# ZhiCai

> ZhiCai (iPhone/iPad app by 波 王.)

- Source: https://appshunter.io/ios/app/zhicai/id6758871687 (this page in markdown: same URL + `.md`)
- Developer: [波 王](https://appshunter.io/developer/1875350192)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 13.0 · 55 MB
- Languages: English, Chinese, Chinese
- Released: 2026-03-13
- Data updated: 2026-07-10
- User reviews in markdown: https://appshunter.io/ios/app/zhicai/id6758871687/reviews.md

## What is ZhiCai?

ZhiCai is an AI-powered personal wealth management app that connects budgeting, assets, market news, and alerts into one workflow. Spend less time on manual tasks and gain a clearer financial picture with actionable prompts.

What you can do with ZhiCai
1) Asset overview: Manage multiple accounts in one place with clear change history and trends.
2) Easy budgeting: Track income and expenses with categories and notes.
3) Real-time news and search: Follow financial headlines and quickly find key information by topic or keyword.
4) AI insights and summaries: Combine your data with public information to generate key summaries, insights, and risk reminders (for reference only).
5) Alerts and warnings: Set custom alerts, including market-focused reminders and AI Sentinel capabilities.

Important note
Information and analysis provided by ZhiCai are for reference only and do not constitute investment advice or return guarantees.

Links
- Privacy Policy: https://aigoldlab.com/legal/privacy
- Terms of Use (Custom EULA): https://aigoldlab.com/legal/terms
- Help Center: https://aigoldlab.com/legal/help

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro会员连续包年 | $199.99 | per year |
| Pro会员连续包月 | $19.99 | per month |
| Plus会员连续包月 | $4.99 | per month |
| Plus会员连续包年 | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 10000 Points | $49.99 | one-time |
| 1500积分 | $9.99 | one-time |
| 350 Points | $2.99 | one-time |
| 100 Points | $0.99 | one-time |



## Version history (last 1 release)

### 1.0.3 — 2026-03-13

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-10.*