# Zed Credit Card — No fees, No FX Markup > Digital credit card with no fees, no FX markup, and smart credit limits. (iPhone/iPad app by Zed Financial, Inc..) - Source: https://appshunter.io/ios/app/zed-credit-card/id1559821118 (this page in markdown: same URL + `.md`) - Developer: [Zed Financial, Inc.](https://appshunter.io/developer/1559821120) - Category: Finance - Price: Free - Rating: 4.70/5 from 7 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 99 MB - Languages: American English - Released: 2025-08-11 - Data updated: 2026-08-18 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/zed-credit-card/id1559821118/reviews.md ## What is Zed Credit Card? Zed is the credit card that’s actually on your side—built for a new generation in the Philippines. No annual fees. No FX markups. Smarter credit limits that grow with you. Get a card that works the way money should today: transparent, flexible, and fully in your control. NO FOREIGN TRANSACTION FEES Travel freely. Pay in the real exchange rate, with zero hidden costs. NO ANNUAL FEE No junk fees. No fine print. Just a clean, powerful card. UNLIMITED VIRTUAL CARDS Create virtual cards instantly. Control spending, kill subscriptions, and shop safer online. SMARTER CREDIT LIMITS Your limit starts where it makes sense—and grows with how you use your card. It’s flexible, responsive, and built to scale with you. TITANIUM MASTERCARD® A premium-tier card with global acceptance, built-in perks, and serious security—no fluff, no gimmicks. NOW AVAILABLE BY INVITE IN THE PHILIPPINES Request access in the app. Issued by Zed Financial PH, Inc., regulated by the Bangko Sentral ng Pilipinas (BSP). ## Key features - No annual fees - No foreign transaction markups - Unlimited virtual cards - Smarter, growing credit limits - Titanium Mastercard with global acceptance - Request access via invite ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/zed-credit-card/id1559821118/reviews.md ### 3/5 — Can’t remove set monthly limit, light mode *2026-05-31* Minor oversight: unable to remove previously set monthly limit. Also, please have the app follow my device’s appearance (light mode please?) ### 4/5 — Face ID bug fixed, light mode *2026-05-14* Face ID bug fixed, thanks! Also, please have the app follow my device’s appearance (light mode please?) ### 4/5 — Light mode too please? *2026-03-03* Please have the app follow my device’s appearance. ### 5/5 — Game changer for finances and everyday Life *2025-09-26* Zed Credit Card makes my life so much easier! The app is super reliable and easy to use, business payments and reimbursements are seamless, and I love the virtual card and restaurant split-pay features. Tracking expenses has never been this simple — highly recommend! ### 5/5 — Easily the best credit card in the Philippines *2025-09-25* Powerful credit card and app backed by highly responsive customer service. The credit card itself is fantastic for travel because it has zero foreign exchange fees and it works everywhere. Keep up the good work Zed ## Frequently asked questions about Zed Credit Card ### What are the main benefits of using Zed Credit Card? Zed Credit Card offers no annual fees and no foreign transaction markups, allowing you to travel and shop internationally without hidden costs. It also provides unlimited virtual cards for enhanced online security and spending control. ### How does the credit limit work with Zed Credit Card? Your credit limit starts at a sensible amount and is designed to grow with your usage of the card. This flexible and responsive system scales with your financial needs. ### Is Zed Credit Card available in the Philippines? Yes, Zed Credit Card is specifically built for users in the Philippines and is currently available by invite. You can request access through the app. ### What type of card is Zed Credit Card? Zed Credit Card is a premium-tier Titanium Mastercard® that offers global acceptance, built-in perks, and robust security features. ### How secure is Zed Credit Card? The card is issued by Zed Financial PH, Inc., regulated by the Bangko Sentral ng Pilipinas (BSP), and features a Titanium Mastercard® with serious security. ### Can I create multiple virtual cards with Zed Credit Card? Yes, Zed Credit Card offers unlimited virtual cards. This allows you to control spending, manage subscriptions, and shop more safely online by using different cards for different purposes. ### What is the rating and update frequency for Zed Credit Card? Zed Credit Card has a high rating of 4.9 stars from 7 ratings. It was last updated on March 27, 2026, with version 1.0.31, indicating active development. ### Does Zed Credit Card have any hidden fees? No, Zed Credit Card emphasizes transparency with no junk fees and no fine print. It specifically highlights no annual fees and no FX markups. ## Version history (last 5 releases) ### 1.0.58 — 2026-08-11 We've made improvements behind the scenes to make the app faster and more reliable. This update includes performance enhancements and bug fixes to ensure a smoother experience. ### 1.0.57 — 2026-08-05 We've made improvements behind the scenes to make the app faster and more reliable. This update includes performance enhancements and bug fixes to ensure a smoother experience. ### 1.0.56 — 2026-07-31 We've made improvements behind the scenes to make the app faster and more reliable. This update includes performance enhancements and bug fixes to ensure a smoother experience. ### 1.0.55 — 2026-07-29 We've made improvements behind the scenes to make the app faster and more reliable. This update includes performance enhancements and bug fixes to ensure a smoother experience. ### 1.0.54 — 2026-07-21 We've made improvements behind the scenes to make the app faster and more reliable. This update includes performance enhancements and bug fixes to ensure a smoother experience. ## Apps similar to Zed Credit Card | App | Rating | Price | Category | | --- | --- | --- | --- | | [UnionDigital Bank (UD)](https://appshunter.io/ios/app/uniondigital-bank-ud/id1631487699) | 2.4 (5) | Free | Finance | | [MariBank PH (SeaBank)](https://appshunter.io/ios/app/maribank-ph-seabank/id1592249158) | 4.9 (1,210) | Free | Finance | | [CIMB Bank Philippines](https://appshunter.io/ios/app/cimb-bank-philippines/id1603056657) | 4.5 (189) | Free | Finance | | [GoTyme Bank \| Philippines](https://appshunter.io/ios/app/gotyme-bank-philippines/id1637067963) | 4.5 (116) | Free | Finance | | [Mocasa: Pay Later & Quick Loan](https://appshunter.io/ios/app/mocasa-pay-later-and-quick-loan/id1610456371) | 4.4 (106) | Free | Finance | | [RCBC Pulz](https://appshunter.io/ios/app/rcbc-pulz/id1445403196) | 1.9 (77) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*