# Zenpeny — Smart Budget & Expense Tracker

> Smart Budget & Expense Tracker (iPhone/iPad app by Mate Pay Private Limited.)

- Source: https://appshunter.io/ios/app/zenpeny/id6762693391 (this page in markdown: same URL + `.md`)
- Developer: [Mate Pay Private Limited](https://appshunter.io/developer/1821602263)
- Category: Finance, Entertainment
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 38 MB
- Languages: American English
- Released: 2026-05-12
- Data updated: 2026-08-18
- User reviews in markdown: https://appshunter.io/ios/app/zenpeny/id6762693391/reviews.md

## What is Zenpeny?

Zenpeny is your AI-powered personal finance manager that makes tracking expenses effortless. Simply type what you spent, speak it aloud, or snap a photo of your receipt — our intelligent AI handles the rest.

SMART EXPENSE TRACKING
• Type naturally: "Spent $15 on lunch" and Zenpeny categorizes it instantly
• Voice input: Speak your expenses hands-free while on the go
• Receipt scanning: Take a photo of any receipt to log it automatically
• AI-powered categorization across 15+ categories including Food, Rent, Transport, Entertainment, and more

INTELLIGENT BUDGETING
• Set monthly budgets for each spending category
• Visual progress bars show exactly where your money goes
• Get notified when you're approaching your limits
• Track income vs. expenses with beautiful charts

ZEN – YOUR AI FINANCIAL ASSISTANT
• Ask questions about your spending: "How much did I spend on food this month?"
• Get personalized saving tips based on your actual habits
• Discover your biggest expenses and find ways to cut back
• Responses stream in real-time for a fast, conversational experience

SAVINGS TOOLS
• Interactive savings calculator to see how small changes add up
• AI-generated saving tips with daily, monthly, and yearly breakdowns
• Fun milestones to keep you motivated on your savings journey

BUILT FOR YOUR PRIVACY
• Bank-level encryption protects your data
• We never sell your personal information
• Secure authentication with password protection

Zenpeny Pro unlocks unlimited transactions, unlimited AI assistant access, voice input, receipt scanning, and advanced financial insights — all for one simple subscription.

Start managing your money smarter today.
Terms of Use: https://zenpeny.com/terms
Privacy Policy: https://zenpeny.com/privacy


## Version history (last 5 releases)

### 2.2.12 — 2026-06-09

Batch Manager for Everyone
Batch Manager is now free for all users — no longer locked behind Pro subscription
Users can group transactions into weekly, fortnightly, or monthly batches
Batch Reports in the Wealth Hub are also accessible to all users
Improved Batch Closing
When closing a batch, all unbatched transactions before the end date are automatically swept in
After closing, the dashboard resets to a completely clean slate — no leftover expenses or transactions
A new open batch auto-creates after closing
Dashboard Improvements
Charts and budget tracking now show only the current open batch's data instead of filtering by calendar month
Pie chart shows "No expenses yet" when the batch is empty
Spending and budget displays are fully batch-aware

### 2.2.11 — 2026-05-29

Wealth Hub Your complete financial command center. Track bank accounts, net worth, debts, cash flow, subscriptions, and your want list — all in one place with beautiful charts and insights.

Batch Manager Group your transactions into weekly, fortnightly, or monthly batches. Close a batch when you're ready to lock in your totals and start fresh. Review past batches anytime in the Wealth Hub.

Shared Budget Budget together with family, partners, or roommates. Create a household, invite members via QR code, track shared expenses, and see who owes who — all while keeping your personal finances private.

### 2.2.10 — 2026-05-27

Wealth Hub Your complete financial command center. Track bank accounts, net worth, debts, cash flow, subscriptions, and your want list — all in one place with beautiful charts and insights.

Batch Manager Group your transactions into weekly, fortnightly, or monthly batches. Close a batch when you're ready to lock in your totals and start fresh. Review past batches anytime in the Wealth Hub.

Shared Budget Budget together with family, partners, or roommates. Create a household, invite members via QR code, track shared expenses, and see who owes who — all while keeping your personal finances private.

### 2.2.5 — 2026-05-22

Privacy Mode — Tap the eye icon on your dashboard to instantly hide your income, expenses, and balance totals. Perfect for checking your finances in public.

Wealth Hub — A powerful new tab combining all your financial tracking in one place: • Accounts — Track multiple bank accounts, credit cards, investments, and loans with balance history • Net Worth — Monitor your total assets and liabilities with trend charts • Debts — Track debts, log payments, and view payoff projections • Cash Flow — Visualize your money in and out over time • Subscriptions — Audit and manage your recurring subscriptions • Want List — Save items you're tempted to buy and track impulse spending • Calendar — See transactions and upcoming recurring payments on a monthly/weekly calendar

### 2.2.4 — 2026-05-19

additional features

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*