# Zego — Car, scooter and van insurance

> Mobile app for managing car, scooter, and van insurance policies and claims. (iPhone/iPad app by Extracover Ltd.)

- Source: https://appshunter.io/ios/app/zego/id1530014952 (this page in markdown: same URL + `.md`)
- Developer: [Extracover Ltd](https://appshunter.io/developer/1173230822)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 16 App Store ratings · 230 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 139 MB
- Languages: American English
- Released: 2020-12-07
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zego/id1530014952/reviews.md

## What is Zego?

Whether you're a private hire driver, courier, van driver, or looking for personal car insurance, Zego helps you get the most out of your cover. It keeps insurance simple and saves you time, so you can get on with your day.

Once the Zego app is installed you can:
 - Update your policy details, personal info and vehicle data
 - Access and download your policy documents
 - Start a claim straight from your phone if you're in an accident
 - Get multilingual support from our team via live chat

We're always adding new features, so keep the app up to date to get the latest tools and improvements.
How it works
 1. Buy a policy on our website
 2. Download the Zego app
 3. Switch on your permissions (Sense policies only)
 4. Start driving

Your data, your control
We only use your driving data to assess how safely you drive. It's never sold or shared – and it's always secure.

Legal
Zego is a trading name of Extracover Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 757871). 
Extracover Limited is registered in England and Wales, No 10128841. 
Registered address: 2nd Floor, 30–40 Eastcheap, London EC3M 1HD.

## Key features

- Update policy details
- Manage personal and vehicle information
- View and download policy documents
- Report accidents and make claims
- Secure driving data usage

## What do users think of Zego?

Overall sentiment: negative

**Pros**

- 🚀 Smooth and easy
- 🚀 Good service
- 🚀 Affordable with safety concerns
- 🚀 Accurate driving record which helps my insurance premium

**Cons**

- 🐛 Inaccurate driving score
- 🐛 Constant messages about driving score and threats to cancel policy
- 🐛 Doesn't differentiate between driving and being a passenger
- 🐛 Overheating issues with phone
- 🐛 Unreliable and poor customer service
- 💰 Expensive and not worth the savings

**Commonly reported bugs**

- App crashes frequently
- Driving score not updating properly
- Login issues and inability to access account

**Most requested features**

- Ability to disable location tracking when not driving
- More transparency on how driving score is calculated
- Better integration with other devices/apps

## Recent user reviews (10 of 230)

All indexed reviews: https://appshunter.io/ios/app/zego/id1530014952/reviews.md

### 1/5 — Pay the extra and go with someone else

*2026-08-24*

Been with Zego for 5 months now , started off with the highest score of 15 , A month later it dropped to 8 with absolutely no difference in my driving . 
Contacted Zego the app said it was driving breaks that knocked my score down even though I drive 20 mins to work and 20 mins back per day 🤷‍♂️
Contacted Zego they said it was my breaking not rest breaks that was causing my score to go down , which tells me the app is broke . How can you improve your driving if the app is giving you the wrong information ? 
So another month goes by and my score drops to 4 and now it’s 0 and at risk . 
Literally drive 40 mins a day 5 days a week , don’t speed , take risks and brake well in advance since I spoke to Zego  but still getting an at risk score . 
My advice to anyone thinking about going with Zego is to avoid at all costs it’s not worth all the stress and hassle . If you are going to have to get a black box to keep your insurance down go with someone that actually installs one and not rely on these with their broken app

### 1/5 — Didn’t Help When I Needed It

*2026-08-18*

Unfortunately, I cannot recommend Zego based on my recent experience.

I have fully comprehensive insurance with breakdown cover. When I got a punctured tyre and contacted Zego for assistance, I was referred to Bastion for breakdown support.

Bastion asked me to upload my Vehicle Insurance Certificate and Breakdown Policy Schedule. I uploaded the documents available to me, but they confirmed that while the Vehicle Insurance Certificate was accepted, they specifically required a Breakdown Policy Schedule.

However, when I checked the Zego app, there was no Breakdown Policy Schedule available. Instead, the policy section displayed an error: “We’re sorry, we ran into an issue loading this page.”

I contacted Zego through live chat at around 6pm, but was told that their live chat operates from 9am–5pm Monday to Friday and that I would need to contact them the following day. The chat was then ended, leaving me without assistance despite having breakdown cover.

