# zero: offline expense tracker — Minimal Expense Tracker > Offline expense tracker for private financial management. (iPhone/iPad app by Lossless Protocols.) - Source: https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225 (this page in markdown: same URL + `.md`) - Developer: [Lossless Protocols](https://appshunter.io/developer/1879507198) - Category: Finance - Price: Free - Rating: 3.30/5 from 3 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 31 MB - Languages: American English - Released: 2026-02-24 - Data updated: 2026-08-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews.md ## What is zero? WHY zero? Most finance apps want your data. zero wants nothing. • No account required: start tracking in seconds • No internet needed: works 100% offline • No ads, no subscriptions: completely free • No data collection: your finances stay private TRACK EXPENSES EFFORTLESSLY Add expenses in seconds with a clean, minimal interface designed for daily use. • Quick entry with amount, title & category • Custom categories with icons and colors • Date picker for past expenses • Notes and descriptions for every transaction MANAGE MONEY YOU OWE & ARE OWED Never forget an IOU again. • Track money you lent and borrowed • Organize by person with custom icons • See total balances at a glance BEAUTIFUL REPORTS & INSIGHTS Understand your spending with clear, visual reports. • Monthly expense breakdown with pie charts • Daily spending calendar heatmap • Category-wise analysis • Filter by month and year DESIGNED FOR YOU • Dark mode & light mode • Multiple currency support • Export & import your data • Fast, lightweight, battery-friendly PRIVACY BY DESIGN Zero is built on a simple principle: your money, your business. All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet. Download zero and take control of your finances, privately. ## Key features - Offline expense tracking - No account required - Track money owed and lent - Customizable categories - Visual spending reports - Data export and import - Privacy-focused local storage ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews.md ### 4/5 — Solid, lightweight spend tracker *2026-06-01* Nice and simple. A very good start. I’m hoping the ability to add monthly budget is added in the future, as well as recurring expenses. **Developer response:** Thank you for the review! Glad zero feels simple and useful to you. Monthly budgets and recurring expenses are in the development will come in a future update. Appreciate you taking the time to share feedback. ### 1/5 — Glitch *2026-04-06* When i navigate to app it is not letting me add the expences **Developer response:** Sorry you ran into this. That shouldn’t happen. Please update to the latest version (2.4.2). If you find any bugs, there is a Report Bug section in Settings, please report them there. ### 5/5 — Best app *2026-03-21* It very easy to use and secure **Developer response:** Thank you, Khan! Glad you find it easy and secure. Privacy is at the core of zero, all your data stays on your device. Appreciate the kind review! ## Frequently asked questions about zero ### Does zero have ads? No, zero is completely free with no ads or subscriptions. The app is designed to be ad-free, allowing for an uninterrupted user experience. ### How secure is zero? Zero prioritizes privacy by design, storing all your financial data locally on your device. It does not require an internet connection, an account, or collect any user data, ensuring your finances remain private. ### Can I use zero on multiple devices? Currently, zero stores data locally on your device and does not offer cloud sync. This means data is not automatically shared between multiple devices. You can export and import data manually if needed. ### What kind of reports does zero offer? zero provides beautiful, visual reports including monthly expense breakdowns with pie charts, a daily spending calendar heatmap, and category-wise analysis. You can filter these reports by month and year. ### How often is zero updated? The latest version of zero is 2.3.5, and it was last updated on April 6, 2026. The developer, Anotherwhy Technologies, provides regular updates to improve the app. ### What is the age rating for zero? zero has an age rating of 4+, making it suitable for a wide range of users. It is available on iPhone and iPad. ### Can I track money I owe and money others owe me with zero? Yes, zero allows you to track money you lend and borrow, organizing it by person with custom icons. You can see total balances at a glance, ensuring you never forget an IOU. ### What currencies does zero support? zero supports multiple currency options, allowing you to manage your finances effectively regardless of your location or the currencies you use. ## Version history (last 5 releases) ### 2.6.6 — 2026-08-28 • Adaptive daily budget: what's left, over the days remaining • All 153 circulating currencies • Currency symbol on the correct side for your language • CSV export; week can start on Sunday or Monday • New donut chart - tap a slice to focus a category • Restore returns budgets and merges duplicate categories • Backups that failed with "invalid key" now restore • Edit and delete now work with screen readers ### 2.5.0 — 2026-07-13 • Monthly budget: set a budget for any month, or apply to every future month • Daily budget indicator: see how much you can spend today, live warnings when adding expenses • 100 currencies now supported, including Albanian Lek • New avatar design that works correctly in both light and dark themes • Budget progress bar on Home and Reports screens • Fixed bottom sheet scrolling on (icon, color, currency pickers) • Amounts now follow your device's regional format • Improved icon search with synonym matching • Performance improvements and bug fixes ### 2.4.2 — 2026-06-11 • Swipe tutorial: a quick demo now shows how to swipe items to edit or delete them • Multi-language ready: the app now supports language switching from Settings • Safer data deletion: prompted to export a backup before deleting all data • Better number formatting: amounts now follow your device's regional format • Performance improvement and bug fixes ### 2.3.5 — 2026-04-06 • Tap on any category in Reports to view all transactions for that category • Redesigned category color palette as per wcag guidelines for better visibility in both light and dark themes • Existing category colors are automatically migrated to the improved palette • Fixed dialog system for more reliable alerts and confirmations across the app • Fixed accent color contrast for debt amounts and action buttons • Backup files from older versions are automatically upgraded on import ### 2.3.2 — 2026-03-24 minor bug fixes ## Apps similar to zero | App | Rating | Price | Category | | --- | --- | --- | --- | | [Moneko AI: Track & Budget](https://appshunter.io/ios/app/moneko-ai-track-and-budget/id6753925279) | 4.9 (23) | Free | Finance | | [Fineyo: Expense Tracker](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940) | 5.0 (11) | Free | Finance | | [Tip Bucket Pro](https://appshunter.io/ios/app/tip-bucket-pro/id418060185) | 4.6 (12) | Free | Finance | | [Pointalize: Rewards Wallet](https://appshunter.io/ios/app/pointalize-rewards-wallet/id6757125150) | 5.0 (1) | Free | Finance | | [Basil: Budget & Spend Tracker](https://appshunter.io/ios/app/basil-budget-and-spend-tracker/id6757653703) | 4.4 (5) | Free | Finance | | [Expense Tracker Offline – Flux](https://appshunter.io/ios/app/expense-tracker-offline-flux/id6756208417) | 5.0 (1) | Free | Finance | ## Related topics [protocol zero](https://appshunter.io/ios/topics/protocol-zero) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*