# Zeam > Financial ecosystem for payments, shopping, services, and remittances. (iPhone/iPad app by Paytec Netherlands B.V..) - Source: https://appshunter.io/ios/app/zeam/id6541750680 (this page in markdown: same URL + `.md`) - Developer: [Paytec Netherlands B.V.](https://appshunter.io/developer/1757208182) - Category: Finance - Price: Free - Rating: 3.00/5 from 2 App Store ratings · 12 written reviews indexed - Age rating: 17+ - Requires: iOS 14.0.0 · 79 MB - Languages: English - Released: 2024-07-29 - Data updated: 2026-08-13 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/zeam/id6541750680/reviews.md ## What is Zeam? ZEAM is more than just a financial ecosystem. It's a community that values and includes everyone, providing access to essential financial tools and ensuring unmatched value for all our users. We're here to support you on your financial journey, no matter where you are or what your needs may be. Our pioneering transactional system integrates deep compliance, detailed data capturing, and distributed financial operations at minimal to zero costs. Pay casual workers ZEAM is perfect for employers who have casual workers without bank accounts. Employers can pay workers quickly, while workers can request and receive payments via QR codes or invoice links. It's fast, convenient, and hassle-free. Shop groceries Shop for groceries hassle-free with your ZEAM wallet at participating local and international supermarkets. With our expanding network of supermarket partners across Africa, you can buy in-store or online, whether it's for yourself or your family back home. Buy services Simplify your life by effortlessly purchasing airtime and essential services online for yourself or your loved ones back home. Stay connected and provide support with just a few taps, ensuring everyone stays in touch and cared for. With this convenient service, you can streamline your responsibilities while keeping your family close, no matter where they are. Send money home With ZEAM, sending money across borders is not only simple but also incredibly affordable. Our transparent fee structure and super-low commissions ensure that you save more money with every transfer. You'll always know where your money is going, giving you the confidence and security you need to manage your finances effectively. ## Key features - Pay casual workers without bank accounts - Shop groceries with ZEAM wallet - Purchase airtime and essential services - Send money internationally affordably - QR code and invoice link payments ## Recent user reviews (10 of 12) All indexed reviews: https://appshunter.io/ios/app/zeam/id6541750680/reviews.md ### 5/5 — Like a free bank account *2025-08-17* I use this app to buy airtime and send money to friends/family ### 5/5 — Amazing App *2025-07-02* This app is truly amazing. Getting awesome rates to cash out to Zimbabwe, Malawi, and Zambia plus a great easy to transact with your friends. Easy access to your money and I love it!!!! ### 5/5 — Best app for moving money *2025-06-02, version 1.0.21* This app has helped me so much to send and receive money. Finally a cheap way to send funds to Zimbabwe ### 5/5 — Exceptional App *2025-05-22, version 1.0.20* So easy to transfer money around and to take money overseas from South Africa. A must have app! ### 5/5 — New update *2024-12-06, version 1.0.12* Zeam keeps on improving and making updates to their app, their new release has really impressed me! I have shopped at Shoprite and bought airtime with Zeam and had no extra fees! ### 5/5 — Great finance app *2024-10-26, version 1.0.8* I use the app daily and its great ! ### 1/5 — Rewards not processed *2024-09-17, version 1.0.6* I’ve invited friends to the platform and even though they’ve already completed the required steps I still have not received the rewards. The system shows they’re still on the 3rd step even though they’ve already transacted ### 1/5 — Failure in distributing rewards *2024-09-17, version 1.0.6* I’m not happy at all,I have referred people and they do get their rewards but I don’t ,even support doesn’t respond to our complaints ### 1/5 — It’s not working *2024-09-14, version 1.0.6* Its been 3 days now and it keeps Saying I’m on waiting list ..Very disappointed ### 1/5 — Doesn't work *2024-09-13, version 1.0.6* It doesn't work ## Frequently asked questions about Zeam ### What is Zeam? Zeam is a financial ecosystem designed to provide users with essential financial tools. It facilitates payments, grocery shopping, service purchases, and international money transfers, aiming to offer value and support for diverse financial needs. ### How does Zeam handle payments for casual workers? Zeam allows employers to pay casual workers quickly, even if they don't have bank accounts. Workers can receive payments via QR codes or invoice links, making the process fast and convenient. ### Can I shop for groceries with Zeam? Yes, you can shop for groceries using your ZEAM wallet at participating supermarkets. The app supports in-store and online purchases with an expanding network of partners across Africa. ### What kind of services can I buy with Zeam? You can simplify your life by effortlessly purchasing airtime and other essential services online for yourself or loved ones. This feature helps you stay connected and provide support with ease. ### Is sending money home with Zeam expensive? Zeam aims to make sending money across borders simple and affordable. It features a transparent fee structure and super-low commissions, ensuring users save money on every transfer. ### What devices does Zeam support? Zeam is available on iPhone, iPad, and iPod devices, offering a consistent experience across Apple's mobile ecosystem. ### How secure is Zeam? Zeam integrates deep compliance and detailed data capturing into its pioneering transactional system. This approach aims to ensure security and reliability for all financial operations. ### When was Zeam last updated? The latest version of Zeam is 1.0.34, and it was last updated on March 23, 2026. This indicates a recent update for the application. ## Version history (last 5 releases) ### 1.0.37 — 2026-06-26 Improve PIN security ### 1.0.36 — 2026-05-28 Minor bug fixes ### 1.0.34 — 2026-03-23 A smoother experience across the app. We've tidied up some navigation issues, fixed a few small bugs, and made improvements to how transaction confirmations and vouchers are displayed. Keep sending, shopping, and saving! ### 1.0.33 — 2025-12-10 We’ve made a few improvements to make your Zeam experience even smoother: Shop at Zeam merchants: You can now use your Zeam wallet to pay directly at participating Zeam merchants — fast, secure, and easy. Improved downtime communication: If any of our service providers go offline, you’ll now see clearer updates and guidance right in the app. Minor bug fixes and performance tweaks: We’ve squashed a few bugs to make everything run even better behind the scenes. ### 1.0.32 — 2025-11-13 Added Bitcoin-based BTCZ and Euro-based EURZ wallets — you can now save and transact in Bitcoin and Euro-denominated stablecoins. The Bitcoin-based wallet displays your balance in Satoshis (SATS - the smallest unit of Bitcoin), representing the value held in Bitcoin. Multi-currency payments: pay Zeam and Zapper merchants from any wallet (now including your BTCZ and EURZ wallets). Performance upgrades and minor bug fixes. ## Apps similar to Zeam | App | Rating | Price | Category | | --- | --- | --- | --- | | [Hello Paisa](https://appshunter.io/ios/app/hello-paisa/id1161658277) | 3.7 (16) | Free | Finance | | [Mukuru: Send Money Transfers](https://appshunter.io/ios/app/mukuru-send-money-transfers/id1515075370) | 4.8 (45) | Free | Finance | | [Capitec Bank](https://appshunter.io/ios/app/capitec-bank/id1217842108) | 1.0 (1) | Free | Finance | | [MTN MoMo SA](https://appshunter.io/ios/app/mtn-momo-sa/id1480151366) | 5.0 (1) | Free | Finance | | [Standard Bank / Stanbic Bank](https://appshunter.io/ios/app/standard-bank-stanbic-bank/id528239110) | 4.7 (5,359) | Free | Finance | | [Raenest](https://appshunter.io/ios/app/raenest/id6443475780) | 4.5 (1,800) | Free | Finance | ## Related topics [zeam](https://appshunter.io/ios/topics/zeam) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*