# Zempler Bank — Business & personal banking > Online business banking for small businesses and sole traders. (iPhone/iPad app by Advanced Payment Solutions Ltd.) - Source: https://appshunter.io/ios/app/zempler-bank/id709473017 (this page in markdown: same URL + `.md`) - Developer: [Advanced Payment Solutions Ltd](https://appshunter.io/developer/709473020) - Category: Finance - Price: Free - Rating: 4.80/5 from 201 App Store ratings · 457 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 88 MB - Languages: American English - Released: 2013-10-16 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/zempler-bank/id709473017/reviews.md ## What is Zempler Bank? Download the app to open a business bank account in minutes. Over 1.6 million people use Zempler Bank to manage their money. OPEN A BUSINESS ACCOUNT ONLINE There’s no credit or trading history required, and you won’t have to visit a branch to open your account. • Fast online application & instant decision • No credit check to apply • Start accepting payments immediately with your account number and sort code MANAGE YOUR SPENDING • Check your account balance, track spending & make payments seamlessly • Manage multiple cards, including foreign currency cards • Request your pin number on the go • Access your account from the mobile app or online from your PC • Friendly UK based telephone support – 7 days a week KEEP YOUR MONEY SAFE • 24 hour fraud monitoring for your security • FSCS protection up to £85,000 on eligible deposits • Secure face and biometric ID • Block cards from the app or online • Instant app notifications when money leaves your account BUSINESS CURRENT ACCOUNTS MADE SIMPLE Our business current account is designed for small to medium business and sole traders. From startups to contractors, freelancers to entrepreneurs – all kinds of businesses trust Zempler business accounts. IMPROVE YOUR BOOKEEPING • Download statements to your phone or PC • Categorised transactions help organise your spending • Customise categories to match your business • Store logos in your statement make it easy to find transactions • Mark transactions as non-allowable expenses, add notes and a photo of your receipt EXTRA CARDS FOR YOUR TEAM • Add up to 20 cards, personalised with your business name • Block cards and restrict transactions like gambling and ATM withdrawals • Order travel cards for USD and EURO spending LENDING OPTIONS We’ve been helping businesses grow for 14 years. We offer a range of different credit products, with personalised limits that vary based on your individual circumstances. • Opportunities to apply for an overdraft or business credit card -------------- Zempler cards are issued by Zempler Bank Ltd (APS) pursuant to license by Mastercard International Incorporated. Zempler Bank Ltd is registered in England and Wales at Cottons Centre, Cottons Lane, London SE1 2QG (No.04947027). Zempler Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number 671140. ## Key features - Fast online business account application - No credit check required - Accept payments immediately - Track spending and categorize transactions - Manage multiple cards - 24-hour fraud monitoring - Add team cards ## What do users think of Zempler Bank? Overall sentiment: mixed **Pros** - 🚀 Efficient and easy to use - 🔒 Secure banking - 👍 Great customer service - 💡 Helpful credit building features - 👍 Smooth and seamless banking experience **Cons** - 🐛 Buggy app with limited functionality - 💰 High fees and charges - 🔒 Overly strict security measures - ⏱️ Slow transaction processing times - 🤖 Poor communication and unresponsive support **Commonly reported bugs** - App crashes and freezes frequently - Inconsistent account balance display - Issues with activating and using the card - Problems with transferring and receiving payments **Most requested features** - Add Apple Pay support - Improve in-app navigation and usability - Provide more detailed transaction history and statements - Offer higher credit limits and overdraft options ## Recent user reviews (10 of 457) All indexed reviews: https://appshunter.io/ios/app/zempler-bank/id709473017/reviews.md ### 5/5 — MR John Richardson *2026-08-18, version 13.0.1* Outstanding service, fast and reliable. ### 5/5 — Bertie *2026-08-15, version 13.0.0* Great