Budget App: ZeroBudget

Where does your money go? ZeroBudget shows you at a glance and helps you give every dollar a job before you spend it. Zero-based budgeting, credit cards with installment plans, a grocery list and shared expenses, all in one iPhone app. And it's truly private: your data stays on your phone, with no account, no servers and no bank linking. — CONTROL YOUR MONTH — • Zero-based budget: assign every dollar of your income and always know what's left in each category • A three-color heatmap (green, yellow or red) to see in seconds where you're on track and where you're overspending • Category trends, month by month: find out where you spend more • End-of-month estimate: how you'll close against your plan — CARDS, INSTALLMENTS AND PAYMENTS — • Credit cards with statement and payment dates, plus installment plans (buy now, pay later): what you owe this period and what's left • Scheduled expenses organized by card and frequency: rent, subscriptions, installments • Savings goals with a date: know how much to set aside each day — FAST TO USE — • Log an expense in seconds, scan a receipt or just tell Siri • Grocery list with a live total that becomes an expense when you're done, with Dynamic Island while you shop • Split expenses with family or friends and see who owes you • Widgets, reminders and color palettes for your categories — YOUR DATA IS YOURS — • Everything is stored only on your iPhone • The app never sends your data to any server, and we have no access to it • No account, no email and no bank connection • Works offline • No ads or trackers: the App Store privacy label says "Data Not Collected" • Protected with Face ID, Touch ID or PIN If you back up to iCloud Drive or share via AirDrop, you decide where your data goes. — FREE AND PRO — When you install, you try all of Pro free for 30 days, no card needed. After that you keep logging for free, with unlimited transactions, 1 debit account and 1 credit card, 1 goal, 1 installment plan, 1 split expense, 1 recurring expense and 1 shopping list active at a time. You can always view and back up your data, even if you don't pay. Pro adds the spending Heatmap, analytics with an end-of-month estimate and trends, receipt scanning and Siri, import from Excel or CSV, color palettes, password-protected backup and unlimited everything. Monthly or annual subscription; cancel anytime. If you installed ZeroBudget before October 19, 2026, you keep your original free plan: 2 accounts plus cash, 1 goal, 2 installment plans, 2 split expenses, 1 shopping list, unlimited recurring expenses, and scanning and Siri included. Terms: https://araniosoft.com/zeroBudget/terms-en.html Privacy: https://araniosoft.com/zeroBudget/privacy-en.html Support: soporte@araniosoft.com