# Zenmo: Your Money Companion — Self-care for your wallet > Real-time spending analysis and habit building for financial awareness. (iPhone/iPad app by Zenmo, Inc..) - Source: https://appshunter.io/ios/app/zenmo-your-money-companion/id6751237716 (this page in markdown: same URL + `.md`) - Developer: [Zenmo, Inc.](https://appshunter.io/developer/1834163929) - Category: Finance, Education - Price: Free with in-app purchases - Rating: 5.00/5 from 5 App Store ratings · 4 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 113 MB - Languages: American English - Released: 2026-03-31 - Data updated: 2026-07-29 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/zenmo-your-money-companion/id6751237716/reviews.md ## What is Zenmo? Zenmo is the self-care app for your money. Not a spreadsheet. Not a strict budget. Not another budgeting app that makes you feel bad about spending. It’s vibe budgeting done right! Zenmo lets you talk with your money, understand what changed, and build better habits one small step at a time. Connect your accounts and Zenmo turns your everyday spending into simple awareness, gentle guidance, and tiny wins that help you feel more in control over time. CHECK IN WITH YOUR MONEY • See your income, spending, and transactions in one place across all your accounts, including checking, savings, credit and retirement! • Understand what is happening with your cash flow • Notice meaningful changes in your spending automatically • See how your habits are shifting over time • Stay aware without having to manually track everything BUILD BETTER MONEY HABITS • Create streaks around real-life habits like cooking at home, spending less on takeout, or staying on track for the week • Watch your Zen Score grow as your habits improve • Unlock achievements as you make real financial progress • Celebrate small wins that help you build momentum • Stay consistent without rigid budgets or guilt GET GENTLE GUIDANCE • Spend Compass helps you see if your spending is on track, drifting, or off course based on your goals • Zenmo Says gives you personalized insights based on your actual behavior • Smart notifications show you what matters without overwhelming you • Weekly Win, Watch, Move signals help you know what is working, what needs attention, and what you might need to adjust LEARN WITHOUT THE LECTURE • Play Zenmo Games to learn money concepts in a simple, low-pressure way • Build confidence around spending, saving, debt, and cash flow • Learn by doing instead of reading boring finance advice • Start with the first Zenmo Games track for free SPOT PATTERNS BEFORE THEY BECOME PROBLEMS • See your top spending drivers each month • Catch merchant drift when spending starts creeping up • Compare this month to your normal habits • Understand where your money is actually going • See the habits behind the numbers FEEL MORE PREPARED • Stay ahead of recurring expenses and subscriptions • See what is coming before it hits • Run simple what-if scenarios • Make small changes before money starts to feel overwhelming Zenmo is built for people who want a calmer relationship with money. Zenmo uses secure third-party connections and industry-standard encryption. We never sell your personal or financial information. Zenmo provides educational insights and planning tools. It does not provide financial, investment, legal, or tax advice. MEMBERSHIP • Zenmo is free to download and use. Zenmo Premium unlocks everything outside the first Zenmo Games track. Start your 14-day trial today! PRIVACY POLICY: https://app.termly.io/policy-viewer/policy.html?policyUUID=04adf1bc-6317-465b-b0dc-abb4eee92ed0 TERMS AND CONDITIONS: https://app.termly.io/policy-viewer/policy.html?policyUUID=3d9d134a-bed5-4a49-937a-7a69cec19171 ## Key features - Real-time transaction analysis - Spending trend tracking - Personalized financial guidance - Gamified habit building - Upcoming expense prediction - What-if scenario planning ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Annual | $59.99 | per year | | Monthly | $9.99 | per month | ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/zenmo-your-money-companion/id6751237716/reviews.md ### 5/5 — Totally worth it *2026-04-24* This app helped me save 140$ just in the free trial. It’s accessible, intuitive, and helped me feel more calm about my money!!! ### 5/5 — LOVE IT! Needed it for so long *2026-04-07* I’ve been having a hard time managing my money, but seeing the tab where it tells me if I’m on track or not and what I should do on an everyday basis to save money over the year is sooo helpful!! Also it took my account info so smoothly and it legit uses Plaid! Doesn’t get better than that!! ### 5/5 — Love this! *2026-04-05* So I’ll be the first of many to say I am really bad with money, and those $4.99 expenses add up quick. I’ve only had this app a couple of days but it’s already helped me figure out where my expenses are going. Needless to say I like snacks too much. Also Zenmo is so cute, and are my favorite colors! ### 5/5 — First app that actually made me pay attention *2026-03-31* I’m one of the people behind Zenmo, but I’m also someone who uses