# Zedvance: Loans & Bills — Loans, Bills and Payments

> Nigerian non-bank lender offering accessible loans, bill payments, and mobile wallet services. (iPhone/iPad app by Zedvance Limited.)

- Source: https://appshunter.io/ios/app/zedvance-loans-and-bills/id6738697105 (this page in markdown: same URL + `.md`)
- Developer: [Zedvance Limited](https://appshunter.io/developer/1582626240)
- Category: Finance, Productivity
- Price: Free
- Rating: 3.50/5 from 186 App Store ratings · 35 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 86 MB
- Languages: American English
- Released: 2025-04-28
- Data updated: 2026-08-23
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/zedvance-loans-and-bills/id6738697105/reviews.md

## What is Zedvance?

With our new Zedvance app, we've tailored our financial solutions just for you. 

Zedvance Finance Limited, Nigeria's leading non-bank retail lender, is dedicated to offering accessible and innovative money solutions to individuals and businesses. 

With 10 years in operation, we have gained the trust of millions of Nigerians.   

What to expect  

Quick loan – Get an instant loan to cover your unplanned expenses 

Salary Loan – Access a loan to finance your personal aspirations with repayment of up to 18 months. 

Bill Payments - Pay for Airtime, Electricity bill, Internet Data Subscription, with ease 

Mobile Wallet – Experience the convenience of managing your money on the go 

How to start: 

 Download the Zedvance app 

Sign up and open your account 

Update and complete your profile 

Upgrade to tier 2 or 3 by providing the required KYC. 

 
Start enjoying money solutions made for you. 

Here’s why you’ll love Zedvance: 

24/7 Access - We’ve made access to credit easy and simple. You deserve to experience that. All you have to do is reach out via any of our channels. 

No Hidden Fees! - What you see is what you pay. To go further, Zedvance provides you with a clear breakdown of your transactions- no matter how insignificant! 

Real-time alerts - If it took you less than 2 mins to complete a transaction on Zedvance, it takes less than 5 seconds to get a confirmation on your transaction. 

Security 
Zedvance is regulated by NDPR, and we take your security very seriously. We use highly bank-grade encryption to secure your personal data 
 
Regulatory 
Zedvance is owned and managed by Zedvance Finance Limited which is fully licensed by the Central Bank of Nigeria (CBN). 

Privacy & Permissions 

Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app.  

We take privacy seriously - all data you choose to share with us is encrypted and your personal information will never be shared without your consent. Read more on our website: zedvance.com/privacy-policy 

Frequently Asked Questions 

Find urgent questions you need answers to here: https://zedvance.com/faqs 

T&Cs: https://www.zedvance.com/terms-and-conditions 
 
For more information, visit our website: zedvance.com 

Stay connected: 

 
Facebook: https://facebook.com/zedvance  
Instagram: https://www.instagram.com/zedvance/ 
Twitter: https://twitter.com/zedvance 
LinkedIn: https://www.linkedin.com/company/zedvance-finance/ 

Get in Touch 
 Customer Service Email: customercare@zedvance.ng 
 Customer Service Hotline: 07001001000 
 Address: No.65 Karimu Kotun, Victoria Island, Lagos, Nigeria 
Finance,Loan,Credit,Lending

We’d love to hear from you!

## Key features

- Quick loans for unplanned expenses
- Salary loans with up to 18-month repayment
- Bill payments (airtime, electricity, data)
- Mobile wallet for on-the-go money management
- 24/7 access to credit
- No hidden fees with clear transaction breakdowns
- Real-time transaction alerts

## Recent user reviews (10 of 35)

All indexed reviews: https://appshunter.io/ios/app/zedvance-loans-and-bills/id6738697105/reviews.md

### 2/5 — Don’t try using this app.

*2026-06-14*

This app is extremely disappointing. I originally downloaded it just to carry out transactions, but after sending money, the transaction didn’t reflect and I had to wait several days without any clear resolution. To make matters worse, I later tried the loan feature and applied for just ₦2,000. More than 10 days later, the status still shows “Under Review” with no update or explanation. The app’s interface is also confusing because there is no proper section where you can track the progress of your loan application. Poor service, poor communication, and an overall frustrating experience. Based on my experience, I would advise others to be very cautious before using this app or do not use it at all.

