# Zengo by etoro: Crypto Wallet — No Seed Phrase. Never Hacked.

> Secure, self-custodial crypto wallet with MPC, no seed phrase, and 24/7 support. (iPhone/iPad app by ZenGo Ltd..)

- Source: https://appshunter.io/ios/app/zengo-by-etoro-crypto-wallet/id1440147115 (this page in markdown: same URL + `.md`)
- Developer: [ZenGo Ltd.](https://appshunter.io/developer/1440147114)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.70/5 from 4,403 App Store ratings · 527 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 132 MB
- Languages: American English
- Released: 2019-06-07
- Data updated: 2026-11-13
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/zengo-by-etoro-crypto-wallet/id1440147115/reviews.md

## What is Zengo by etoro?

Zengo, the crypto wallet by etoro.

------- The Most Secure Wallet – Zengo -------

Zengo is the self-custodial wallet with no seed phrase vulnerability.
Protect and manage all of your cryptocurrencies with the crypto wallet that’s secure by default.
Buy, sell, trade, earn, and send over 380+ crypto and Web3 assets, all with the power of MPC security, a secure recovery model and unparalleled 24/7 customer support.
 
Since its launch in 2018, Zengo has not had a single security incident.
Whether you’re an experienced crypto user, or just getting started, over 1,000,000 customers trust Zengo.

Unlock even more security features such as multiple wallets, theft protection, self-custodial inheritance-like system, and an advanced Web3 Firewall all with Zengo Pro - our premium subscription service.

------- A Feature-Packed Wallet -------
Safe and secure crypto wallet – Never worry about losing your seed phrase again.
With Zengo's advanced cryptography, there is no seed phrase for you to manage. Instead, the responsibility of signing blockchain transactions is divided between us and our customers, so that neither party sees the other's secret information.
Welcome to the only non-custodial wallet where you don’t have to worry about losing your seed phrase!

Easily buy and exchange - Purchase and swap with your preferred payment method, including PayPal, Apple Pay, bank wire, and credit or debit cards.
Just tap on “Buy” or “Swap” and see the coins in your wallet within minutes.

Your Wallet Is Recoverable – Our 3FA recovery model ensures that you can restore your wallet on any phone or tablet.
Never lose access to your crypto again.
 
Legendary 24/7 Support – We make it super easy to chat with us whenever you need it.
Just send us a message from within the app 24/7.

Support 6 different blockchains: Bitcoin, Ethereum, BNB, Doge, Tron, Tezos.
Supports 4 Layer 2s: Polygon, Arbitrum One, Optimism, and Base.
Supporting hundreds crypto tokens, such as: Bitcoin (BTC), Ether (ETH), Tether (USDT), BNB (BNB), Dogecoin (DOGE), Pepe (PEPE), Shiba Inu coin (SHIB), USD Coin (USDC), Tron (TRX), Polygon (MATIC), Uniswap (UNI), Maker (MKR), Kyber Network (KNC), Paxos Standard (PAX), and many others.

Desktop accessible - Securely manage and purchase assets from either your mobile device, or from the convenience of your desktop, both powered by Zengo's bulletproof security record.

Earn crypto - stake ETH directly through the wallet to earn rewards.

Multiple Wallets (Pro feature) - Organize and protect your assets by creating up to 5 segregated wallets. Separate high-value assets, payments, minting wallets, and public-facing wallets for ultimate security and privacy. 

Legacy Transfer (Pro feature) - Grant a beneficiary access to your digital assets in case of death or prolonged absence with a feature inspired by traditional inheritance systems but done the self-custodial way.

Theft Protection (Pro feature) - The industry’s 1st approvals process tied to your liveness 3D FaceLock biometrics.

Web3 Firewall (Pro feature) – With our revolutionary Web3 firewall, ClearSign™, we alert you to any unusual Web3 approvals or requests, protecting you from scams and hacks and “accidental approvals.”

