# Zera Financial — user reviews > 25 indexed App Store user reviews of Zera Financial by Zera Financial LLC, rated 4.05/5 from 62 ratings. - Source: https://appshunter.io/ios/app/zera-financial/id1589380529/reviews - App overview in markdown: https://appshunter.io/ios/app/zera-financial/id1589380529.md - Rating breakdown: 5★ 46 · 4★ 0 · 3★ 2 · 2★ 1 · 1★ 13 ## Newest reviews (11 of 25) ### 5/5 — This is great!! *2022-10-24, version 1.6* This is good and this is true!! Zera does what they say they will do. I was skeptical at first because the ROI was insane, but they came through and paid out. This is great! ### 5/5 — Earn Extra Money *2022-08-27, version 1.3* This is a great opportunity to make some extra cash. I’ve joined this financial company since last year and is a trustworthy company. Plus they are really nice people when it comes to speak about any questions you might have. Really recommend it. ### 5/5 — See your seed flourish *2022-08-25, version 1.3* Excellent in every aspect. The app is easy and simple to use & very pleasing to the eye. I'm very happy with the whole experience I have received since joining Zera Financial. Everything is well explained & you can see the genuine desire in every employee from every department to help your financial seed grow. If you are looking for a place to invest I encourage you to look no further for this is the place. If you have any questions because I know I had some. Ask because I’m sure they are always willing to give us the answers to the questions we have. GOD bless them! ### 5/5 — Do it! *2022-08-25, version 1.3* I don’t care if no one else is doing what Zera is doing or if it seemed too good to be true or insane. I still tried it out! I finished my 2 year term and got everything back plus my interest. ### 5/5 — AN ABSOLUTE MUST *2022-08-06, version 1.3* I used to let my money sit in the bank and not do anything with it, but after finding this app, I can safely leave my money here and make actual passive income without having to do anything. Its trustworthy and your money is insured ### 5/5 — Let your money work for you *2022-04-29, version 1.2* Truly blessed to have deposited and see my interest grow. My other banks don’t grow nearly as much interest as Zera! Looking forward to adding more funds in the next few months. Thank you for everything. ### 5/5 — I Recommend !! *2021-11-05, version 1.0* At first was a bit skeptical, but Zera exceeded my expectation. They did what they promised and everything was easy and to the point. Highly recommend don’t sleep on this! ### 5/5 — Best financial institution *2021-11-04, version 1.0* I thought this was to good to be true ! When I downloaded it I decided to make an account and this is the best way to save my money! Not only do you save but get paid to save! Highly recommend 👍🏼 ### 5/5 — Blessings 💲😊 *2021-10-30, version 1.0* At first I sort of thought this wasn’t real, then I saw my cousin do this and turned out good for her she made a profit out of it, so I decided to try it myself with a large sum and ended up with and even larger sum. If you scared or doubt this just deposit the minimum and the shortest term, and you’ll see the good results. Let your money work for you! ### 5/5 — Best finance *2021-10-30, version 1.0* They make it easy and fast , very trustworthy and down to business ! ### 5/5 — Great Financial Opportunity! *2021-10-28, version 1.0* Smooth navigation, and attractive presentation’ ## Most critical reviews (10 lowest-rated) ### 1/5 — Scam *2023-01-12, version 2.4* “Zera Financial” is a guy, Luis, in his basement. They are not a bank or financial institution, nor do they have any licensing of any kind. This is a scam and will be removed from the App Store and you’ll never get your money back. Run, don’t walk, from this app. ### 1/5 — Beware *2023-01-03, version 2.4* This is a Ponzi scheme. I have reported it to the federal trade commission. I asked Zera to provide information about how the money is managed, who manages it, what their qualifications are etc etc and they would not provide any info. ### 1/5 — Radiantly Obvious Scam *2022-12-29, version 2.4* No one pays you 36% annually. This is a classic Ponzi scheme, do not be fooled. No reviews anywhere on the web, when you call their customer service it’s some guy’s cell phone. Don’t get robbed, stay away from this company. ### 1/5 — Beware! *2022-10-21, version 1.6* The only way to get any info on what they do is to set up an account. To do so, you must provide personal information in the app and agree that you have read the terms and agree to them. But…there is no way to read the terms before checking that box. I asked them about it on their IG feed and they immediately deleted my comment. Also…their website has a security warning! ### 5/5 — Getting Paid *2023-03-12* I got all my interest payment every month and also my referrals that have joined. Just finished my first full year term and I renewed my term for another year. My experience has been amazing 🤙🏽 ### 5/5 — Payouts *2023-01-30, version 2.4* I got all my money so far can’t see why not work them It’s great way to make passive income and save up for down payment Current work with them they update the payment now app is great I get all my withdrawals I don’t see a better investment Cant wait to see what else they will have in future ### 5/5 — Satisfied *2023-01-24, version 2.4* I’ve renewed my term a couple times now. First 6 months I withdrew every monthly interest payment and got it every time in my bank account. Was suspicious at first, but I am now convinced and sure this is legit. I trust my money with Zera! ### 5/5 — 💸 *2023-01-20, version 2.4* GOD bless Zera and what they are doing! My money grows every month and I withdraw my interest payments every month. No complaints or issues here. ### 5/5 — Great experience *2023-01-05, version 2.4* Try it and see for yourself. I can only speak on my experience and it is GREAT. Process was easy and straight forward. I do not have one issue with Zera. They respond fast when I need help and I’ve gotten all my interest payouts. I referred a friend and he got all his interest and principal at the end of his 6 month term as well. ### 5/5 — Surprisingly great *2022-11-25, version 1.8* Super doubtful in the beginning because it was too good to be true. I have been scammed before and was very skeptical, but idk I still had the urge to take a risk and went for it and I tell you I do not regret it one bit so happy I went for it because I now have the peace of mind and security of Zera and I recommend Zera to everyone join and start earning you won’t regret it. ## Most praised reviews (4 highest-rated) ### 5/5 — Great App! *2022-11-25, version 1.8* No one else is doing this, I use Zera as my 401k alternative and I couldn't be happier. They are here for the people and I have not one complaint, only great things to say about them. I totally recommend!! ### 5/5 — Easy 5 Stars *2022-11-06, version 1.7* So grateful to have found Zera, they answered all my questions and guided me through the process! Don't doubt and do it, this is amazing. ### 5/5 — LOVE IT <3 *2022-11-05, version 1.7* Nothing but great things to say about Zera! Great customer service, great app, great returns, great community, and just simply great. Join as soon as you can you won't regret it ### 5/5 — Great Experience!!!! *2022-10-30, version 1.7* Was a great experience with Zera! I started it off with the mindset of too good to be true, but I took a risk and they did all they said they would. Process was smooth and surely I had peace of mind with speaking with customer service and as I got my payouts. This is something new and great don’t miss out, you won’t regret it. Highly recommended! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*