/10 ### 5/5 — Wow *2026-07-14, version 1.6.0* There a real life saver --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*