# Zeroed: Offline Budget Planner — zero-based wealth management > Privacy-focused offline budget planner using zero-based budgeting. (iPhone/iPad app by Stillware Ltd.) - Source: https://appshunter.io/ios/app/zeroed-offline-budget-planner/id6804301133 (this page in markdown: same URL + `.md`) - Developer: [Stillware Ltd](https://appshunter.io/developer/6804301135) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.5 · 105 MB - Languages: American English - Released: 2026-09-14 - Data updated: 2026-10-09 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/zeroed-offline-budget-planner/id6804301133/reviews.md ## What is Zeroed? Take control of your finances with envelope budgeting. Zeroed is a privacy-focused budgeting app that helps you achieve financial freedom using the proven zero-based budgeting method. Every unit of money gets a job. PRIVACY FIRST Your financial data stays on YOUR device. We never see your transactions. Your budget file is encrypted with AES-256 using a password only you know. OPTIONAL CLOUD SYNC Sync across devices using YOUR personal Google Drive. We only access files we create. POWERFUL FEATURES - Envelope budgeting: assign every unit of money to a category - Multiple accounts: current, savings and credit cards - Receipt scanner: snap a photo to add transactions - Smart import: bank statements (CSV, PDF) - Reports and charts - Scheduled transactions for recurring bills - Home-screen widgets: safe-to-spend and envelope balances at a glance - Dark and light themes NO SUBSCRIPTION — EVER Everything is free for 34 days. After the trial, a single one-time lifetime license keeps the whole app unlocked forever. If you decide not to buy, your data stays readable and exportable — it is never held hostage. YOUR DATA, YOUR CONTROL Local-first, encrypted on device, no ads, no tracking, export any time. ## Key features - Envelope budgeting - Privacy-focused, data stays on device - Receipt scanner - Smart bank statement import (CSV, PDF) - Reports and charts - Scheduled transactions - Home-screen widgets ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Zeroed - Offline Budget Planner | $19.99 | one-time | ## Frequently asked questions about Zeroed ### What is the main benefit of using Zeroed for budgeting? Zeroed focuses on privacy by keeping all your financial data on your device, encrypted and inaccessible to the developers. It also employs the effective zero-based budgeting method to ensure every unit of money is accounted for. ### How secure is my financial data with Zeroed? Your financial data is encrypted on your device using AES-256 with a password only you know. The app is designed with privacy first, and your data is never seen or shared by the developers. ### Does Zeroed require a subscription? No, Zeroed offers a 34-day free trial. After the trial, a single, one-time lifetime license unlocks the full app forever. Your data remains readable and exportable even if you choose not to purchase the license. ### Can I sync my budget across multiple devices with Zeroed? Yes, Zeroed offers optional cloud sync through your personal Google Drive. The app only accesses files it creates, ensuring your privacy is maintained during the sync process. ### What types of financial data can I import into Zeroed? You can import bank statements in CSV and PDF formats. Additionally, the app features a receipt scanner to easily add transactions by taking photos. ### Does Zeroed have ads? No, Zeroed is completely ad-free. The developers have stated that there are no advertisements within the application, ensuring an uninterrupted user experience. ### What devices is Zeroed available on? Zeroed is available on iPhone, iPad, and iPod devices. It is designed to work across Apple's mobile ecosystem. ### How often is Zeroed updated? The latest version of Zeroed is 1.4.0, which was last updated on October 4, 2026. This indicates a relatively active development cycle for the application. ## Version history (last 4 releases) ### 1.4.0 — 2026-10-04 Safe to spend now counts only your everyday money • Savings goals and money for bills still due this month are left out, so the daily figure on Today is one you can actually spend. Before, every category counted, which could make it look much bigger than it was. • A new "Count in Safe to spend" switch on every category. Turn it off for money that isn't for everyday spending, like a buffer for next month. • Budgets started