# Zenith Bank eaZymoney

> Mobile banking app for managing accounts, transfers, payments, and banking services. (iPhone/iPad app by Zenith Bank PLC.)

- Source: https://appshunter.io/ios/app/zenith-bank-eazymoney/id732850254 (this page in markdown: same URL + `.md`)
- Developer: [Zenith Bank PLC](https://appshunter.io/developer/732850257)
- Category: Finance, Business
- Price: Free
- Rating: 3.20/5 from 183 App Store ratings · 326 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 82 MB
- Languages: American English
- Released: 2013-11-03
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zenith-bank-eazymoney/id732850254/reviews.md

## What is Zenith Bank eaZymoney?

Make your life experiences simpler and stay in control with Zenith Mobile Banking app. 

Manage your finances; make card settlements, transfer funds and make payments using QR (Quick Response codes). 

How do I Register?

To register, simply download the app and select any of the three (3) registration options
1. With Hardware Token 
a)	Enter Account number and Continue 
b)	Click Hardware Token 
c)	Enter the Token from the device and Token PIN 
•	Create and confirm Password (six digits) 
•	Create and confirm Mobile PIN (four digits) 
•	Click on Submit (Operation Successful) 
d)	The user is required to enter Account Number and Password to log on. 
 2. With Card 
a)	Enters Account Number and Continue 
b)	Select Card 
c)	Enter the Last Six Digits of the Card and Card Pin 
•	Create and Confirm Password (six digits) 
•	Create and Confirm Mobile PIN (four digits) 
•	Clicks on Submit (Operation Successful) 
d)	The user is required to enter Account Number and Password to log on to the App. 

 3. Branch Activation 

Note:
•	Registration is one time
•	To Add New Device, user should simply login with Account Number and Password, System will prompt for Device Registration. 
•	Customer can authorize with Token or Card Details. 
•	Users can add up to 3 Devices.
Some features of Zenith Mobile Banking are:
a)	Overview: view all accounts (current, savings, fixed deposit, Domiciliary etc.)
•	Account balance 
•	Account History
•	Search
b)	Transfers 	
•	Transfer History
•	Own Account Transfer
•	Zenith account Transfer
•	Other Banks Transfer
•	Foreign Transfer
•	Open Account for Beneficiary
c)	Data Bundles
d)	Airtime Recharge
e)	Bills payment
•	Zenith Billers
•	Quickteller Merchants
f)	QR Payments
g)	Scheduled Payments
•	Transfers
•	Airtime Payment
•	Bills Payment
h)	Cards
•	Card Settlement
•	Activate / Deactivate Card
•	       Card Dispense Manager
i)	Cheques
•	Request Cheque Book 
•	Confirm Cheque
•	Stop Cheque
•	Verify Cheque Status
•	Bank Draft
j)	Travel and Leisure
•	Travelstart
•	Dubai Visa
k)	Bank Services
•	My Bank Statement
l)	Message *These are messages sent to the customer by the bank*
m)	Settings
•	Manage Beneficiaries
•	Customize eaZylinks
•	Change Authorization
•	Change Password
•	Change PIN
•	Reset PIN
•	Transfer Limits
•	Hide Account
•	Show Account
•	My Devices
•	My BVN
•	Update KYC
n)	Zenith Near Me
o)	Sign Out

## Key features

- Account overview and history
- Fund transfers (own, Zenith, other banks, foreign)
- Bill payments and airtime recharge
- QR code payments
- Card management (settlement, activation/deactivation)
- Cheque management
- View bank statements

## What do users think of Zenith Bank eaZymoney?

Overall sentiment: negative

**Pros**

- 🚀 Fast and easy transactions
- 💳 Convenient virtual card feature
- 👍 User-friendly interface

**Cons**

- 🐛 Frequent app crashes
- 🔍 Lack of transaction details
- ⚠️ Unreliable network connectivity
- 🤔 Confusing app updates
- 💸 Unnecessary charges

**Commonly reported bugs**

- Login issues after app update
- Transfer limits not working as expected
- Balance not refreshing correctly

**Most requested features**

- Dark mode option
- Transaction history export
- Improved customer support

## Recent user reviews (10 of 326)

All indexed reviews: https://appshunter.io/ios/app/zenith-bank-eazymoney/id732850254/reviews.md

### 1/5 — Horrible UX & A Even Worse Update

*2026-08-03*

This is months now into this new update and Zenith has continuously refused to be proactive about updating this app. Why push out an app that you did not fully test and is basically a Beta and then now refuse to be very proactive about updates. If not because of my intense pressure and push, users with multiple account on the same login would have to memorize acct numbers when making transfers from one account or the other because you somehow failed to realize user account names & number should show in the app when making transfers. That took you almost a month to fix. I wonder how many software engineers “The Largest Bank In Nigeria” employs because it looks like maybe it’s 1 guy in his 70’s because I’m not sure why such a simple update will take so long. You have failed to fix bank account detection and biometric transfers since launch, and even transferring a dispatch rider 2K requires pin & token every single time, even if it’s a beneficiary. Like come on! Just don’t be surprised when my money and others are gone… For me I’ve been a Zenith customer for almost 20 years, transacted billions on your platform but this is the last straw. I’m tired of your poor performance and I have opened my first account with another bank.

