# Zil.US > Online banking platform for business and personal accounts with credit building and fee-free transactions. (iPhone/iPad app by Onlinecheckwriter.com.) - Source: https://appshunter.io/ios/app/zilus/id1576803726 (this page in markdown: same URL + `.md`) - Developer: [Onlinecheckwriter.com](https://appshunter.io/developer/1473071594) - Category: Finance - Price: Free - Rating: 2.10/5 from 10 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 51 MB - Languages: American English - Released: 2021-09-13 - Data updated: 2026-06-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/zilus/id1576803726/reviews.md ## What is Zil.US? Zil.US is an online banking experience that will meet all your business needs. Open a free business or personal checking account. Free, safe security features, overdraft, and get paid two days early with no hidden fee. ALL IN ONE PLATFORM Simple modern Banking, ACH, wire, Credit build, Printable checks, Cash Back, Instant Visa card, Physical Card, multiple cards for many users with customized limits, block card in a single tap. TRUSTED BY BUSINESSES You control your banking with two-factor authentication, instant alert, daily balances, etc., GOODBYE TO HIDDEN FEES No monthly fee, No hidden Fee, No minimum Balance required. A NEW WAY TO BUILD CREDIT Use our modern credit builder and increase your credit score sooner than you think with regular on-time payments. PAY VENDOR, PAYEES, FRIENDS WITH NO TRANSFER FEES Send money to anyone without any transfer fee. ## Key features - Free business/personal checking accounts - Early direct deposit - Credit builder tool - Fee-free ACH and wire transfers - Instant and physical Visa cards - Card management with custom limits - Two-factor authentication ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/zilus/id1576803726/reviews.md ### 1/5 — Fake App? *2024-04-20* Is this a fake app? None of the functions work and no customer service. ### 1/5 — They stole 200,000$ from me. Do not use *2024-02-22* This bank has stolen over 200,000$ from my business. They literally destroyed everything I built over 7 years. They will not give any reason or excuse they just keep apologizing. This has been going on for weeks. They stole my money. From what is seems like you have nothing to worry about if its a small amount of money, but they will wait until you have a hefty sum and then freeze all your accounts and never give you back your money. ### 1/5 — Full of Issues *2024-02-13* This app is terrible! Better off going to the website! ### 1/5 — Scammmmmmmm *2023-11-03* They just want your information once you finish creating an account and try to login it’s going to say you don’t have an account ### 1/5 — Can’t login *2023-10-18* I can’t even login to the app just spins forever ## Frequently asked questions about Zil.US ### What types of accounts can I open with Zil.US? Zil.US allows you to open both free business and personal checking accounts. These accounts are designed to meet a variety of financial needs for individuals and companies. ### How does Zil.US help build credit? Zil.US offers a modern credit builder tool. By making regular on-time payments through the platform, users can work towards increasing their credit score sooner. ### Are there any hidden fees with Zil.US accounts? No, Zil.US emphasizes a 'goodbye to hidden fees' approach. The app states there are no monthly fees, no hidden fees, and no minimum balance requirements for its accounts. ### Can I get paid early with Zil.US? Yes, Zil.US offers the benefit of getting paid up to two days early with direct deposit. This feature helps users access their funds sooner. ### What security features does Zil.US offer? Zil.US provides free, safe security features including two-factor authentication and instant alerts for account activity. These measures help users control and protect their banking. ### Does Zil.US support sending money to vendors and friends without fees? Yes, Zil.US allows you to pay vendors, payees, and friends with no transfer fees. This applies to money sent through their platform. ### On which devices can I use Zil.US? Zil.US is available on iPhone, iPad, and iPod devices. The app is designed for mobile use across Apple's ecosystem. ### How often is Zil.US updated? The latest version of Zil.US is 2.6.3, last updated on March 11, 2026. This indicates a recent update, suggesting ongoing development and support for the application. ## Version history (last 5 releases) ### 2.6.3 — 2026-03-11 . Added verification protection during login and sign-up. . Bug fixes for smoother performance. . Overall enhancements for a better app experience. ### 2.6.2 — 2025-12-09 We've made enhancements to the app, including new features, bug fixes, and performance improvements to provide a better experience. ### 2.6.1 — 2025-07-14 We've made enhancements to the app, including new features, bug fixes, and performance improvements to provide a better experience. ### 2.6.0 — 2025-06-19 Updated sign up check boxes for improved clarity and user consent management. ### 2.5.9 — 2025-06-14 Updated sign up checkboxes for improved clarity and user consent management. Temporarily disabled Cloud Bank features. ## Apps similar to Zil.US | App | Rating | Price | Category | | --- | --- | --- | --- | | [Nexos Mobile Wallet](https://appshunter.io/ios/app/nexos-mobile-wallet/id1536241662) | 5.0 (2) | Free | Finance | | [Solid Wallet](https://appshunter.io/ios/app/solid-wallet/id1565407982) | 3.1 (14) | Free | Finance | | [Suvi](https://appshunter.io/ios/app/suvi/id1571313117) | 3.8 (33) | Free | Finance | | [Grind24 - Mobile Banking](https://appshunter.io/ios/app/grind24-mobile-banking/id1599201404) | 2.9 (20) | Free | Finance | | [Restart - Mobile Banking App](https://appshunter.io/ios/app/restart-mobile-banking-app/id1576922155) | 4.0 (83) | Free | Finance | | [Aion - Business Banking](https://appshunter.io/ios/app/aion-business-banking/id1529925509) | 4.7 (16) | Free | Finance | ## More apps by Onlinecheckwriter.com - [Online Check Writer](https://appshunter.io/ios/app/online-check-writer/id1521980907) - [Malappuram Marathon](https://appshunter.io/ios/app/malappuram-marathon/id6475773708) - [Zil Money](https://appshunter.io/ios/app/zil-money/id6479183480) - [Zil Foundation](https://appshunter.io/ios/app/zil-foundation/id6742029956) - [Document Mail](https://appshunter.io/ios/app/document-mail/id6746794341) All apps by Onlinecheckwriter.com: https://appshunter.io/developer/1473071594 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*