from a budget style leave bills and savings out from the start. Quicker to log a spend • Today has its own + button, and a new transaction opens on the account you used last. • Who you paid is now optional, and Save Transaction finishes a sum like 12 × 3 for you. • Categories you've used recently appear as one-tap chips. Also new • "To Be Budgeted" is now called "Ready to assign". • Cover an overspent category in one tap: the missing amount is already filled in. • One Auto-assign button gathers every way to assign money. • The daily check-in skips any evening after you've logged something that day, and eases off to weekly if you stop opening the app. • Zeroed Lifetime now comes first in Settings, and Budget shows the days left in your trial. • A simpler Welcome screen. Already use Zeroed? Start a new budget or open a different one from there. Fixed • Amounts typed with a decimal comma (12,34) are read correctly everywhere. Before, a starting balance, a budgeted amount, a goal or your monthly income could be saved 100 times too large. • The trial notice no longer covers the + button. • Recent activity on Today names split purchases, income and transfers instead of "Uncategorised". • Subscription and unusual-spend cards show amounts in your currency and dates in your language. • Errors now say what happened and what to do, right where it happened. ### 1.3.2 — 2026-09-26 Fixed • Bought Zeroed Lifetime on another device? Connecting Google Drive in Settings now unlocks this one too. Before, Settings said your trial had expired and wouldn't connect. • The purchase screen now tells you a purchase made on another device can be restored here. If the App Store finds nothing, Restore offers to check your Google Drive next instead of reporting a failure. • Setup could get stuck on its last step because the "trial started" message covered the button. It now always finishes in the app. • Going back from the income step during setup no longer creates a second budget. • The income step no longer points you to a Settings option that doesn't exist. Improved • Every bottom sheet now has a drag handle, a title and a close button. Swipe the new-transaction sheet away by mistake and Zeroed keeps what you typed and offers Undo. ### 1.3.1 — 2026-09-15 New • Move in from YNAB: import your whole budget in one go. • Local backups: take a copy on a schedule or on demand, and restore from any file. • Undo for every destructive action. • Full-budget export and restore. • Receipt capture and bulk edit for transactions. • Smarter imports: column mapping, transfer recognition, and OFX reconciliation against your account balance. • "Envelope running low" notifications. Fixed • Google Drive sync could fail with "Access was denied" when Google's sign-in sheet left the Drive permission unticked. Zeroed now asks for that permission explicitly and tells you if it is missing. • Help & Feedback opened a "Page Not Found" screen. • After buying Zeroed Lifetime, Settings still offered an upgrade and kept returning to the Licence section. • The Reddit community link pointed at a community that did not exist. • The selection toolbar in the account register was unreadable on light themes. • Faster with large budgets; bill and envelope notifications open the right place. ### 1.3.0 — 2026-09-14 No release notes. ## Apps similar to Zeroed | App | Rating | Price | Category | | --- | --- | --- | --- | | [Daily Budget Original](https://appshunter.io/ios/app/daily-budget-original/id651896614) | 4.7 (4,842) | Free | Finance | | [Today's Budget: Saving is fun!](https://appshunter.io/ios/app/todays-budget-saving-is-fun/id1593868439) | 4.8 (557) | Free | Finance | | [Budget Planner・Money Manager](https://appshunter.io/ios/app/budget-plannermoney-manager/id1477982881) | 4.7 (62) | Free | Finance | | [Kharcha Book - Expense Manager](https://appshunter.io/ios/app/kharcha-book-expense-manager/id1608360032) | 4.5 (61) | Free | Finance | | [Stocks To Buy Now : AI Signals](https://appshunter.io/ios/app/stocks-to-buy-now-ai-signals/id1565527320) | 4.8 (4,090) | Free | Finance | | [Barclaycard for Business](https://appshunter.io/ios/app/barclaycard-for-business/id1538982647) | 4.7 (107) | Free | Finance | ## More apps by Stillware Ltd - [RankUp Chess](https://appshunter.io/ios/app/rankup-chess/id6806675796) All apps by Stillware Ltd: https://appshunter.io/developer/6804301135 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*