# Zedvance: Loans & Bills — user reviews > 35 indexed App Store user reviews of Zedvance by Zedvance Limited, rated 3.50/5 from 186 ratings. - Source: https://appshunter.io/ios/app/zedvance-loans-and-bills/id6738697105/reviews - App overview in markdown: https://appshunter.io/ios/app/zedvance-loans-and-bills/id6738697105.md - Rating breakdown: 5★ 88 · 4★ 24 · 3★ 13 · 2★ 13 · 1★ 48 ## Newest reviews (11 of 35) ### 2/5 — Don’t try using this app. *2026-06-14* This app is extremely disappointing. I originally downloaded it just to carry out transactions, but after sending money, the transaction didn’t reflect and I had to wait several days without any clear resolution. To make matters worse, I later tried the loan feature and applied for just ₦2,000. More than 10 days later, the status still shows “Under Review” with no update or explanation. The app’s interface is also confusing because there is no proper section where you can track the progress of your loan application. Poor service, poor communication, and an overall frustrating experience. Based on my experience, I would advise others to be very cautious before using this app or do not use it at all. ### 4/5 — Good *2026-01-03* Great banking system just that the charges are too much ### 4/5 — Loan *2025-10-13, version 1.0.8* The apps is a banking app ### 1/5 — Scammers *2025-09-12* Please avoid this app it a scam app don’t waste your data on this app they won’t allow you delete your account from the app ### 1/5 — Ponzi schemes bank *2025-08-07* This app is very fake and the customer care service seems to be scared of replying to setting questions. I was this app or bank on social media where I came across it, and it said about giving loans and I was exaggerated on trying it. To cut the story short I downloaded and did all follow ups and unfortunately I wasn’t given the loan the worse and painful part is they won’t even let me delete the account to help me erase my data from their system because I don’t trust them. Anyone hoping to get a loan kindly avoid this bank they seems to be into Ponzi scheme avoid this app ### 1/5 — Regret that I'm crate account from you *2025-08-02* This bank not good at all have make my first transaction like 3hours now still on process iwill never use you again ### 1/5 — Scammers *2025-07-24* Scammers!! I linked all my cards , you debited me but didn’t give me any loan ### 2/5 — Transaction error *2025-07-22* Still having problems with the app. I can’t even make transactions on it. Always showing error pls help me fix it as soon as possible I can’t even use the money I borrowed so what is now the essence ### 1/5 — Very annoying *2025-07-20* Why is adding card been a problem after you guys approved the loan ### 1/5 — Hateful *2025-07-15* Very annoying, can’t even get an otp sent to me, what a waste of my sub and time ### 1/5 — Card things *2025-07-04* You guys should work on your adding cards. Since last month my card is not adding yet with no reason I think it’s fake app ## Most critical reviews (10 lowest-rated) ### 1/5 — Scam *2026-05-31, version 1.1.11* So you guys are just out here to get people’s credentials? ### 1/5 — Scam *2026-04-09* Your company doesn't deserve 1 star at all Just to take people's details and run Please be careful ooo I don talk my own ### 1/5 — Scammers app *2026-03-13* Do not try to install this app they use this app to steal people info ### 1/5 — They will use ur detain for rubbish *2026-01-27, version 1.1.2* Stupid app ### 1/5 — DO NOT RECOMMEND *2026-01-26* App is a scam and doesn’t let you delete your account neither do they give loan. ### 1/5 — Bad *2026-01-03* I want to delete my account and i am unable to do so Why should that be …. It’s actually not a must to bank with you .. you guys only use the loan to call attention and you thought people will sit and use the bank after a denied loan? Funny ### 1/5 — This app is fake *2025-12-23, version 1.1.2* This app is fake ### 1/5 — SCAMMERS!! *2025-12-02* DO NOT DOWNLOAD, ALL THEY WANT TO DO IS GET YOUR INFORMATION!!! ### 1/5 — Slow app *2025-11-22, version 1.1.0* The app is slow ### 1/5 — MONEY SHARK SCAM💥 *2025-11-17* I want to delete my information from your data base. This money shark app is so fake You collected my NIN and BVN and you’ve been using my info to take out money from my account. Pls let me delete my information ## Most praised reviews (10 highest-rated) ### 5/5 — Owosenny Kenny *2026-01-29* The best app of the year for assistance ### 5/5 — Good app *2026-01-14, version 1.1.2* Good app ### 5/5 — From top *2026-01-03* Am enjoying the app ty zedvance ### 5/5 — The best *2025-12-05* My best bank for now **Developer response:** Thank you for the 5-star review! We're glad to have you banking with us. Please don't hesitate to reach out if you ever need any assistance! ### 5/5 — Best bank *2025-12-03, version 1.1.0* Sweet ### 5/5 — Stress free *2025-11-30* Nothing but positive reviews for these guys. Others should learn and model this app ### 5/5 — Top notch *2025-09-11* Very user friendly ### 5/5 — Good *2025-08-31, version 1.0.6* Nice ### 5/5 — Destinydon👑❤️🦅 *2025-08-12* Fast easy and reliable!❤️🦅 Zedvance to the world!😇 ### 5/5 — Approved *2025-05-30* Very fast and easy you guys are the best in Nigerian it’s don’t take up to 10 mins i see it I will even tell people about you guys love you all --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*