it every day. I built this because nothing else really worked for me. All other finance apps out there just show you what you already spent. That never helped me actually change anything. So I stead, Zenmo is built around awareness and momentum. The app gives me a quick read on whether I’m on track without digging through charts, and the insights are starting to call out patterns I wouldn’t have caught on my own. It’s not trying to be another budgeting app. It’s trying to help you stay aware enough to make better decisions in the moment. Still a lot more we want to build, but this is the first time a finance app has actually changed how I and a lot of my friends behave, and not just what I see. ## Frequently asked questions about Zenmo ### Does Zenmo have ads? Yes, Zenmo contains advertisements. As a free application, it utilizes ads to support its services. ### What is the cost of Zenmo Premium? Zenmo Premium offers a monthly subscription for $9.99/month or an annual subscription for $99.99/year. Both plans include a 14-day free trial. ### What devices is Zenmo available on? Zenmo is currently supported on iPhone and iPod devices. Future platform expansions may be considered. ### How secure is my financial information with Zenmo? Zenmo uses secure third-party connections and industry-standard encryption to protect your data. Your personal and financial information is never sold for financial gain. ### How often is Zenmo updated? The latest version of Zenmo is 1.1.7, and it was last updated on June 10, 2026. Updates typically include new features and performance improvements. ### What age rating does Zenmo have? Zenmo has an age rating of 17+. This is due to the nature of financial management and the insights provided. ### Can I cancel my Zenmo Premium subscription? Yes, you can cancel your Zenmo Premium subscription at any time. The cancellation policy is detailed in the app's terms and conditions. ### What are the main benefits of Zenmo Premium? Zenmo Premium unlocks all features beyond the initial Zenmo Games track. This includes advanced insights, planning tools, and a comprehensive experience. ## Version history (last 5 releases) ### 1.2.3 — 2026-07-20 Home Updates • We added new animations throughout the Home experience to continue to make Zenmo feel more alive. Every time you come back, you may notice something new waiting for you. More Improvements to Ask Zenmo • We continued improving Ask Zenmo with smarter conversations, better responses, and a more helpful experience. Transaction Tracking Updates • We made additional improvements to transaction tracking to make your insights more accurate and reliable. ### 1.2.2 — 2026-07-05 Cash Flow Enhancements • Card credits and rewards get their own line now. We also fixed an issue that could cause refunds or credits to show as negative spending in monthly totals. Zen Music • Background music is now off by default. Want the full Zenmo soundtrack? You can turn it on anytime from Profile. App Reviews • We added a new review prompt that appears after certain moments in Zenmo. If you're enjoying the app, we'd love to hear from you! Home Screen • We added more animations and life to the Home screen to make checking in on your money feel a little more zen. You may even spot some butterflies. ### 1.2.1 — 2026-07-02 A Faster Start • We completely redesigned onboarding to get you into Zenmo faster than ever. Explore the app, discover your financial wellness story, and experience the value of Zenmo with fewer steps. A More Lively Home Screen • We added more visualizations to make the Home screen feel clearer, more useful, and more alive. Additional Improvements to Ask Zenmo 2.0 • We continued enhancing Ask Zenmo with smarter month-over-month comparisons, richer conversations, and even more ways to explore your financial habits and trends. Notifications Reminder • Added a reminder to enable notifications so you never miss personalized insights, streaks, achievements, and important changes in your finances. New Achievements • We added even more achievements to celebrate your progress and reward the small financial wins that build lasting habits. ### 1.2.0 — 2026-06-24 Conversation History • Ask Zenmo conversations now feel much more natural. Every question and answer stays together in a single scrollable thread, making it easy to revisit past insights, compare answers, and pick up where you left off without losing context. You can also instantly re-ask any previous question with a single tap. Active Conversations • Ask Zenmo conversations now remain active for a few minutes before being moved to history. If you leave Ask Zenmo and come back shortly after, your conversation will still be waiting for you. ### 1.1.9 — 2026-06-21 Additional Improvements to Ask Zenmo 2.0 • We've added support for more questions about your spending, bills, income, subscriptions, merchants, and financial habits, along with richer visual insights, trend comparisons, personalized weekly check-ins, and more natural follow-up conversations to help you better understand your money. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-29.*