# Zifra - Personal Finance — AI Expense Tracker & Budgets

> AI Expense Tracker & Budgets (iPhone/iPad app by Muhammad Patel.)

- Source: https://appshunter.io/ios/app/zifra-personal-finance/id6769973300 (this page in markdown: same URL + `.md`)
- Developer: [Muhammad Patel](https://appshunter.io/developer/1896704886)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 13 MB
- Languages: American English
- Released: 2026-06-08
- Data updated: 2026-08-05
- User reviews in markdown: https://appshunter.io/ios/app/zifra-personal-finance/id6769973300/reviews.md

## What is Zifra?

Track every expense in seconds.

Zifra is an AI-powered personal finance tracker designed for individuals, freelancers, entrepreneurs, and small business owners who want complete visibility into their money.

LOG EXPENSES IN SECONDS

• Voice Entry — Simply speak your expense and AI automatically fills the details.
• Receipt Scanning — Capture receipts with your camera for instant expense logging.
• Smart Manual Entry — Quickly add transactions with intelligent categorization.
• Automatic Detection — AI identifies amounts, merchants, and categories automatically.

SMART BUDGETING

• Create monthly budgets for any spending category.
• Receive alerts before exceeding your budget.
• Monitor spending with visual progress indicators.
• Get AI-powered spending insights and forecasts.

COMPLETE FINANCIAL OVERVIEW

• Track income and expenses in one place.
• Monitor net balance and savings progress.
• View spending trends with interactive charts.
• Analyze expenses by category.
• Compare income and expenses over time.

RECURRING TRANSACTIONS

• Schedule recurring expenses and income.
• Track subscriptions, rent, memberships, and bills.
• Update recurring amounts as needed.
• Pause or cancel recurring transactions at any time.

GLOBAL SUPPORT

• Support for 170+ currencies.
• Live exchange rates.
• Available in English and Spanish.
• Designed for travelers, remote workers, and international users.

PREMIUM EXPERIENCE

• Dark and light mode support.
• Clean and intuitive navigation.
• Fast and reliable performance.
• Offline access with synchronization when connected.
• Export reports in CSV and PDF formats.

SECURITY & PRIVACY

• Your financial data is encrypted and securely stored.
• No advertising.
• We do not sell personal information.
• You can delete your account at any time.

ZIFRA PRO

Unlock premium features with Zifra Pro:

• Unlimited transactions
• AI-powered expense tracking
• Multi-currency support
• Advanced budgets and analytics
• Recurring transaction management
• CSV and PDF exports

Subscription Options:
• Monthly Plan: $2.99/month
• Annual Plan: $24.99/year
• Includes a 10-day free trial for eligible users

Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage subscriptions in your App Store account settings.

Whether you are tracking daily expenses, managing business finances, or monitoring income across multiple currencies, Zifra helps you stay organized and in control.

Privacy Policy:
https://zifraapp.com/privacy

Terms of Service:
https://zifraapp.com/terms

Apple Standard End User License Agreement (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Support:
support@zifraapp.com

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Zifra Pro Monthly | $2.99 | per month |
| Zifra Pro Yearly | $24.99 | per year |



## Version history (last 5 releases)

### 1.2.2 — 2026-08-03

- Bug fixes

### 1.2.1 — 2026-07-21

- Bug fixes

### 1.2 — 2026-07-05

- Big fixes

### 1.1 — 2026-06-13

- Bug fixes

### 1.0 — 2026-06-08

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*