Web3 Compatible – Connect with Dapps, use DeFi, and explore the new world of Web3 with our WalletConnect integration.
You can also view your NFTs directly within the app and safely store Polygon assets and use Polygon Web3 apps.
-Please note: ZK rollup-based apps are not currently supported

Use Zengo to transact with anyone in the world from the convenience of your mobile phone or desktop.
Receive real-time notifications when your transaction is confirmed.

Fiat Withdrawals – Cash out to your national currency anytime with just a few simple taps.
 
–––– Terms ––––
EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
User agreement: https://zengo.com/user-agreement/
Privacy policy: https://zengo.com/privacy-policy/

## Key features

- Self-custodial wallet with no seed phrase
- MPC security for transaction signing
- Buy, sell, and trade 380+ crypto assets
- 3FA recovery model
- 24/7 customer support
- Supports multiple blockchains and Layer 2s
- Web3 Firewall

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Zengo Pro | $89.99 | per year |
| Zengo Pro | $19.99 | per month |
| Zengo Pro | $19.99 | per month |
| Zengo Pro | $129.99 | per year |


## Chart rankings

- #103 in Top Grossing · Finance (US App Store)

## What do users think of Zengo by etoro?

Reviews of Zengo by etoro are mostly positive: the Finance app is rated 4.7/5 from 4.4K App Store ratings. What users like most: easy to use, secure wallet. Top complaints: high fees, bugs and glitches. Summarized from real user reviews.

**Pros**

- 🚀 Easy to use
- 🔒 Secure wallet
- 👍 Excellent customer service
- 🚀 Quick transactions
- 💡 Innovative keyless wallet
- 👍 User-friendly interface

**Cons**

- 💰 High fees
- 🐛 Bugs and glitches
- 🔒 Limited coin support
- 🔒 Withdrawal issues
- 🔋 Slow performance

**Commonly reported bugs**

- Account verification issues
- Wallet balance not updating correctly
- Transactions getting stuck or delayed
- App crashes and freezes
- Unable to withdraw funds

**Most requested features**

- Add support for more cryptocurrencies
- Implement fiat on-ramp and off-ramp
- Provide option to adjust transaction fees
- Add dark mode
- Improve transaction history and balance tracking

## Is Zengo by etoro safe?

Zengo by etoro: Crypto Wallet appears safe based on user ratings. The AppsHunter Safety Score for Zengo by etoro is 94 out of 100. This assessment is based on 4,403 user ratings, with an App Store average of 4.7 out of 5. Of 4,403 App Store ratings, 92.3% point to a safe experience, 2.4% suggest some concerns, and 5.3% point to a risky experience.

## Is Zengo by etoro legit?

Zengo by etoro: Crypto Wallet appears to be a legitimate app. The AppsHunter Legitimacy Score for Zengo by etoro is 93 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (10 of 527)

All indexed reviews: https://appshunter.io/ios/app/zengo-by-etoro-crypto-wallet/id1440147115/reviews.md

### 1/5 — Worst app SCAM

*2026-10-24*

SCAM

### 1/5 — Scammers

*2026-10-23, version 10.2.3*

They will take your money

### 3/5 — Sprache

*2026-10-14*

Gut aber es wäre hilfreich wenn die app auf deutsch wäre ansonsten top

### 1/5 — Terrible

*2026-10-05, version 10.2.1*

One of the worst wallets I have used

### 1/5 — Scammers

*2026-09-29, version 10.2.0*

Massive fees and hidden fees. Avoid at all costs.

### 1/5 — Bad customer service

*2026-07-05, version 10.0.4*

Don’t even bother with this app. The will just stress you for nothing.

### 1/5 — Fraud

*2026-06-04*

Worst app never download this

### 5/5 — Most exceedingly remarkable and extremely exceptional cryptocurrency recovery technology expertises!

*2026-04-18, version 9.6.2*

Please read carefully, I lost my money few weeks ago in bitcoin investment. llost over $175,065 they denied my withdrawal request and also left it pending.
I reached out to them and they never responded back to my emails and calls.
They eventually locked me out of my account I had reach out a recovery experts at Procyberhacksrecovery @gMailcom to help
me recover all my money back. They're the best when it comes to crypto recovery.
Thankfully I have gotten my money back.