company to do business with polite staff and very helpful would recommend them ### 1/5 — “CashPlus” LIVES🧟‍♂️ *2026-08-12, version 13.0.0* oh, my dear MasterCard~ “USBANK”,P> ### 5/5 — Mr *2026-08-12, version 13.0.0* Good ### 1/5 — Very unprofessional bank. Do not use *2026-08-12, version 13.0.0* I had my account hacked and £950 taken from me. I had no knowledge of this until I checked my account later that day. It was obvious that it was out of character spending yet the bank did not alert me or block further payments. They are now refusing to use their insurance for fraudulent transactions and are the most unhelpful service. Their attitude is appalling. I am a medical professional and expected better. Please do not use this bank. ### 5/5 — Great *2026-08-11, version 13.0.0* Always great ! ### 5/5 — hi *2026-08-11, version 13.0.0* Best bank i used very good service and quality service suggest all people used this banks ### 1/5 — Mr basim *2026-08-09, version 13.0.0* Very bad you can’t track your expenditure you can’t see it … only after I don’t know how many days … u don’t know what credit is left the system is horrible! ### 5/5 — Not very happy with my service at the moment!!!!!! And the customer service team!!! *2026-08-08, version 13.0.0* Thank you. ### 5/5 — Great card *2026-08-07, version 13.0.0* Decent APR for someone with bad credit. ## Frequently asked questions about Zempler Bank ### What does Zempler Bank do? Zempler Bank provides an online platform for opening and managing business bank accounts. It is designed for small to medium businesses and sole traders, offering features for account management, spending tracking, and security. ### How do I open a business account? You can open a business bank account online through the app with a fast application process and an instant decision. No credit history or branch visit is required. You can start accepting payments immediately upon account opening. ### Is there a cost to use Zempler Bank? Based on the provided information, the app is free to download and use. The description does not mention any subscription fees or in-app purchases for core banking services. ### What security features does Zempler Bank offer? The app includes 24-hour fraud monitoring for your security, secure face and biometric ID login, and the ability to block cards instantly from the app or online. You also receive instant app notifications for money leaving your account. ### Who is Zempler Bank for? This app is ideal for startups, contractors, freelancers, entrepreneurs, and any small to medium business or sole trader looking for a simplified and accessible online business banking solution. ## Version history (last 5 releases) ### 13.0.1 — 2026-08-17 General enhancement Minor Bug fixes ### 13.0.0 — 2026-07-27 General enhancement Minor Bug fixes ### 12.9.0 — 2026-07-06 General enhancement Minor Bug fixes ### 12.8.0 — 2026-06-10 General enhancement Minor Bug fixes ### 12.7.0 — 2026-05-28 General enhancement Minor Bug fixes ## Apps similar to Zempler Bank | App | Rating | Price | Category | | --- | --- | --- | --- | | [Monzo Bank - Mobile Banking](https://appshunter.io/ios/app/monzo-bank-mobile-banking/id1052238659) | 4.7 (5,643) | Free | Finance | | [Ampere Mobile Business Account](https://appshunter.io/ios/app/ampere-mobile-business-account/id1641508835) | 4.8 (57) | Free | Finance | | [U.S. Bank Mobile Banking](https://appshunter.io/ios/app/us-bank-mobile-banking/id458734623) | 4.8 (2,106,744) | Free | Finance | | [Novo - Small Business Checking](https://appshunter.io/ios/app/novo-small-business-checking/id1375554760) | 4.8 (20,061) | Free | Finance | | [Starling - Mobile Banking](https://appshunter.io/ios/app/starling-mobile-banking/id956806430) | 4.9 (2,739) | Free | Finance | | [U.S. Bank Access® OnlineMobile](https://appshunter.io/ios/app/us-bank-access-onlinemobile/id916941065) | 4.4 (3,135) | Free | Finance | ## Related topics [anna business credit cards](https://appshunter.io/ios/topics/anna-business-credit-cards) · [solutions bank business](https://appshunter.io/ios/topics/solutions-bank-business) · [bank account business](https://appshunter.io/ios/topics/bank-account-business) · [starling bank](https://appshunter.io/ios/topics/starling-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*