# Zeroed: Debt Payoff Planner — Plan your way to £0

> Plan your way to £0 (iPhone/iPad app by Nicholas Boults.)

- Source: https://appshunter.io/ios/app/zeroed-debt-payoff-planner/id6803889775 (this page in markdown: same URL + `.md`)
- Developer: [Nicholas Boults](https://appshunter.io/developer/6794605644)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: American English
- Released: 2026-08-31
- Data updated: 2026-09-19
- User reviews in markdown: https://appshunter.io/ios/app/zeroed-debt-payoff-planner/id6803889775/reviews.md

## What is Zeroed?

Zeroed turns your balances, interest rates and monthly budget into a clear debt payoff plan. Compare strategies, simulate extra payments, and see exactly how today's choices change your debt-free date — before you make them.

Know what to pay, and why
Your plan tells you the one best move for this month — which debt, how much, and the reason — so you're never guessing whether to pay down the card or the loan first.

See your debt-free date
A month-by-month projection shows your balance shrinking to zero, with every milestone — each debt cleared, each payment released — along the way.

Ask "what if?"
- What if I paid £100 more a month?
- What if I put a £1,000 windfall toward my debt?
- What monthly budget clears everything by next August?
- What would a new £4,000 loan actually cost me in interest?

Every scenario shows the real impact — months sooner, interest saved — before you commit to anything.

Find your perfect strategy
Slide between saving the most interest and clearing debts the fastest, and watch your plan recalculate live. Or choose from five named strategies: Cheapest, Quick Wins, Fastest Closures, Cash Flow, or Balanced.

Protect your 0% offers
Zeroed watches every promotional rate and tells you plainly whether your current plan clears it before the standard rate kicks back in — and exactly what payment guarantees it does.

Private by design
No bank login. No account required. Your financial information stays on your device — never uploaded, never sold, never seen by anyone but you.

Zeroed provides planning tools and estimates based on the numbers you enter. It isn't a bank, and it doesn't offer regulated financial advice.


## Version history (last 1 release)

### 1.0 — 2026-09-01

No release notes.

## More apps by Nicholas Boults

- [FlipWord](https://appshunter.io/ios/app/flipword/id6794605642)
- [Tyma: Focus Timer](https://appshunter.io/ios/app/tyma-focus-timer/id6795277712)
- [NetProbe: LAN Scanner](https://appshunter.io/ios/app/netprobe-lan-scanner/id6799605506)

All apps by Nicholas Boults: https://appshunter.io/developer/6794605644

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-19.*