# Zerobased: Budget Planner — Zero-based paycheque budgeting

> Zero-based budgeting app for Canadians and Americans, budget by paycheck, share with family. (iPhone/iPad app by Deke Worrell.)

- Source: https://appshunter.io/ios/app/zerobased-budget-planner/id6761318306 (this page in markdown: same URL + `.md`)
- Developer: [Deke Worrell](https://appshunter.io/developer/1888856124)
- Category: Finance, Productivity
- Price: Free (on sale, was $9.99)
- Age rating: 4+
- Requires: iOS 15.1 · 43 MB
- Languages: American English
- Released: 2026-07-03
- Data updated: 2026-07-21
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/zerobased-budget-planner/id6761318306/reviews.md

## What is Zerobased?

Most budgeting apps were built for Canadians, charge every person in your household, and make you take a course just to get started. Zerobased is different.
Zerobased is a zero-based budgeting app built for everyday Canadians and Americans — designed to be simple, flexible, and fair for your whole family.
Budget by Paycheck
Budget around how you actually get paid. Every pay cycle starts fresh so you always know exactly where your money is going before it leaves your account.
Share With Your Household — Under One Subscription
Invite your partner or family members to share the same budget. No extra charges per person. One subscription covers your whole household.
Built for Canada and the US
Support for Canadian accounts like RRSP, TFSA, FHSA, and RESP alongside American accounts like 401k, IRA, HSA, and 529. Zerobased speaks your language no matter which side of the border you're on.
Connect Your Bank or Go Manual
Link your bank accounts for automatic transaction tracking, or enter everything manually — your choice, no pressure.
Paycheque Reminders
Never forget to budget your next paycheque. Zerobased reminds you when it's time so your money always has a plan.
Flexible for Any Family
Fully customizable categories, accounts, and budget periods. Whether you're a single person, a couple, or a family — Zerobased fits the way you live.
Start free. Upgrade when you're ready.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Budget by Paycheck
- Household Sharing
- Bank Account Linking
- Manual Transaction Entry
- Customizable Categories
- Paycheck Reminders
- US & Canadian Account Support

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/zerobased-budget-planner/id6761318306/reviews.md

### 5/5 — Finally! And app that actually works!

*2026-07-05*

Finally! A budgeting app that actually works for the average person. 

I’ve tried so many budgeting apps and this is the first one that actually feels like it was built for how people really get paid and spend money. 

The last thing I want to do is sit there all day entering every little expense. This app makes it so much faster with these quick select expenses, and I can rename them to how I actually think about my expenses. 

My favourite feature is how it tracks my pay check and runs my budget around how I actually get paid instead of forcing everything into a calendar month. I get so annoyed when other apps say I am over budget when I am not!  My pay doesn’t land on the first of the month. 

There is a lot more cool features but those are my top. One’s. 

Good job guys! I love it!

## Frequently asked questions about Zerobased

### What is Zerobased's pricing model?

Zerobased is free to start using. The app offers in-app purchases for upgrades when users are ready to access premium features. Specific pricing for these upgrades is not detailed in the provided information.

### Does Zerobased have ads?

No, Zerobased does not contain advertisements. The app is ad-free, allowing for an uninterrupted budgeting experience.

### What devices does Zerobased support?

Zerobased is available on iPhone, iPad, and iPod devices. It is designed to function across these Apple platforms.

### How often is Zerobased updated?

The latest version of Zerobased is 1.0.1, which was last updated on July 5, 2026. This indicates recent development activity, though specific update frequency is not detailed.

### Can I share my Zerobased budget with family?

Yes, Zerobased allows you to invite your partner or family members to share the same budget under a single subscription. There are no extra charges per person for household sharing.

### Does Zerobased support Canadian financial accounts?

Yes, Zerobased is built for both Canadians and Americans. It supports Canadian accounts like RRSP, TFSA, FHSA, and RESP, alongside American accounts.

### What is the age rating for Zerobased?

Zerobased has an age rating of 4+. This suggests it is suitable for a wide range of users, including younger individuals, due to its straightforward interface.

### Can I connect my bank account to Zerobased?

Yes, Zerobased offers the option to link your bank accounts for automatic transaction tracking. Alternatively, you can choose to enter all transactions manually.

## Version history (last 4 releases)

### 1.0.3 — 2026-07-16

Your free plan just got bigger — 10 budget categories, up from 4. Plus small fixes and behind-the-scenes improvements.

### 1.0.2 — 2026-07-12

What's New in 1.0.2
Bank sync just got a lot better:
• Choose exactly which accounts to import when connecting your bank
• Transactions now sync automatically — your budget stays up to date without lifting a finger
• Reconnecting a bank no longer creates duplicate accounts
• Fixed an issue that prevented imported transactions from appearing
Household improvements:
• Invite emails now include a link to download the app
• Joining a household is smoother — invited members get a prompt right after signing up
Plus smaller fixes and polish throughout.

### 1.0.1 — 2026-07-05

- Connect your bank (Pro): securely link your bank and automatically
  import and categorize transactions, powered by Plaid
- New Uncategorized filter makes it easy to sort imported transactions
  into your budget
- Filter transactions by pay cycle and browse past pay periods (Pro)
- Transaction summaries now match the period you're viewing
- Improved transaction editing and various bug fixes

### 1.0 — 2026-07-03

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-21.*