### 1/5 — Not cool

*2026-06-11*

This app is annoying and below average. Tell me why your app doesn’t detect the exact bank you intend to send funds to after entering the account number, and why the transaction history isn't working. You guys can do better.

### 2/5 — Biometric authentication

*2026-06-04, version 5.0.0*

Updated the app, but no longer able to use biometric authentication for transactions, can’t use only transaction pin without hardware token authentication. Can’t use etoken without token, otp verification needs 72 hours. Having to go through all this to use something that was working prior to update is just an inconvenience and chore. At least allow the biometric, It says it’s on in the settings but there’s no option for it in the transaction page.

### 2/5 — Kindly work on your Ux 🙏

*2026-05-30*

The Ui looks great, but the Ux is even worse than the previous version at this point. 

What is the point of suggesting destination banks if you are not going to include the actual likely options, when you very well know that none of the suggested destinations even have bank accounts with that name.

We have better systems these days let’s do better, why constraining yourselves when you can reach the peak?

When I paste an account number you should be choosing actual likely banks.

I don’t want to move but I might just have to.

### 1/5 — Poor UI/UX and App Testing Before Launch, countless broken & half baked features

*2026-05-26, version 5.0.0*

I am not certain this app got tested before launch. It’s actually appalling. I’ve never written an app review before in my life but my Nigerians will drag you to the trenches. Tell me why an app on the main dashboard refuses to display account names? So you have 1,2,3,7,13 accounts linked like I do for my businesses and you now have to memorize which account number if for which??  Or why if you’re using an iPhone it refuses to accept Face ID for transaction verification. You can’t even change off the pin+token option. Even if you go to settings and do the whole indemnity and settings change it’s all for show, because on the backend the app itself doesn’t change its permissions and restriction even if you go through all steps and requirement. Not to mention the feature where you paste an account number and it will pull up the likely or supposed bank associated which the account number is linked to is also a farce, because tell me why it pulls up the same 3-4 banks every single time and never gets the right bank for the account causing you to still have to search manually always. Like it’s like the used AI to copy someone else’s app features and just posted it without true verification and human testing. These are the kind of updates that frustrate you off a platform. Honestly. There are so many things in yet to test but I’m sure are broken as well.

### 1/5 — Transaction pin

*2026-05-25*

Your team needs to fix the toggle button for biometrics man… why do I need to enter pin everytime. If I turn on biometrics it lasts for 1 transaction.

### 1/5 — The new update is too bad, slow server, biometric issues, bank transfers

*2026-05-23*

The old update is better or do something to this new one please

**Developer response:** Hi, your feedback is well received and has been escalated. In the interim, please clear the app data and after login go to the biometric option in settings to enable the biometric feature. You can get back to us via email at zenithdirect@zenithbank.com, if the challenge persists with screenshots of error responses if any.

### 1/5 — Bad

*2026-04-04*

Please try and make an update on the blank transfer history panel!

**Developer response:** Hello, Thank you for your feedback. Updates are already in the works and will be live soon. Please keep using our app.

### 1/5 — Get a new app

*2026-03-20*

You guys should make changes to your app settings cos why does it always say something like network error check your internet connection when I sure am connected to the internet. 
____

This is another few days after my last review, this app is wack and I promise you I’d never put money into your bank anymore until you change this stupid app to a better one. Can’t y’all pay for a better app developer? Mtcheew

**Developer response:** Thanks for your feedback. This is in the works.

### 3/5 — Get a new app

*2026-03-18*

You guys should make changes to your app settings cos why does it always say something like network error check your internet connection when I sure am connected to the internet.

## Frequently asked questions about Zenith Bank eaZymoney

### What can I do with the Zenith Bank eaZymoney app?

The app allows you to manage your finances by viewing all your accounts, checking balances, and reviewing account history. You can also make various types of transfers, pay bills, recharge airtime, and make payments using QR codes. Additionally, it offers features for card management, cheque services, and accessing bank statements.

### How do I register for the Zenith Bank eaZymoney app?

Registration can be done through three options: using a Hardware Token, using your Card, or via Branch Activation. Each method involves entering your account details and creating a password and mobile PIN. The registration process is a one-time setup.

### Is the Zenith Bank eaZymoney app free to use?

Yes, the app is free to download and use. There are no charges mentioned for using the core banking features and services provided within the application.

### What devices is the Zenith Bank eaZymoney app compatible with?

The app is designed for mobile devices. Users can add up to three devices to their account for access. Specific operating system compatibility is not detailed in the provided description.

### Can I make international transfers using this app?

Yes, the app supports foreign transfers, allowing you to send money to international accounts. This feature is part of the comprehensive transfer options available within the app.

## Version history (last 5 releases)

### 5.1.2 — 2026-07-08

Bug Fixes

### 5.1.0 — 2026-06-29

Bug Fixes

### 5.0.0 — 2026-05-21

Enhanced Features

### 4.4.18 — 2025-10-14

Bug Fixes

### 4.4.16 — 2025-09-15

Bug Fixes

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## More apps by Zenith Bank PLC

- [ZMobile Ghana](https://appshunter.io/ios/app/zmobile-ghana/id1183866521)
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All apps by Zenith Bank PLC: https://appshunter.io/developer/732850257

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*