# Zera Financial > Financial provider for savings growth through fixed monthly interest deposits. (iPhone/iPad app by Zera Financial LLC.) - Source: https://appshunter.io/ios/app/zera-financial/id1589380529 (this page in markdown: same URL + `.md`) - Developer: [Zera Financial LLC](https://appshunter.io/developer/1589380531) - Category: Finance - Price: Free - Rating: 4.05/5 from 62 App Store ratings · 25 written reviews indexed - Age rating: 4+ - Requires: iOS 13.2 · 70 MB - Languages: English, Spanish - Released: 2021-10-26 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/zera-financial/id1589380529/reviews.md ## What is Zera Financial? A new way to confidently save. Zera is a unique financial provider that helps our customers acquire healthy financial growth through the accumulation of savings. Easy to use and navigate! 1. Deposit funds in your account With a minimum of $500 and with no max limit. 2. Choose a term period The longer funds are deposited the more you can make. See calculator. 3. Interest adds up Receive a fixed interest every month on your principal deposit. 4. Withdraw or reinvest every month On your withdraw date every month either withdraw your interest or redeposit it to your account. Built in calculator to see all your potential earnings with Zera. Easy and fast sign up to get you up earning as soon as possible. ## Key features - Deposit funds with minimum $500 - Choose term periods for growth - Earn fixed monthly interest - Withdraw or reinvest monthly - Built-in earnings calculator - Fast sign-up process ## Recent user reviews (10 of 25) All indexed reviews: https://appshunter.io/ios/app/zera-financial/id1589380529/reviews.md ### 5/5 — Getting Paid *2023-03-12* I got all my interest payment every month and also my referrals that have joined. Just finished my first full year term and I renewed my term for another year. My experience has been amazing 🤙🏽 ### 5/5 — Payouts *2023-01-30, version 2.4* I got all my money so far can’t see why not work them It’s great way to make passive income and save up for down payment Current work with them they update the payment now app is great I get all my withdrawals I don’t see a better investment Cant wait to see what else they will have in future ### 5/5 — Satisfied *2023-01-24, version 2.4* I’ve renewed my term a couple times now. First 6 months I withdrew every monthly interest payment and got it every time in my bank account. Was suspicious at first, but I am now convinced and sure this is legit. I trust my money with Zera! ### 5/5 — 💸 *2023-01-20, version 2.4* GOD bless Zera and what they are doing! My money grows every month and I withdraw my interest payments every month. No complaints or issues here. ### 1/5 — Scam *2023-01-12, version 2.4* “Zera Financial” is a guy, Luis, in his basement. They are not a bank or financial institution, nor do they have any licensing of any kind. This is a scam and will be removed from the App Store and you’ll never get your money back. Run, don’t walk, from this app. ### 5/5 — Great experience *2023-01-05, version 2.4* Try it and see for yourself. I can only speak on my experience and it is GREAT. Process was easy and straight forward. I do not have one issue with Zera. They respond fast when I need help and I’ve gotten all my interest payouts. I referred a friend and he got all his interest and principal at the end of his 6 month term as well. ### 1/5 — Beware *2023-01-03, version 2.4* This is a Ponzi scheme. I have reported it to the federal trade commission. I asked Zera to provide information about how the money is managed, who manages it, what their qualifications are etc etc and they would not provide any info. ### 1/5 — Radiantly Obvious Scam *2022-12-29, version 2.4* No one pays you 36% annually. This is a classic Ponzi scheme, do not be fooled. No reviews anywhere on the web, when you call their customer service it’s some guy’s cell phone. Don’t get robbed, stay away from this company. ### 5/5 — Surprisingly great *2022-11-25, version 1.8* Super doubtful in the beginning because it was too good to be true. I have been scammed before and was very skeptical, but idk I still had the urge to take a risk and went for it and I tell you I do not regret it one bit so happy I went for it because I now have the peace of mind and security of Zera and I recommend Zera to everyone join and start earning you won’t regret it. ### 5/5 — Great App! *2022-11-25, version 1.8* No one else is doing this, I use Zera as my 401k alternative and I couldn't be happier. They are here for the people and I have not one complaint, only great things to say about them. I totally recommend!! ## Frequently asked questions about Zera Financial ### What does Zera Financial do? Zera Financial is a financial provider designed to help customers achieve financial growth through savings accumulation. It allows users to deposit funds, select term periods, and earn fixed monthly interest on their principal deposits. ### How do I earn money with Zera Financial? You earn money by depositing funds into your account, choosing a term period, and receiving a fixed interest rate every month on your principal deposit. You can then choose to withdraw this interest or reinvest it to further grow your savings. ### What are the minimum deposit requirements? The minimum deposit required to start using Zera Financial is $500. There is no maximum limit on how much you can deposit, allowing for significant savings growth. ### Can I withdraw my earnings? Yes, on your monthly withdraw date, you have the option to either withdraw your earned interest or reinvest it back into your account to compound your earnings. This provides flexibility in managing your savings. ### Is there a calculator to estimate earnings? Yes, the app includes a built-in calculator that allows you to see all your potential earnings based on your deposit amount and chosen term period. This helps you plan your savings strategy. ## Version history (last 3 releases) ### 2.9 — 2023-02-28 App Enhancements ### 2.8 — 2023-02-28 App Enhancements ### 2.7 — 2023-02-23 App enhancements ## Apps similar to Zera Financial | App | Rating | Price | Category | | --- | --- | --- | --- | | [Enjoy Coin](https://appshunter.io/ios/app/enjoy-coin/id1560585455) | 5.0 (6) | Free | Finance | | [Dura Cash: High Yield Checking](https://appshunter.io/ios/app/dura-cash-high-yield-checking/id6443747428) | 2.5 (4) | Free | Finance | | [Vergo Card](https://appshunter.io/ios/app/vergo-card/id1607555355) | 2.8 (5) | Free | Finance | | [Levo Financial](https://appshunter.io/ios/app/levo-financial/id1619186716) | 4.2 (5) | Free | Finance | | [NYswap](https://appshunter.io/ios/app/nyswap/id1601890606) | 4.0 (3) | Free | Finance | | [ProPay International](https://appshunter.io/ios/app/propay-international/id6444889070) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*