### 1/5 — Scam

*2026-05-31, version 1.1.11*

So you guys are just out here to get people’s credentials?

### 1/5 — Scam

*2026-04-09*

Your company doesn't deserve 1 star at all 
Just to take people's details and run 
Please be careful ooo 
I don talk my own

### 1/5 — Scammers app

*2026-03-13*

Do not try to install this app they use this app to steal people info

### 5/5 — Owosenny Kenny

*2026-01-29*

The best app of the year for assistance

### 1/5 — They will use ur detain for rubbish

*2026-01-27, version 1.1.2*

Stupid app

### 1/5 — DO NOT RECOMMEND

*2026-01-26*

App is a scam and doesn’t let you delete your account neither do they give loan.

### 5/5 — Good app

*2026-01-14, version 1.1.2*

Good app

### 4/5 — Good

*2026-01-03*

Great banking system just that the charges are too much

### 1/5 — Bad

*2026-01-03*

I want to delete my account and i am unable to do so
Why should that be ….
It’s actually not a must to bank with you .. 
you guys only use the loan to call attention and you thought people will sit and use the bank after a denied loan? Funny

## Frequently asked questions about Zedvance

### What does the Zedvance app do?

The Zedvance app provides financial solutions including quick loans for unexpected expenses and salary loans with repayment terms up to 18 months. It also allows users to easily pay bills such as airtime, electricity, and internet data subscriptions, and offers a mobile wallet for convenient money management on the go.

### What are the key features of Zedvance?

Key features include instant loans, salary loans with extended repayment periods, seamless bill payments, a mobile wallet for easy money management, 24/7 access to credit, transparent fee structures with no hidden costs, and real-time transaction alerts for quick confirmations.

### Is Zedvance free to use?

The app itself is free to download and use. While the app facilitates financial transactions and loans, the monetization model is based on the services provided, such as interest on loans and potential transaction fees for certain services, aligning with a 'free with in-app purchases' or service-based fee structure.

### What are the requirements to use Zedvance?

To start using Zedvance, you need to download the app, sign up, and open an account. You will then need to complete your profile and upgrade to Tier 2 or 3 by providing the required KYC (Know Your Customer) information. The app is regulated by the Central Bank of Nigeria (CBN).

### How secure is my data with Zedvance?

Zedvance takes security very seriously and is regulated by NDPR. They use highly bank-grade encryption to secure your personal data. All data shared is encrypted, and your personal information will never be shared without your explicit consent.

## Version history (last 5 releases)

### 1.2.2 — 2026-08-10

- New navigation bar - smoother, easier to reach
- Redesigned dashboard - your balance and quick
  actions, front and centre
- Fresh icons across bill payments and quick actions
- Steadier performance throughout

### 1.2.1 — 2026-07-30

- New navigation bar - smoother, easier to reach
- Redesigned dashboard - your balance and quick
  actions, front and centre
- Fresh icons across bills payment and quick actions
- Steadier performance throughout

### 1.2.0 — 2026-06-29

We've made Zedvance even better! Now you can complete transactions with just your fingerprint or face, enjoy a smoother Buy Now, Pay Later experience, access quick funds with our new Extracash loan feature, and rest easy knowing we've added extra security layers and fixes to keep your account safe. Update now and enjoy a faster, smarter banking experience.

### 1.1.12 — 2026-06-19

We've made improvements to account security and identity verification to enhance your experience.
This release also includes performance enhancements and bug fixes for a smoother and more reliable app experience.

### 1.1.11 — 2026-05-12

In-app Repayment on the Zedvance App
Customers can now repay due instalments directly within the app.
Customers can also make full loan repayments, including outstanding principal balance and accrued interest.
Auto-debit functionality is now available on repayment due dates.
Notifications
Push notifications for repayment reminders at T-7, T-3, and T-1 days before due date.
Email notifications for repayment reminders at T-7, T-3, and T-1 days before due date.

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## More apps by Zedvance Limited

- [Zedvance Business](https://appshunter.io/ios/app/zedvance-business/id6745017709)

All apps by Zedvance Limited: https://appshunter.io/developer/1582626240

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*