### 1/5 — Scam!

*2026-03-27, version 9.6.1*

Full of scammers trying to send you £3,000 but you have to paid a fee of £200 because it’s a new account please don’t fall for it, it is a scam!

### 1/5 — Scam

*2026-03-26, version 9.6.1*

DO NOT USE THIS CRYPTO WALLET!

They try to fool you into believing you set up biometric (Face ID) to get you to provide a photo of yourself that can be used by government and law enforcement to ID the person using the account. I DID NOT OPT INTO THE FACE ID OPTION AND THEY KEEP SAYING I DID. THEY ARE LYING. Now I cannot transfer my crypto to another phone without submitting my mug shot (to be used later by the tax agency and law enforcement!)

DO NOT USE THIS CRYPTO WALLET.

## Frequently asked questions about Zengo by etoro

### What is Zengo and how does it work?

Zengo is a self-custodial cryptocurrency wallet designed for security and ease of use. It utilizes MPC (Multi-Party Computation) technology, eliminating the need for users to manage a seed phrase. This means transaction signing responsibility is shared, enhancing security and preventing loss due to forgotten or compromised seed phrases.

### What are the key security features of Zengo?

Zengo's primary security feature is its seedless design, which removes the vulnerability associated with traditional seed phrases. It employs MPC security for transaction signing, a 3FA recovery model to restore access, and offers advanced features like a Web3 Firewall and Theft Protection (Pro feature) tied to biometrics.

### How can I buy, sell, or trade crypto with Zengo?

Zengo allows you to easily buy and exchange over 380 crypto and Web3 assets directly within the app. You can use various payment methods, including PayPal, Apple Pay, bank wire, and credit/debit cards. Simply tap 'Buy' or 'Swap' to initiate a transaction and receive your assets within minutes.

### Is Zengo free to use or are there costs involved?

Zengo offers a freemium model. The core wallet functionality, including secure storage and basic trading, is available for free. However, advanced features like multiple wallets, theft protection, and legacy transfer are part of the premium Zengo Pro subscription service.

### What cryptocurrencies and blockchains does Zengo support?

Zengo supports a wide range of digital assets across multiple blockchains. This includes major cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), and BNB, as well as hundreds of other tokens. It also supports 6 different blockchains (Bitcoin, Ethereum, BNB, Doge, Tron, Tezos) and 4 Layer 2 solutions (Polygon, Arbitrum One, Optimism, and Base).

## Version history (last 5 releases)

### 10.3.0 — 2026-11-08

Prediction Markets Leaderboard
Discover the top prediction traders, track their performance and learn from their predictions to sharpen your own.

Bitcoin Taproot support
Zengo now supports Taproot (bc1p) addresses for more efficient and private Bitcoin transactions.

Avalanche is here
Send, receive and manage AVAX and Avalanche assets right in your Zengo wallet.

Bug fixes and performance improvements.

Stay Zen, and thank you for choosing Zengo.

### 10.2.3 — 2026-10-19

Bug fixes and performance improvements.

Stay Zen, and thank you for choosing Zengo.

### 10.2.2 — 2026-10-14

Arc + Robinhood Chains are now supported in Zengo, giving you even more ways to explore and manage your crypto securely.
We’ve made performance improvements and fixed a few bugs for a smoother Zengo experience.

Stay Zen, and thank you for choosing Zengo.

### 10.2.1 — 2026-10-05

Arc + Robinhood Chains is now supported in Zengo, giving you even more ways to explore and manage your crypto securely.
We’ve made performance improvements and fixed a few bugs for a smoother Zengo experience.

Stay Zen, and thank you for choosing Zengo.

### 10.2.0 — 2026-09-22

Robinhood Chain is now supported in Zengo, 
giving you even more ways to explore and manage your crypto securely.

We’ve made performance improvements 
and fixed a few bugs for a smoother Zengo experience.

Stay Zen, and thank you for choosing Zengo.

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## More apps by ZenGo Ltd.

- [Zengo Business](https://appshunter.io/ios/app/zengo-business/id6742421575)

All apps by ZenGo Ltd.: https://appshunter.io/developer/1440147114

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-13.*