I understand that procedures and documentation are necessary, but I was disappointed that there was no practical solution or emergency support available when I actually needed it. I hope Zego reviews this process so customers with breakdown cover can receive assistance when they need it most.

### 1/5 — Most terrible customer service

*2026-07-28, version 3.5.1*

Terrible customer service if you will stuck in claims or even in anything where you need to talk to them they will never call you they have no service to attend the call . They will ask you to message and then u will wait for hours to get reply. Dont get stuck with them …

### 1/5 — Terrible service

*2026-07-27, version 3.5.1*

Will never use this insurance provider again mistake after mistake cost me £1,800 on my vehicle then to top it all off they attempted to take a premium at the end worst insurance company i have ever had the displeasure of dealing woth

### 5/5 — Insurance

*2026-07-27, version 3.5.1*

Really good company and it’s all through an app

### 5/5 — Mirza

*2026-07-27, version 3.5.1*

I think u guys fix divice in 
Car

### 3/5 — If you have alternative transport options, the app may not be for you

*2026-07-25*

The insurance price may be competitive, but think carefully before choosing Zego Sense if you regularly use a motorcycle or other forms of transport alongside your car.

In my real-world experience, the app repeatedly recorded motorcycle journeys as car journeys, resulting in an extremely poor driving score and even a warning that my policy could be cancelled. Once I asked the backend team to remove the motorcycle trips, my score returned to a good level.

If you have more than one way of getting around, be prepared for the ongoing admin of checking and correcting your trips. It may work well for drivers who only ever use one vehicle, but my proven experience has been that the app cannot distinguish between vehicles (even though they’ll insist it can).

### 5/5 — Safer Driving

*2026-07-23, version 3.5.0*

This App in the 1st week has helped me more assertive driver to improve my driving skills. Really Pleased with the support it’s offering

### 1/5 — Stealing money from accounts.Unprofessional and poor service

*2026-07-22, version 3.5.0*

I regret that I have been a part of thus company. The customer support is only in the words as they take ages to respond. If they transfer the call to any other department then forget about it . They stole money from account without a notice and when i try to talk to them no satisfactory response but waste of time . Response time is unimaginable. Done with this company

### 5/5 — Very easy to use

*2026-07-17, version 3.4.0*

Good

## Frequently asked questions about Zego

### What does the Zego Sense app do?

The Zego Sense app simplifies managing your car, scooter, or van insurance. It allows you to update your policy details, access important documents, and report accidents to make a claim, all directly from your smartphone.

### How do I use the Zego Sense app?

After purchasing a policy on the Zego website, download and install the app. You'll need to grant app permissions, and then you can start using its features to manage your insurance and report incidents.

### Is the Zego Sense app free to use?

Yes, the Zego Sense app is free to download and use. The app itself does not have any associated costs. Your insurance policy is purchased separately through the Zego website.

### What kind of drivers is this app for?

This app is designed for a variety of drivers, including private hire taxi drivers, car and scooter delivery workers, business van drivers, and personal van drivers. It aims to streamline the insurance experience for these user groups.

### How is my driving data used?

Your driving data is used solely to measure how you drive. The app ensures that your data is kept safe and secure, and it is never sold or shared with third parties.

## Version history (last 5 releases)

### 3.7.1 — 2026-08-26

Bug fixes and performance improvements to make your experience smoother.

### 3.7.0 — 2026-08-17

Bug fixes and performance improvements to make your experience smoother.

### 3.6.1 — 2026-08-03

Bug fixes and performance improvements to make your experience smoother.

### 3.6.0 — 2026-07-29

- Liquid Glass is here! For users on iOS 26, enjoy a sleek, fluid, and beautifully translucent interface designed to seamlessly blend with your device.
- General performance enhancements and minor bug fixes to keep everything running smoothly.

Love the new look? Leave us a review on the App Store!

### 3.5.1 — 2026-07-24

This update includes behind-the-scenes bug fixes, performance enhancements, and stability improvements to give you a better overall experience.

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## More apps by Extracover Ltd

- [Zego Delivery](https://appshunter.io/ios/app/zego-delivery/id1173230823)

All apps by Extracover Ltd: https://appshunter.io/developer/1173230822

## Related topics

[zego](https://appshunter.io/ios/topics/zego) · [zeco](https://appshunter.io/ios/topics/zeco) · [zego pay](https://appshunter.io/ios/topics/zego-pay)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
