# Zentavo — Budget, Debt & Savings Tracker

> Personal finance tracker for budgeting, debt payoff, and savings without bank linking. (iPhone/iPad app by Market Soleil L.L.C..)

- Source: https://appshunter.io/ios/app/zentavo/id6759969513 (this page in markdown: same URL + `.md`)
- Developer: [Market Soleil L.L.C.](https://appshunter.io/developer/1700618212)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 6 MB
- Languages: American English
- Released: 2026-03-05
- Data updated: 2026-06-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/zentavo/id6759969513/reviews.md

## What is Zentavo?

Zentavo is a personal finance app that puts you in control of your money — without linking your bank accounts.
Track your income and expenses, set monthly budgets by category, manage subscriptions, and build a clear picture of your financial health. Zentavo also helps you tackle debt with built-in Snowball and Avalanche payoff strategies, showing you exactly how long it will take to become debt-free and how much interest you'll save.
Features:

Dashboard with net worth, savings, and budget tracking at a glance
Category-based budgeting with auto-calculated totals
Individual subscription tracking with billing dates and due reminders
Debt management with Snowball and Avalanche payoff comparisons
Savings goals to help you plan for what matters
Income calculator for hourly workers with multiple income sources
Weekly and monthly spending charts
Day streak to keep you engaged with your finances
Dark theme designed for comfortable daily use
All your data stays on your device — no bank login required

Whether you are paying off debt, building savings, or just trying to understand where your money goes, Zentavo gives you the tools to take control.

## Key features

- Budgeting by category
- Subscription management
- Debt payoff strategies
- Savings goals
- Income calculator
- Spending charts
- On-device data storage

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/zentavo/id6759969513/reviews.md

### 5/5 — Cool

*2026-03-08*

I do like the app so far. I can not wait to see more features.

## Frequently asked questions about Zentavo

### How secure is Zentavo?

Zentavo prioritizes user security by storing all financial data directly on your device. This means no sensitive information is shared online or with third parties, and you do not need to link your bank accounts.

### What financial institutions does Zentavo support?

Zentavo does not require any connection to financial institutions. All tracking and management are done manually within the app, ensuring your data remains private and on your device.

### Can Zentavo help me pay off debt faster?

Yes, Zentavo includes built-in Snowball and Avalanche debt payoff strategies. It visually compares these methods, showing you projected payoff timelines and potential interest savings.

### What types of transactions can I track with Zentavo?

You can track all your income and expenses, set budgets by category, and manage individual subscriptions with their billing dates and due reminders. The app also features an income calculator for hourly workers.

### Is Zentavo available on Android devices?

Currently, Zentavo is supported on iPhone and iPad devices. The app is designed for iOS users looking for comprehensive personal finance management tools.

### How often is Zentavo updated?

Zentavo was last updated on March 5, 2026, with version 1.0. As a new release, users can expect ongoing updates to enhance features and performance.

### What is the user sentiment for Zentavo?

Based on the available data, Zentavo has received a perfect 5.0-star rating from one review, indicating a highly positive initial user reception.

### Does Zentavo have ads?

No, Zentavo is ad-free. The application does not display any advertisements, allowing for an uninterrupted user experience.

## Version history (last 1 release)

### 1.0 — 2026-03-05

No release notes.

## More apps by Market Soleil L.L.C.

- [First Breath](https://appshunter.io/ios/app/first-breath/id6757009765)
- [Daily Dad](https://appshunter.io/ios/app/daily-dad/id6758369902)
- [Tonight's Menu](https://appshunter.io/ios/app/tonights-menu/id6758466628)

All apps by Market Soleil L.L.C.: https://appshunter.io/developer/1700618212

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-02.*